Virgin Car Insurance
It's cheaper car insurance. Done the Virgin way.
Contact us
Call 1800 887 707
8am to 8pm, Mon-Fri
8am to 5pm, Sat
Refer a Friend
Lodge your Refer a Friend claimMember only offers
Virgin Car Insurance
Switch to Virgin Car Insurance and you could save with the Virgin
3-way saver.
It's cheaper car insurance. Done the Virgin way.
Why Virgin?
Our policies
Get a quote
Easy claims process
Why Virgin?
Who on earth wants to pay more than they have to for car insurance? Exactly. That’s why we’ve come up with the Virgin 3-way saver. Here’s how it works:
- Renewal Price Promise - we'll guarantee you the same low price or better in year 2 if your situation is the same. Check out the conditions.
- Flexi Excess Discount - reduce premiums by up to $100, or more, simply by varying the excess. Check out the conditions.
- Refer a Friend - if your friends or family take out a Comprehensive policy we'll give you both $50*. How to claim.
That's 3 ways to save, plus all the service you'd expect from Virgin.
Car insurance with options and extras
Our policies
With Virgin Car Insurance you can take out any of our base policies as is or choose to include one or more of our great value options and extras.
Comprehensive cover
With Comprehensive car insurance you're protected in all manner of situations, no matter who's at fault for that extra peace of mind.
Third Party protection
Virgin Car Insurance also offers two types of Third Party cover:
- Third Party Fire & Theft - protection against damage caused by your vehicle to another's property, plus cover should your car catch fire or if someone steals it.
- Third Party Property - protection against damage caused by your vehicle to another's property.
Options and extras
You can take out either of the base policies as is or include restricted driver discounts (for premium savings) and roadside assistance (for extra peace of mind).
The information above is a summary only. See our Product Disclosure Statement for full details.
How to get a quote
It's simple, you just need to have a few details close by:
- your personal details & contact information
- details about the car(s) you wish to insure
- which type of cover you're after.
Quote & purchase online
You can get a super quick quote, 24/7 online. Our quote and purchase system is secure and simple to use – Plus reduce premiums by up to $100, or more, simply by varying the excess when you buy Comprehensive cover.
Quote online, purchase over the phone
Complete an online insurance quote and if you'd prefer to buy over the phone, just take a note of your Quote Reference Number and call 1800 887 707 8am - 8pm, weekdays and Saturday 8am - 5pm EST.
Quote & purchase over the phone
There are no forms to fill in - simply call 1800 887 707 to get a quote and buy over the phone. We'll take you through the process and answer any questions that might crop up along the way.
Easy claims process
Making a claim with Virgin Car Insurance, is as simple as picking up the phone. We're here to help you put things right, not add to your woes with massive forms and confusing paperwork.
When making a claim, our friendly claims people will be there to guide you through the process and answer any questions that crop up along the way.


