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Step 1

A few things to confirm

It's easy to apply online and will only take a few minutes.

To apply you need to make sure:

• You're over 18 years of age;
• You earn more than $20,000 per year;
• You're a permanent Australian resident; and
• You have a good credit rating.

Yes to all of the above? Great, let's get started.

Pick your plastic

With the No Annual Fee Credit Card you've the choice of 6 colours, pick the one that looks good in your wallet.

To keep it quick and easy

To keep the application quick and easy make sure you have the following:

• All 'your money' information (such as your income and expenses);
• Account details of any balance transfer requests;
• Your driver's licence, if you have one; and
• If you're a Velocity Rewards Member, have your Velocity Membership Number handy.

Now just click the Continue button and we're good to go.

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