• Card details
    Annual Fee $74 for the first year, then $149.38
    Annual fees are subject to change.
    Balance Transfer Rate18 0% p.a. for 12 months. Reverts to cash advance rate.
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Bonus Points Earn up to 60,000 bonus Velocity Points16. Receive 30,000 points for each month you spend $1,500 or more on eligible purchases in the first 2 months from card approval.
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Privileges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

  • Card details
    Annual Fee $0 for the first year, then $149.39
    Annual fees are subject to change.
    Balance Transfer Rate1 0% p.a. for up to 24 months. Reverts to cash advance rate.
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Privileges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

  • Card details
    Annual Fee

    $0 for the first year, then $129.39
    Annual fees are subject to change.

    Balance Transfer Rate1 0% p.a. for up to 24 months. Reverts to cash advance rate.
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Privileges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

  • Card details
    Annual Fee $64 for the first year, then $129.38
    Annual fees are subject to change.
    Balance Transfer Rate18 0% p.a. for 12 months. Reverts to cash advance rate.
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Bonus Points Earn up to 60,000 bonus Velocity Points16. Receive 30,000 points for each month you spend $1,500 or more on eligible purchases in the first 2 months from card approval.
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Privileges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.


Why the Virgin Australia Velocity Flyer Card?

Payments made easy

Apple Pay36

The super easy and seriously secure way to pay with your iPhone, iPad, Apple Watch and Mac.

More about Apple Pay
*For purchases over $100, an ATM PIN is required for additional security.

Samsung Pay37

An easier, faster and secure way to tap and pay for purchases under $100*. Use your compatible Samsung device at point of sale terminals where you can swipe or tap your card.

More about Samsung Pay
*For purchases over $100, an ATM PIN is required for additional security.

Google Pay40

Enjoy the convenient and secure checkout with your phone everywhere Google Pay is accepted.

More about Google Pay

Visa payWave

For purchases up to $100, simply wave & go anywhere that has a Visa payWave sensor. Yep, it's that easy and convenient9.

Features & benefits

Velocity Points Earn10

While your adventures maybe closer to home these days, you can build your Velocity Points balance to fly on Virgin Australia’s network of destinations across Australia. Or turn your Points into gift vouchers, online shopping, wine for a cosy night in and more. The table below shows your standard earn rate based on spend each statement period.

Calculate Points     Learn more

Exclusive Flight Benefit

Enjoy an exclusive $129 Virgin Australia Gift Voucher17, provided as a Virgin Australia Travel Bank credit, each year. To unlock your benefit, simply make a retail purchase in the 2 months prior to requesting your voucher.

How the flight benefit works

Personal Concierge

Take advantage of round-the-clock access to the Visa Platinum Concierge Service14. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

Purchase Protection Insurance6

Cardholders receive 90 days complimentary insurance against loss, theft or accidental damage on covered products purchased anywhere in the world using your Virgin Australia Velocity Flyer or High Flyer Card up to specified amounts as outlined in the Complimentary Insurance Policy Information Booklet.

Extended Warranty Insurance6

Cardholders may be entitled to extended warranty insurance of up to 12 months in addition to the covered product's Australian warranty period, which you purchase on your Virgin Australia Velocity Flyer or High Flyer card as outlined in the Complimentary Insurance Policy Information Booklet.

Visa Platinum Benefits

Imagine having first choice of seats to some of the most sought-after events in Australia. No queuing, no waiting, no disappointment to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.

Learn more

Fraudshield®

Rest assured that we're on the case, to keep your card safe around the clock with Fraudshield®. As long as you keep your contact details up to date, we'll contact you if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy12, ensuring you won't be held liable for fraudulent transactions made with your card.