Important information on investment options

When looking at your investment options, remember that objectives are not a promise or guarantee of a particular return. Asset allocations are indicative only and from time to time there may be some variation depending on the experience of the underlying funds, investment market fluctuations or asset allocation decisions.

LifeStage Tracker® - Balanced
Under 40's mix 40's mix 50's mix Over 60's mix
Objective: To achieve returns (after tax and fees) that exceed movements in the Consumer Price Index (CPI) by:
At least 3.5% p.a. over 5 year rolling periods At least 3% p.a. over 5 year periods At least 2% p.a. over 3 year periods At least 1% p.a. over 2 year periods
Strategic asset allocation
Asset class: Benchmark(%) Asset class: Benchmark(%) Asset class: Benchmark(%) Asset class: Benchmark(%)
Australian Equities 47 Australian Equities 38 Australian Equities 25 Australian Equities 10
International Equities
(Hedged)
16 International Equities
(Hedged)
12
International Equities
(Hedged)
7.5 International Equities
(Hedged)
2.5
International Equities
(Unhedged)
16 International Equities
(Unhedged)
12
International Equities
(Unhedged)
7.5 International Equities
(Unhedged)
2.5
Australian Listed Property 6 Australian Listed Property 8 Australian Listed Property 10 Australian Listed Property 5
Total Growth Assets 85 Total Growth Assets 70 Total Growth Assets 50 Total Growth Assets 20
Australian Fixed Interest 12 Australian Fixed Interest 24 Australian Fixed Interest 40 Australian Fixed Interest 64
Australian Cash 3 Australian Cash 6 Australian Cash 10 Australian Cash 16
Total Defensive Assets 15 Total Defensive Assets 30 Total Defensive Assets 50 Total Defensive Assets 80
Potential for negative annual return
Once every 4 years Once every 4.5 years Once every 6 years Once every 21 years
Estimated number of negative annual returns over any 20 year period
5 4.4 3.2 0.9
Risk level
High High Medium to High Low
Minimum suggested investment timeframe
7 years 5 years 4 years 2 years

The objectives shown above are not a promise or guarantee of any particular rate of return or benefit. Instead, the objectives are used by the Trustee to monitor the performance of Virgin Super’s investments.


LifeStage Tracker® - Aggressive
Under 40's mix 40's mix 50's mix Over 60's mix
Objective: To achieve returns (after tax and fees) that exceed movements in the Consumer Price Index (CPI) by:
At least 4% p.a. over 7 year rolling periods At least 3.5% p.a. over 5 year rolling periods At least 3% p.a. over 5 year periods At least 2% p.a. over 3 year periods
Strategic asset allocation
Asset class: Benchmark(%) Asset class: Benchmark(%) Asset class: Benchmark(%) Asset class: Benchmark(%)
Australian Equities 65 Australian Equities 47 Australian Equities 38 Australian Equities 25
International Equities
(Hedged)
17.5 International Equities
(Hedged)
16 International Equities
(Hedged)
12 International Equities
(Hedged)
7.5
International Equities
(Unhedged)
17.5 International Equities
(Unhedged)
16 International Equities
(Unhedged)
12 International Equities
(Unhedged)
7.5
Australian Listed Property 0 Australian Listed Property 6 Australian Listed Property 8 Australian Listed Property 10
Total Growth Assets 100 Total Growth Assets 85 Total Growth Assets 70 Total Growth Assets 50
Australian Fixed Interest 0 Australian Fixed Interest 12 Australian Fixed Interest 24 Australian Fixed Interest 40
Australian Cash 0 Australian Cash 3 Australian Cash 6 Australian Cash 10
Total Defensive Assets 0 Total Defensive Assets 15 Total Defensive Assets 30 Total Defensive Assets 50
Potential for negative annual return
Once every 3.5 years Once every 4 years Once every 4.5 years Once every 6 years
Estimated number of negative annual returns over any 20 year period
5.5 5 4.4 3.2
Risk level
High High High Medium to High
Minimum suggested investment timeframe
7 years 7 years 5 years 4 years

The objectives shown above are not a promise or guarantee of any particular rate of return or benefit. Instead, the objectives are used by the Trustee to monitor the performance of Virgin Super’s investments.


Select Your Own
Australian Equities International Shares* Listed Property Cash/Fixed Interest
Objective: To achieve returns (after tax and fees) that exceed movements in the Consumer Price Index (CPI) by:
At least 3.5% p.a. over 7 year rolling periods At least 3.5% p.a. over 7 years rolling periods At least 2.5% p.a. over 5 year periods At least 0% p.a. over 1 year periods
Indicative asset allocation
Australian Shares 100% International Shares 100% Australian Listed Property 100% Australian Cash 20%
Australian Fixed Interest 80%
Potential for negative annual return
Once every 3.5 years Once every 3.5 years Once every 3.5 years Once every 11 years
Estimated number of negative annual returns over any 20 year period
5.6 5.7 5.6 1.7
Risk level
High High High Low to Medium
Minimum suggested investment timeframe
7 years 7 years 5 years 1 years

* International Shares (50% hedged/50% unhedged).

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Inside, the year that was.

  1. Why you and Virgin Super are good together
  2. How your super is invested
  3. Important info on investment options
  4. 2011/2012 Market Review
  5. More investment information
  6. Perfromance to 30 June 2012
  7. Key fund information
  8. Virgin Super's Financials