Virgin Car Insurance

Park your car insurance in a better place.

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Compare a quote from Virgin Car Insurance today. You could save up to $250# and get the same low price in year 2 if your situation stays the same.*

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Renewal reminder

Combine & Save


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Car

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Home

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Contents

25% discount
off your Home & Contents policy+


 

Contact us

Call 1800 887 707

Mon-Fri 8am to 8pm
Sat 8am to 5pm

Member only offers

Velocity Frequent Flyer

how you can save

If you've been hit by a higher car insurance premium this year, don’t wait. Compare a quote from Virgin Car Insurance and switch today.

  • Save up to $250# – You could save up to $250, simply by tailoring your policy. Check out the conditions.
  • Same price in year 2* - Once you get your great price, we'll guarantee it for your second year if your situation stays the same. Check out the conditions.
  • Compare today – You can get a quote online at a time that suits you, or give our Customer Care Team a call and they’ll talk you through it.
  • Up to 25% off Home & Contents+ – take advantage of this exclusive offer when you purchase Virgin Car Insurance. Contact our Customer Care Team to apply.
  • 5,000 Velocity points – switch to Virgin Car Insurance and earn 5,000 Velocity Points.^ Find out more

Find out how you and Virgin Car Insurance could be good together - get a quote and compare today.

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comprehensive car insurance

With Virgin Car Insurance Comprehensive cover you’re fully protected against all manner of accidents, whether you or someone else is at fault. Your car is also protected should someone break in, steal it, vandalise it or set it alight.

With no forms to fill in, a 21 day money-back guarantee (if you've made no claims) and our ultra convenient options and extras, there's still plenty more you get with Virgin Car Insurance. Check out the following table:

Cover Comprehensive
Same price for 2 years*.
Conditions apply
Yes
Save up to $250# - tailor your policy and save.
Conditions apply
Yes
New car replacement. 12 months
Emergency accommodation and transport - $100 per day, up to $300 for overnight. Yes
Hire vehicle following theft - $1,000 cover (limit 14 days). Yes
Lifetime guarantee on repairs for as long as you own the car. Yes
Personal effects. $250
(Excludes theft and forced entry)
Trailer (belonging to you) cover should you have an accident. $500
No excess to pay when third party is identified and at fault. Yes
No claim discount preserved when third party is identified and at fault. Yes
Lump sum or instalment payments. Yes

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third party car insurance

We offer two types of Third Party car insurance so you can choose the level of cover that’s right for you.

  • Third Party Property, Fire & Theft - protection against damage caused by your vehicle to another’s property, plus cover should your car catch fire or if someone steals it.
  • Third Party Property - protection against damage caused by your vehicle to another’s property. You also have limited cover if your car is damaged by an uninsured vehicle and the accident is their fault.

If you'd rather be protected in all manner of situations, no matter who’s at fault, take a look at our Comprehensive cover instead.

Cover Third Party,
Fire & Theft
Third Party
Property
Same price for 2 years*.
Conditions apply
Yes Yes
Hire vehicle following theft - $1,000 cover (limit 14 days). Yes -
Lifetime guarantee on repairs for as long as you own the car. Yes Yes
$3,000 cover for uninsured motorists extension. Yes Yes
Lump sum instalment payments. Yes Yes

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options and extras

Want even more from your car insurance? For added convenience and even further savings on great value premiums, you can choose from the following options and extras with Virgin Car Insurance.

Cover Comprehensive Third Party, Fire & Theft Third Party Property
Agreed value or market value. Yes - -
No claim discount protection. Yes - -
Windscreen excess reduction. Yes - -
Accident hire car. Yes - -
Restricted driver discounts. Yes Yes Yes
Variable excess to reduce premium. Yes - -
Roadside assistance. Yes Yes Yes

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options and extras

We’ve teamed up with our friends at Velocity to bring you an offer we think you’ll love.

Earn 5,000^ Velocity points when you switch to Virgin Car Insurance before 31 August 2014. Find out more.

And don’t forget as the policy holder you'll need to provide your Velocity number when applying and you'll only receive Velocity points once as a Virgin Car Insurance customer, not per vehicle or on renewal.

get a renewal reminder

You don’t have to wait until your renewal notice arrives – you can switch to Virgin Car Insurance anytime.

But, if you find you’re not quite ready to buy yet, why not sign up for our renewal reminder service?

Simply leave us your details and we’ll send you an email closer to your current policy’s expiry date with information on how you could save on your car insurance. We’ll just need your:

  • First and last name
  • Email address
  • Post code
  • Current policy expiry date

Leave my details

 

 

 

Get a quote

 

Before switching providers we recommend you compare all policy features and find out if cancellation fees apply. As we don't know your financial needs we can't advise if this insurance will suit you. Consider your needs and the Product Disclosure Statement (PDS) before making a decision to buy this product.

^Offer of 5,000 Velocity Points is available to new Virgin Car Insurance customers only (Not available for renewals). You must be an Australian resident and over 18 years of age with an active Velocity membership. This offer is available in New South Wales, Queensland, Victoria, South Australia, Australian Capital (Not available in the Northern Territory). Offer is only valid if you purchase a Virgin Car Insurance policy online at virginmoney.com.au or by calling 1800 654 012 and a valid Velocity number is provided at the time of application. Maximum of 5000 Velocity points per policy (even if multiple cars are insured under a single policy). In order to receive the Points the policy holder’s name must match the Velocity account number provided and the policy must not be cancelled within 21 days of purchase. Points will be credited to eligible Velocity Account’s up to 90 days after the policy has become active and the 21 day cancellation period has expired. This offer is valid from 01 March 2012 to 31 August 2014 and is subject to change or removal at the discretion of Virgin Money. This offer cannot be used in conjunction with any other Virgin Money Car insurance offers, is not redeemable for cash and is not transferrable. Velocity is owned and operated by Velocity Rewards Pty Ltd as trustee of the Loyalty Trust. To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms.

#Based on a basic comprehensive policy, with no optional extras, drivers age restricted to 30 and over, $200 additional excess and no rating 1 protection.

*Renewal Price Promise is subject to no changes to the policy details or driving history of listed drivers and no claim being made on the policy. Offer excludes fees and government charges.

+The above discounts are applied to the Home and/or Content premium when purchased together or combined with a car policy via the Virgin Car Insurance Call Centre on 1800 887 707. (New Car Insurance policies must be purchased via the Call Centre. Only the Home & Contents 15% offer can be purchased online via virginmoney.com.au). No discount applies to the car policy. If you’re an existing Home and/or Contents Insurance customer and you take out Car Insurance at a later date, the discount will be applied to your Home and/or Contents policy at your next renewal date provided all policies are active at time of renewal. The Home & Contents insurance policy must be initiated between 4 June 2013 and 31 August 2014. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount. It does not apply to any renewal offer of insurance. The discount offer applies only to the premium for an insurance product. You will be responsible for all applicable GST and other statutory charges.

 


Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869. Auto & General Services Pty Ltd  arranges the insurance on behalf of Auto & General Insurance Company Ltd (Auto & General). As we don’t know your financial needs we can’t advise if this insurance will suit you. Consider your needs and the Product Disclosure Statement (PDS) before making a decision to buy this product. Auto & General pays Virgin Money a commission which is a percentage of your premium. For further details see the Financial Services Guide (FSG). View a copy of the PDS A, PDS B, Financial Services Guide and Privacy & Security. Approved applicants only. Insurance not available in the Northern Territory.