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Comprehensive Car Insurance


Comprehensive Car Insurance

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Save 15%*

Buy Virgin Car Insurance Price Saver online and save on Comprehensive cover. You can also apply over the phone, but the 15% discount is a special online offer only.

Tailored to you

Reduce costs further by customising cover to your needs.

Lifetime guarantee on repairs

With any of our authorised dealers for as long as you own the car.

New for old replacement

If your car is written off in the first 24 months or 40,000kms (whichever is earlier), we’ll sort you out.

We believe you deserve more than just a great price and fast cover. We’re here for the little things as much as the big things so you don’t have to sweat the small stuff.

  • Hail Alerts - be in the know with our handy hail SMS alerts, so you (and your car) can duck for cover.
  • Emergency transport - the taxi fare is on us if you've been caught in an accident.^
  • Personal items - we cover your car inside and out, so that new baby seat or sound system is protected too.^
  • No fault, no excess - if you’re not at fault, we won’t make you pay.^
  • Roadside Assistance – one of our optional extras.  Don't be left high and dry because of a flat battery or breakdown. Our 24/7 roadside assistance will get you back on the road faster. For more information on what’s included in the service, see our Terms and Conditions

For additional optional extras and further tips to help reduce your premiums, see Save on Car Insurance.

Save 20%.







to third party

At Virgin Money, we know your car is more than just four wheels getting you from A to B. That’s why our comprehensive cover protects you and your car for all of life’s road trips.

With the Virgin Car Insurance Price Saver policy you’re fully protected against accidents, whether you or someone else is at fault. Your car is also protected should someone break in, steal it, vandalise it or set it alight. It’s quality cover, without the price tag.


how you can save

Drive down costs not cover with Virgin Car Insurance Price Saver.

What we cover Virgin Car Insurance Price Saver
How to apply Apply now
Type of cover Comprehensive
New car replacement 24 months or 40,000kms
Emergency accommodation and transport - $100 per day up to $850 in total
Hire vehicle following theft - $1,000 cover (limit 14 days) Green tick
Lifetime guarantee on repairs# Green tick
Personal effects $500 (includes theft and forced entry)
additional $500 for child seat or capsule
Trailer (belonging to you) cover should you have an accident $1,000
No excess to pay when third party is identified and at fault Green tick
No claim discount preserved when third party is identified and at fault Green tick
Security device discount (approved system) Green tick
Debris Removal $5,00
Death benefit $5,000
Replacement keys/remote $1,000
Legal Liability $20 million
Lump sum or instalment payments Green tick
Optional Extras Virgin Car Insurance Price Saver
Agreed value or market value Green tick
No claim discount protection Green tick
Windscreen excess reduction Green tick
Accident hire car Green tick
Restricted driver discounts Green tick
Variable excess to reduce premium Green tick
Roadside assistance Green tick

^ Please see the PDS for full details of terms and conditions

how you can save

Don’t be left high and dry because of a flat battery or breakdown. Having Roadside Assistance will help keep your journey on track. Our service providers, Ultra Tune Roadside Assistance, will be there to help you day or night, 24/7.

Need help?
Available 24 hours a day, 7 days a week
1800 788 692
Call to add it to your policy
Mon to Fri 8am to 8pm, Sat 8am to 5pm (Sydney time)
1800 724 678

Here’s what’s included:

Feature Benefit
Available 24 hours, 7 days a week Green tick
Callouts Unlimited call outs within a Fair Use Policy
Breakdown Towing up to 15km in the city, and up to 50km (round trip) in the country/remote regions
Help icon
Emergency Key Service
up to $125 (incl. GST)
Use Of Our Technical Advice Hotline Unlimited
Minor Roadside Repairs Green tick
Help with flat batteries Green tick
Help with flat tyres Green tick

For more details, see the Roadside Assistance Terms and Conditions.


Important stuff
Before switching providers we recommend you compare all policy features and find out if cancellation fees and charges apply. As we don't know your individual objectives, financial situation or needs, we can't advise if this insurance will suit you. It is important that you read and consider the relevant Product Disclosure Statement (PDS) to make sure the product is appropriate for you before making a decision to buy the product.

Approved applicants only. Car Insurance not available in Northern Territory.

Virgin Money Car Insurance offers Roadside Assistance which is arranged by Auto & General Services Pty Ltd ABN 61 003 617 909, AFSL 241411. For more details on Roadside Assistance, see the Terms & Conditions.

* Discounts apply to the premium for new Virgin Car Insurance Price Saver (Comprehensive cover, Third Party Property and Third Party Fire and Theft cover) policies purchased online on or after 30 March 2017. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance. Insurance is not available in the Northern Territory.

# Lifetime guarantee on repairs with any of our authorised dealers, for as long as you own the car.

^ See PDS for full details of terms and conditions.