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Car Insurance explained

When it comes to taking out car insurance it’s important to know that you’re getting value for money and the right level of cover for you. So we’ve provided some information about car insurance to help make the decision easier.

How Car Insurance works
How to get a policy

Getting a policy

Each insurer is different so it’s a good idea to look for the options & extras available such as roadside assistance, rating protection and restricted driver discounts to name a few.

There can also be other ‘value add’ items like discounts if you buy online, pricing offers and customer service.

Once you’ve chosen the insurance provider and policy for you, here are some of the things that you’ll need in order to take out a policy:

  • your contact details
  • details about the car you wish to insure
  • driving and insurance history

Most insurers offer a choice of paying for the policy upfront in one lump sum or by the month. Whichever way you choose, remember that there’s a cooling off period in case you change your mind or find the policy isn’t right for you.

Check out Virgin Car Insurance Comprehensive Car Insurance

Check out Virgin Car Insurance Third Party car insurance



Get a quote

Contact us

Call 1800 887 707

8am to 8pm, Mon-Fri
8am to 5pm, Sat


Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869. Auto & General Services Pty Ltd  arranges the insurance on behalf of Auto & General Insurance Company Ltd (Auto & General). As we don’t know your financial needs we can’t advise if this insurance will suit you. Consider your needs and the Product Disclosure Statement (PDS) before making a decision to buy this product. Auto & General pays Virgin Money a commission which is a percentage of your premium. For further details see the Financial Services Guide (FSG). View a copy of the Product Disclosure Statement(PDS), Financial Services Guide and Privacy & Security. Approved applicants only. Insurance not available in the Northern Territory.