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Your home is your castle. Protect it with affordable cover from Virgin Home & contents Insurance

Virgin Home and Contents Insurance

 

Protection for every castle

Your house is more than a home: it’s your castle. And, just like a castle, it needs protection. That’s where our comprehensive Home and Contents Insurance will save the day. Straightforward, flexible and affordable, it makes it easy to protect what you love within your four walls.

Why get cover
Benefits of Virgin Home and Contents

Virgin Money offers affordable and flexible cover for your Home and Contents. Choose to cover both, choose them individually – it’s up to you, whatever you need.

Benefits at a glance

  • Save up to 35%* – when you purchase Virgin Home and Contents Insurance Price Saver online
  • The home advantage – earn 5,000 Velocity Frequent Flyer Points^ when you purchase Virgin Home Insurance, Virgin Contents Insurance or combined Virgin Home and Contents Insurance
  • Get cover in minutes – with our easy online application process
  • Affordable and flexible cover options
  • Smart savings – adjust your excess to save more on your premiums
  • Insured events – we cover a range of events such as fire, storm and rainwater, and theft – see the Product Disclosure Statement for full details
  • Fast, efficient claims service
  • Virgin Insurance Hub – Manage your policies online 24/7
  • Money back guarantee – 21 day money back guarantee+
  • Optional extras– For those who might need more cover, check out the extra options you could add

Get a quote

Cover Options for all Aussie families
Home Contents Home and Contents Home and Landlords Insurance

Cover your home, fixtures & fittings

Save 20%*

Cover the things you love in your home

Save 20%*

Protect your home and all the things in it

Combine to save 35% off*

Add optional cover to protect against damage caused by tenants

What's Covered? What's Covered? What's Covered? What's Covered?

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Looking for the right type of cover and value for money? Purchase online to benefit from discounts on your Home and Contents Insurance.
Compare Policy benefits

Compare the policy benefits for our products: Virgin Home and Contents Insurance Price Saver, and our standard Home and Contents Insurance.

Price Saver
Standard
How to apply Home Contents
Online only Apply Apply
Discount when purchasing online* 20% 20%
Compare Policy Benefit Home Contents
Up to $20 Million Legal Liability Cover Yes Yes
Fire Cover Yes Yes
Explosion Cover Yes Yes
Theft or Attempted Theft Yes Yes
Malicious Damage, Vandalism, Riot or Civil Commotion Yes Yes
Accidental Breakage of Glass, Ceramic & Sanitary Fixtures Yes Yes
Storm & Rainwater Damage Yes Yes
Lightning Cover Yes Yes
Earthquake Cover Yes Yes
Escape Of Liquid Yes Yes
Impact Cover Yes Yes
Lump Sum or Instalment Payments Yes Yes
Temporary Accommodation Costs Yes Yes
Mortgage Discharge Costs Yes -
Funeral Expenses Yes Yes
Replacement Of Locks Up To $500 - Yes
Open Air Contents Cover - Contents In The Open At The Insured Address - Yes
Contents Away From The Insured Address - Yes
Credit Card Cover Up To $1000 - Yes
Uninsured Guests' Contents Cover Up To $500 - Yes
Unattached Equipment Cover Up To $500 - Yes

This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).

Whether you choose our Virgin Home and Contents Insurance Price Saver or standard product, you can add these great optional benefits.

Optional Benefits
Landlord Cover Yes -
Flood Cover Yes Yes
Personal Effects Cover - Yes
Motor Burnout Cover Yes Yes
Accidental Damage Cover Yes Yes
Choice Of Excess Options Yes Yes
Sum Insured Safeguard Yes -
How to apply Home Contents
Online only 1800 887 707 1800 887 707
Compare Policy Benefit Home Contents
Up to $20 Million Legal Liability Cover Yes Yes
Fire Cover Yes Yes
Explosion Cover Yes Yes
Theft or Attempted Theft Yes Yes
Malicious Damage, Vandalism, Riot or Civil Commotion Yes Yes
Accidental Breakage of Glass, Ceramic & Sanitary Fixtures Yes Yes
Storm & Rainwater Damage Yes Yes
Lightning Cover Yes Yes
Earthquake Cover Yes Yes
Escape Of Liquid Yes Yes
Impact Cover Yes Yes
Lump Sum or Instalment Payments Yes Yes
Temporary Accommodation Costs Yes Yes
Mortgage Discharge Costs Yes -
Funeral Expenses Yes Yes
Replacement Of Locks Up To $500 - Yes
Open Air Contents Cover - Contents In The Open At The Insured Address - Yes
Contents Away From The Insured Address - Yes
Credit Card Cover Up To $1000 - Yes
Uninsured Guests' Contents Cover Up To $500 - Yes
Unattached Equipment Cover Up To $500 - Yes

This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).

Whether you choose our Virgin Home and Contents Insurance Price Saver or standard product, you can add these great optional benefits.

Optional Benefits
Landlord Cover Yes -
Flood Cover Yes Yes
Personal Effects Cover - Yes
Motor Burnout Cover Yes Yes
Accidental Damage Cover Yes Yes
Choice Of Excess Options Yes Yes
Sum Insured Safeguard Yes -
Applying is easy
  • Apply online and save up to 35%* – get cover quickly with our easy online application and take advantage of our online discounts on Home and Contents Insurance Price Saver.
  • Apply over the phone - get cover in minutes when you call our friendly Customer Care Team to apply for our standard Home and Contents Insurance.

Get a quote

 

 

 

Exclusions and conditions apply. See the Product Disclosure Statement for full details. Not available in Northern Territory, North Queensland and Northern Western Australia. Approved applications only.

*The discounts apply to new Virgin Car Insurance Price Saver (Comprehensive cover) (excludes Third Party Property and Third Party Fire and Theft cover) and Virgin Home and/or Contents Insurance Price Saver policies purchased online between 31 August 2016 and 31 December 2017. GST and statutory charges still apply. Cannot be combined with other Virgin insurance offers and do not apply to any renewal offer of insurance. We reserve the right to shorten or extend the period the discount is offered and vary the amount of the discount.

^Offer of 5,000 Velocity Points is available to new Virgin Home and/or Contents customers only (not available for renewals). You must be an Australian resident and over 18 years of age with an active Velocity membership. Not available in Northern Territory, North Queensland and Northern Western Australia. Offer is only valid if you purchase a Virgin Home and/or Contents policy online at virginmoney.com.au or by calling 1800 654 012 and a valid Velocity membership number is provided at the time of application. Maximum of 5,000 Velocity Points per policy. In order to receive the Points the policy holder's name must match the Velocity membership number provided and the policy must not be cancelled within 30 days of purchase. Velocity Points will be credited to eligible Velocity Account's up to 60 days after policy commencement date. This offer is valid from 09 September 2016 to 31 December 2017 and is subject to change or removal at the discretion of Virgin Money. This offer is not redeemable for cash and is not transferrable. To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, as amended from time to time.

#The 5% discount is available to current Virgin Money Home and Contents, or Car customers and applies to the initial premium for new Virgin Travel Insurance policies only. Offer valid until 31 December 2017, is subject to change or removal at the discretion of Virgin Money without notice and can't be used in conjunction with any other Virgin Travel Insurance offer or discount (including the Virgin Money Credit Card discount).

+If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.

As we don’t know your personal needs and objectives we can’t advise if this insurance will suit you. Consider your needs and our Key Fact Sheets, Product Disclosure Statements and Financial Services Guide before deciding whether to buy our product. Auto & General Services Pty Ltd arranges the insurance on behalf of Auto & General Insurance Company Ltd (Auto & General).

Car Insurance PDS
Home & Contents Insurance PDS

Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869. Auto & General Services Pty Ltd arranges the insurance on behalf of Auto & General Insurance Company Ltd (Auto & General).


Get a quoteRetrieve a Quote

Buy online & save*

car_icon

Car

= 25% discount


home_icon

Home

= 20% discount


contents_icon

= 20% discount

Contents


home_icon

Home

+
contents_icons

Contents

= 35% discount


 

Contact us

Call 1800 887 707

Mon - Fri: 8am to 8pm
Saturday: 8am to 5pm (Sydney Time)