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Hit the slopes with less worry with our super-smart Snow Pack

Travel Insurance: Snow Pack

If you’re hankering to hit the slopes, don’t leave home without our Snow Pack. From peak to piste, we’ll be there by your side and see you home.

The Snow Pack provides the extra cover you need while you’re swooshing down the slopes, including cover for emergency rescue, equipment and resort/piste closure. Simply purchase it along with our Comprehensive, Domestic or Multi-Trip Travel Insurance Plans and ski to your heart’s content. However, please note that it’s only available if you’re aged 74 years or under at the time the policy is issued.

Here’s a summary of some inclusions and exclusions for our Snow Pack. For full details, please read the Product Disclosure Statement (PDS).

What's covered?
What's not covered?
Benefit Single Limit
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This benefit provides cover for arrangements for your medical transfer or evacuation to the nearest hospital if you are required to be transported for emergency medical treatment as a result of an injury or sickness suffered while on the ski slopes.

Emergency Rescue^
$100,000
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This benefit provides cover for the value, repair or replacement cost (up to the original purchase price) of snow sport equipment owned by you which is stolen, lost or accidentally damaged.

Own Snow Sport Equipment
$2,000
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This benefit provides cover for the costs of hiring alternative snow sport equipment following the accidental loss or theft of, or damage to, snow sport equipment owned by you, for which a claim has been accepted by us under the section headed ‘Own Snow Sport Equipment’, or because of the misdirection or delay (for a period of more than 24 hours) of snow sport equipment owned by you.

Snow Sport Equipment Hire
$2,000
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This benefit provides cover for the irrecoverable cost of ski passes, ski hire, tuition fees or lift passes that you are unable to use because of injury or sickness occurring during your journey.

Snow Sport Pack
$1,000
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If all lift systems in your pre-booked resort are closed for more than 24 hours due to insufficient snow, bad weather or power failure, this benefit will provide cover toward the cost of transport to the nearest operating resort or the cost of additional ski passes.

Piste Closure
$1,000
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This benefit provides cover for reasonable extra travel and accommodation expenses that you need to pay if your pre-booked outward or return journey is delayed for more than 12 hours (from your scheduled departure time) because of an avalanche or bad weather.

Bad Weather & Avalanche Closure
$1,000

The information above is a summary only. All amounts based on Single Cover policies. Limits, sub limits and exclusions apply. See our PDS for cover details, applicable excess, terms and conditions.

^You do not have cover under this section while travelling in Australia.

You need to be aware that if you purchase the Snow Pack and make a claim under 'Overseas Emergency Medical And Hospital Expenses' and 'Cancellation Fees And Lost Deposits', an additional $500 excess will apply on top of the standard $150 excess if your claim is directly related to you taking part in snow-sport activities. And while you can pay to remove your standard excess of $150, you can’t pay to remove the additional $500 excess with the Snow Pack.

Because you're off on a ski trip – not a cruise, you need to make sure you have specific cover. It makes sense, after all. Put simply, your travel insurance policy won’t cover you for claims relating to snow-sport activities unless you’ve bought a Snow Pack.

You also need to be aware that if you make a claim in relation to any of the following, it won’t be covered under the Snow Pack:

  • Any off-piste or backcountry activities; bobsleighing; heli-skiing; ski acrobatics; ski or snowboard jumping; aerial skiing, and use of mechanised snowmobiles.
  • Outside the dates December 15 – March 31 in Northern Hemisphere resorts, and outside of June 15 – September 30 in Southern Hemisphere resorts. (Please note that this exclusion doesn’t apply to resorts open outside these timeframes with sufficient snow for normal skiing activities.)
  • Piste closure, bad-weather/avalanche closure in resorts without skiing facilities greater than 1,000 metres above sea level.

Please note that the Snow Pack doesn’t provide cover for permanent disability or personal liability claims that happen as result of your participation in snow-sport activities.

Other general exclusions also apply. You can find out all about them in our PDS.

  • 24x7 Emergency Assistance
  • Cover Plans for all Travellers
  • Great Choice of Additional Options
  • Discounts for Couples

Important stuff

See Product Disclosure Statement for terms, conditions, excesses, limits and exclusions that apply. This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. Please consider the Product Disclosure Statement and Financial Services Guide before deciding whether to buy this product. If you purchase a policy, Virgin Money receives a commission which is a percentage of your premium – ask us for more details. View Privacy & Security information.

Virgin Travel Insurance promoted by Virgin Money (Australia) Pty Limited ABN 75 103 478 897, authorised representative No 280884 of Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869. AGA Assistance Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 trading as Allianz Global Assistance issues and manages Virgin Travel Insurance on behalf of the insurer, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708.