Use our simple calculator below to get an idea of your debts and expenses to work out your cover requirements.

Step 1 of 3: Your debts (what you owe)

Outstanding mortgage $ e.g. $150000
Other loans (car etc) $ e.g. $10000
Credit card debts $ e.g. $2000
Any other debts $ e.g. $500
Total Debt $0

Step 2 of 3: Your monthly expenses

Rent or mortgage $ e.g. $1000
Food & general living costs $ e.g. $800
Rates & utility costs $ e.g. $300
Childcare & school fees $ e.g. $500
Other items such as holidays $ e.g. $500
Any other expenses $ e.g. $150
Number of years these expenses may be incurred    e.g. 5 years
Total monthly expenses $0
Total yearly expenses $0
Approx value of future
yearly expenses

Step 3 of 3: Cover

Total debts + expenses $0
Value of existing life insurance policies
(eg super)or assets that can easily be turned into cash (eg car)
$ e.g. $120000
Total debt and expenses
to be covered
This cover calculator only acts as a guide and should not be taken as insurance advice as it cannot take into account an individual’s personal circumstances.

The information that we have given is general advice only and does not take into account your personal financial situation, needs or objectives. Please consider the Product Disclosure Statement before deciding whether to buy this product.