Compare Cover Options

  Quick & Easy option Tailored option
What is it? Guaranteed cover* in a few minutes, with no health or lifestyle questions asked. Tell us a bit more about your health and lifestyle and you could reduce your premiums.
What is the maximum cover amount? Up to $750,000 cover for death and on diagnosis of terminal illness. Up to $1.5 million cover for death and on diagnosis of terminal illness.
What isn't covered? Suicide and pre-existing medical conditions not covered for the first 5 years of the policy.
Dangerous Occupations, Pastimes, and criminal activities are not covered at any time.
Suicide not covered for the first 13 months of the policy.
Additional exclusions may apply depending on your answers to the questions asked. These will be agreed with you before your policy starts.
No medical or blood test

Not included

Not included

Apply online or by phone

Not included

Not included

Add a partner to your policy

Not included

Not included

Flexible payment options

Not included

Not included

Increase or reduce cover

Not included

Not included

$10,000 fast cash payment on approved claims

Not included

Not included

Option to freeze / fix your premiums

Not included

Not included

Discounts available

Not included

Not included

Access to great Virgin family benefits

Not included

Not included

30 day cooling off period

Not included

Not included