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*Offer available to Australian residents aged 18 to 65 who are New Parents and apply online before 31 December 2014. A New Parent includes a parent (natural, a parent by way of adoption or legal guardian) of a child between 0 to 12 months old. Cover can only be taken out by a New Parent in respect to one child only, and each New Parent can only be covered once. In the event of multiple Covers being issued in respect of the same child, we will only treat the first Cover issue as being valid. Offer is not available to existing Virgin Life insurance and Income Protection customers. This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. Please consider the Product Disclosure Statement and Financial Services Guide before making a decision whether to acquire this product.