Making super contributions.

• Q. How are contributions made to my super?
  • A. Employers are required by law to pay 9% of your earnings into a super fund if you're earning over $450 a month.  Super must be paid at least quarterly by your employer.
    You can also make your own contributions.
• Q. How do I make personal contributions?
  • A. You can make personal contributions at any time.  They’re also called non-consessional contributions because they’re made from your salary after income tax has been deducted.
    
    Does this cost anything?
    Yes, you will need to pay transaction costs.
    
    

    Payment methods

    Online	You’ll need your reference number, then log into my super account here on the website and select ‘make voluntary contributions’.
    BPAY®	To make a contribution using BPAY you’ll need your Virgin Super Member Number and our BPAY Biller Code – 81133.
    Direct debit	To set up a direct debit for regular contributions to Virgin Super you’ll need to: Complete a Regular Personal Contributions via DirectDebit form (PDF 112Kb). Mail it to us at Virgin Super, Reply Paid 83154, Haymarket, NSW, 1239.
    Cheque	Send us a Contributions Return form including a cheque payable to Virgin Super. Send it to Virgin Super, Reply Paid 83154, Haymarket, NSW, 1239.

    Please remember, there may be transaction costs.
    
    
• Q. How do I make spouse contributions?
  • A. The Government recently introduced a law allowing you to ‘split’ your contributions between you and your spouse.  The law doesn't apply to same sex couples.
    
    The rules.
    This applies to contributions made after 1 January 2006.  Requests can only be made in the financial year following the introduction of the law – in normal speak, after 1 July 2006.
    
    Making a spouse contribution.
    Your spouse will need to send us a cheque payable to Virgin Super with your Membership Number on the back.  Send it to Virgin Super, Reply Paid 83154, Haymarket, NSW, 1239.