If you're an Australian resident and have a UK pension or overseas pension, we can give you a hand transferring your pension to the one account, right here in Australia.

We're part of the Qualifying Registered Overseas Pension Scheme (QROPS). This means no extra UK tax may apply when transferring your pension to Virgin Super and helps make the transfer process as straightforwrad and painless as possible.

• There's no up front cost. The fee is deducted from your account balance once we receive the transfer, and is either 1% of the amount transferred or $1,000 - whichever amount is smaller.
• No tax on the amount you transferred when you retire after age 60.
• You could save on your UK tax bill.
• If you have more than one superannuation or pension account, you're most likely paying multiple fees. Virgin Super not only has low fees, it's tiered so the more cash you put in, the lower the fees will be.
• You can protect your estate by leaving your money to family rather than your pension provider.
• It’s easier to have your cash in the one place, especially if you’re here in Australia for the long haul.

Please note: The overseas transfer fee listed above is not applicable to Virgin Super members who joined prior to 01 July 2008.

• Transfer your overseas pension within 6 months of becoming an Australian resident and you may pay no tax within Australia on this transfer.
• After 6 months tax is payable on your superannuation earning since becoming a resident.
• Any after-tax amounts in excess of $450,000 (averaged over 3 years) may face tax at your highest income tax rate (plus Medicare levy).

• As soon as you send us your form – see below – we’ll get in touch with your pension people and look after the whole thing for you.
• In our experience, to complete a UK pension fund transfer you’re looking at around 8 to 12 weeks (some aspects are out of our hands of course).
• Once the money has been transferred to your account, we’ll send you a Pension Fund Transfer Report.

If you're an existing member and want to complete a UK or overseas pension transfer, go to our Manage my super section to find out how.