3 super fund plans for 3 superheroes

As the clawed, masked, screeching supervillian dangles you over the ledge of the building you shout: “Help me, please, somebody save me!”

At this point, a group of superheroes comes to your rescue. But in place of a crime-fighting force, you see a group of octogenarians hobbling up the street. Alas it’s too late. You fall off the ledge and the villain gets the city.

And that, ladies and gentlemen, is why superheroes need to save for retirement just as much as the rest of us.

In light of all the superhero movies coming out this year, here are our suggestions for three awesome vigilantes (isn’t that always the way?) on how they might go about hanging up those capes.

Spiderman

Poor Spidey has never had much luck with money, or girls for that matter.

In fact, many of the plotlines of the comic and film franchise touch on his need for a little extra cash – let’s not forget the time he entered a wrestling match for the money (in the days of Toby Maguire as Spiderman). He has also been known to make a little extra as a freelance photographer. Largely however, Spiderman, aka Peter Parker, does not have a steady income.

To be eligible for employer contributions in Australia he’d have be earning a minimum of $450 a month. He could also hope to marry one of his leading ladies, as she might be able to help build his nest egg through spousal contributions if he’s earning less than $10,800 per annum. Otherwise it may be time for Spidey to start getting serious about settling down with a stable job, because it seems that in his case, fighting crime doesn’t pay.

Batman

Be it Christian Bale, Michael Keaton, Val Kilmer or the current wild card, Ben Affleck, Batman has never been short on funds.

Famously known for losing his parents at a young age, Bruce Wayne inherits both their mansion and their empire and grows up to take over the helm at Wayne Enterprises. With near unlimited money and power, what else to do but build a Batmobile? Think about one’s retirement, that’s what, Mr Wayne. And surely that’s what sensible Alfred would suggest too.

While you’d think he’d be well set with all that money up his bullet-proof sleeves, Bruce could increase his chances of an ultra-happy retirement by making some voluntary contributions into superannuation.

Captain America

Captain America, or Steve Rogers to his friends, may have had his second movie come out this year, but he’s still employed on the government’s dime.

His steady income puts him in a great position for building a tidy nest egg for when he ultimately retires. We get a glimpse of his modest apartment in the most recent film, and if that’s anything to go by, he seems to be saving his money and living rather sensibly. Apart from the whole constantly getting into life-and-death situations thing!

These super plans might work for these super heroes, but if your interested in reviewing your own super, check out the options available through Virgin Super.

How do you think your favourite superhero should prepare for retirement?