Perks

Earn Velocity Frequent Flyer Points on your eligible10 everyday spend

$100 spent will earn you 66 Velocity Frequent Flyer Points up to $1,500 each monthly statement period, and half a point per dollar spent thereafter.

Fly more, earn more

Earn 1 extra Velocity Point for every $1 spent directly with Virgin Australia using your Flyer Credit Card.41

Complimentary Insurance

90 days complimentary Purchase Protection Insurance6, and Extended Warranty Insurance for up to 12 months.6

Enjoy an exclusive $129 Virgin Australia Gift Voucher17

You can redeem this perk every year when you make a retail purchase in the 2 months prior to requesting the voucher. 


 

Latest offers

OFFER #1

0% p.a. interest for 24 months1 with a balance transfer.

Transfer your balance to the Virgin Australia Velocity Flyer Card and pay no interest on that balance for 24 months.1 After that, any remaining balance will revert to the cash advance rate of 20.99%.

There’s more. With this offer you also get:

  • $0 annual fee for the first year, and $149 after that.39
  • Earn up to 0.66 Velocity Points per $1 spent on Eligible Transactions.10

Apply now More about balance transfers

  • Card details
    Annual Fee $0 for the first year, then $149.39
    Balance Transfer Rate1 0% p.a. for up to 24 months. Reverts to cash advance rate.
    You will be charged interest on retail purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days on retail purchases
    You will be charged interest on retail purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10

    Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.

    Earn 1 extra Velocity Point for every $1 spent directly with Virgin Australia.41

    Flight Benefit $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Privileges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    You must pay your balance in full each month (including balances transferred) to receive interest free days.

    More about rates and fees

    More about balance transfers



OFFER #2

60,000 Velocity Points offer. Bonus!

Take out a Velocity Flyer Card, spend $1,500 on your card each month in the first 2 months and you’ll get 30,000 Velocity Points each month, for a total of up to 60,000 Points. That’s enough for multiple flight upgrades, or an Economy flight to visit your friend who went to London and never came back.

There’s more. With this offer you also get:

  • 0% p.a. for 12 months on balance transfers.1
    Reverts to cash advance rate. You will be charged interest on retail purchases while you have a balance transfer.
  • Half annual fee for the first year, and $149 after that.38

Apply now More about balance transfers

  • Card details
    Annual Fee $74 for the first year, then $149.38
    Balance Transfer Rate1 0% p.a. for 12 months. Reverts to cash advance rate.
    You will be charged interest on retail purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days on retail purchases
    You will be charged interest on retail purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10

    Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.

    Earn 1 extra Velocity Point for every $1 spent directly with Virgin Australia.41

    Bonus Points Earn up to 60,000 bonus Velocity Points.16 Receive 30,000 points for each month you spend $1,500 or more on eligible purchases in the first 2 months from card approval.
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Privileges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    You must pay your balance in full each month (including balances transferred) to receive interest free days.

    More about rates and fees

    More about balance transfers


More Flyer Card perks

Flights, shopping, cash back and more: rewards are coming your way

Your Flyer Card builds your Velocity Points balance with everyday eligible spend10  and earns 1 extra Velocity Point for every $1 spent directly with Virgin Australia.41  Once you’ve racked up enough, redeem them for flights on Virgin Australia’s network of destinations across Australia. Or turn your Points into gift vouchers, amazing things from your favourite stores, and more.

Learn more

 

Purchase Protection Insurance6

Use your Flyer Card to purchase your next surfboard, case of wine or other goodies your heart desires up to specified amounts – anywhere in the world – and you’ll get 90 days complimentary insurance against loss, theft or accidental damage.

Check what purchases are covered below. 

Complimentary Insurance Policy Information Booklet

 

Extended Warranty Insurance6

When you use your Flyer Card to buy certain products, it can unlock extended warranty insurance of up to 12 months, in addition to the covered product's Australian warranty period.

Check the conditions in the Complimentary Insurance Policy Information Booklet.

Get flying with a complimentary Virgin Australia Gift Voucher17

Your complimentary $129 Virgin Australia Gift Voucher, provided as a Virgin Australia Travel Bank credit, will help get you flying.

Even better: this benefit refreshes each year. To unlock your benefit, simply make a retail purchase in the 2 months prior to requesting your voucher. 

How the flight benefit works

 

Visa Platinum Benefits

Enjoy first choice of seats to some of the most sought-after events in Australia. No queuing, no waiting, no disappointment. Go to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.

Learn more

 


balance transfer

So... how do balance transfers actually work?

Do you have a balance on a credit card or loan from another bank, and you’re being charged interest on it? You might choose to transfer that balance to take advantage of a 0% interest rate offer elsewhere. That means you won’t pay any interest on the balance you transferred for a certain amount of time.

Keep in mind that it’s only the balance you transferred that has no interest fees – anything else you buy with your new credit card is subject to the interest rate of the card you’ve chosen. 

And a hot tip: pay off the balance you transferred before the end of the 0% period to avoid a Cash Advance interest rate.

More about balance transfers



More about Virgin Money Credit Cards

Virgin Money app

The Virgin Money app keeps you in the know, with a spend tracker, alerts and clever insights into your credit card spend – and more.

Digital wallet

Use your phone or wearable to pay from your credit card account, with Apple Pay36, Samsung Pay37 or Google Pay.40

Personal Concierge

Take advantage of round-the-clock access to the Visa Platinum Concierge Service.14 It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

Visa payWave

Pay for anything from coffee to a set of monogrammed bath towels with a simple wave of your Virgin Money Credit Card anywhere with a Visa payWave sensor.9

Fraudshield®

Your card is safe with Fraudshield®. If there are any unusual transactions on your account, we’ll reach out. And you won't be liable for fraudulent transactions made with your card.12

Visa Platinum Benefits

Enjoy first choice of seats to some of the most sought-after events in Australia. No queuing, no waiting, no disappointment. Go to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.

Learn more


Want to know more?

credit card rewards and benefits

Card rewards and benefits

Take advantage of all the perks of your Virgin Money Credit Card.

Learn more

balance transfer

Download the Virgin Money app

Manage your credit card account, get clever insights and so much more.

Learn more

using your credit card

How to use your card

Everything you need to know to set up and use your Virgin Money Credit Card. Sorted.

Learn more

balance transfer calculator

Balance transfer calculator

See what you could save on interest by transferring your balance.

Learn more


Want to chat?

Call us
Call us on 13 37 39
Operating hours
Monday to Friday: 8am - 8pm AEST Saturday: 9am – 5pm AEST

FAQs

  • How are my Velocity Points earned and transferred into my Velocity Frequent Flyer Account?

    At the end of your statement cycle, the number of Points earned from retail purchases are calculated using the conversion rate that’s applicable to your Velocity Points Credit Card. The Points earned will be automatically transferred into your Velocity Frequent Flyer Account within 15 business days after the close of the statement cycle.

  • What can Velocity Points be redeemed for?

    You can redeem your Velocity Points for all kinds of rad things. Here are just a couple:

    • Domestic and international flights with Virgin Australia, Virgin Samoa, Etihad Airways, Virgin Atlantic, Virgin America, Delta and more.
    • A range of great hotels, car rentals and products including gift cards and vouchers.

    Head to velocityfrequentflyer.com to see the full range of what's on offer or give the Velocity Team a call on 13 18 75.

  • How do I link my credit card to the Virgin Money app?

    Download the Virgin Money app from the App Store or Google Play Store, open the app, select the ‘Existing customer, this way’ option, enter your mobile number then complete the steps to add your credit card details.

    If you're an existing Virgin Go Transaction account and/or Virgin Boost Saver or Grow Saver account customer, you can go to the account screen, select the + sign, select credit card and follow the steps.

    Download the Virgin Money app

  • Is Velocity Frequent Flyer membership required?

    Yep, you’ll need to be a Velocity Frequent Flyer member so that we can send you the Velocity Points that you earn with your credit card.

    You’ll need to give us your Velocity Frequent Flyer membership number either on your application form when applying for your Virgin Money Credit Card, or by calling us on 13 37 39.

    If you're not currently a Velocity Member you can arrange this when you apply for your card, or head to velocityfrequentflyer.com where you can join for free online. If you choose not to join Velocity Frequent Flyer, you’ll be ineligible for any offers or benefits relating to Virgin Australia or the Velocity Frequent Flyer Program.