Go places faster with the Virgin Australia Velocity Flyer credit card. Turn your everyday spend into flights, accommodation and more. The sky’s the limit.

Choose the promotional offer that suits you best

Virgin Money Credit Cards - Velocity Flyer Card: Purchase & Balance Transfer offer

Purchase & Balance Transfer offer

  • 0% p.a. for up to 14 months on purchases2
  • 0% p.a. for 6 months on balance transfers1

Apply now

Pay no interest on purchases for up to 14 months2 from date of card approval. Plus get 6 months interest free on balance transfers1 (reverts to cash advance rate).

Virgin Money Credit Cards - Velocity Flyer Card: Balance Transfer & Points offer

Balance Transfer & Points offer

  • 0% p.a. for 18 months on balance transfers1 (reverts to cash advance rate)
  • Earn 3 additional bonus Velocity Points on everyday spend5 in the first 3 months
  • 1/2 annual fee for the first year

Apply now

Earn 3 bonus Velocity Points on top of your standard earn rates for each eligible $1 spent in your first 3 months from card approval5 (capped at 10,000 bonus Points per month). 0% p.a. interest on balance transfers for 18 months1 (reverts to cash advance rate).

Virgin Money Credit Cards - Velocity Flyer Card: Bonus Points Offer

Bonus Points offer

  • Earn up to 60,000 bonus Velocity Points27
  • 0% p.a. for 18 months on balance transfers1
  • 1/2 annual fee for the first year

Apply now

Get 0% p.a. for 18 months on balance transfers1 (reverts to cash advance rate), plus earn 20,000 bonus Points for every month $1,500 or more is spent on Eligible Transactions for the first 3 months from card approval27.

Rates, annual fee & limits

Annual fee $129 Additional card fee $39
Purchase rate 20.74% p.a. Interest free days on purchases8 Up to 448
Cash advance rate 20.99% p.a. Balance transfer rate at end of offer period Reverts to cash advance rate
Minimum credit limit $6,000 Minimum income required $35,000


Fees common across all our credit cards listed further down this page

Card features and benefits

Velocity Points Earn

Turn your everyday credit card spend10 into flights, accommodation and more.

Calculate Points     Learn more

    Spend each statement period Standard earn rate on retail purchases
    First $1,500 0.66 Points per $1
    After $1,500 0.5 Points per $1

    Here's an example of how you can earn Velocity Points

    Spend $2,000
    on retail purchases

       

    990 Points
    for the first $1,500 of spend in the statement period


     + 

    250 Points
    for spend over the initial $1,500 of spend in the statement period


     = 

    1,240 Velocity Points
     

Exclusive Flight Benefit

Enjoy an exclusive $129 Virgin Australia Gift Voucher17 each year. To unlock your benefit, simply make a retail purchase in the 2 months prior to requesting your voucher.

How the flight benefit works

Visa payWave

For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient9.

Personal Concierge

Take advantage of round-the-clock access to the Visa Platinum Concierge Service14. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

Guaranteed Pricing Scheme6

If you make a purchase with your Flyer or High Flyer card and then see the same product advertised at a lower price in a catalogue from a store within 25kms of the store from where the covered products were purchased, you can claim the difference within 60 days if the price difference is greater than $75, up to $500 and the product hasn't been purchased online, as outlined in the Complimentary Insurance Terms and Conditions. Conditions apply.

Transit Accident Insurance6

Purchase your overseas travel tickets with your Virgin Australia Velocity Flyer or High Flyer card and if you sustain an injury while riding as a passenger whilst outside Australia, you may receive up to $250,000, as outlined in the Complimentary Insurance Terms and Conditions.

Visa Platinum Benefits

Imagine having first choice of seats to some of the most sought-after events in Australia. No queuing, no waiting, no disappointment to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.

Learn more

Fraudshield®

Rest assured that we're on the case, to keep your card safe around the clock with Fraudshield®. As long as you keep your contact details up to date, we'll contact you if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy12, ensuring you won't be held liable for fraudulent transactions made with your card. 

Samsung Pay

An easier, faster and secure way to tap and pay for purchases under $100*. Use your compatible Samsung device at point of sale terminals where you can swipe or tap your card.

More about Samsung Pay
*For purchases over $100, an ATM PIN is required for additional security.

Virgin Money Credit Cards - Compare our Virgin Money credit cards

Compare our Virgin Money credit cards

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Virgin Money Credit Cards - Calculate your Velocity Points

Calculate your Velocity Points10

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Virgin Money Credit Cards - Calculate your balance transfer savings

Calculate your balance transfer savings

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Fees common across all our credit cards

A Cash Advance Fee ‐ (Domestic) On a cash advance less than $100: $2.70 per transaction
On amounts of $100 and over: 2.7% of the transaction amount
A Cash Advance Fee ‐ (International) $5.00 per transaction ‐ Note: withdraw limit of $1,000 cash per day (subject to your Available Cash limit)
International Transaction Fee

We charge you an international transaction fee of 3.3%, of which a 1% service and assessment fee is payable by Us to Visa, for any retail purchase or cash advance transaction in:

  • Foreign currency once converted to Australian dollars; and/or
  • Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas.

Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.

Dishonour Fee $15 each time a cheque or Direct Debit payment is dishonoured
Late Payment Fee $10 if your Payment Due isn't paid by the Payment Due Date and $10 every 7 days thereafter until the Payment Due is made.
Overlimit Fee $40 per statement period when your credit limit is exceeded, debited to your account on the date your credit limit is exceeded and on each statement date in subsequent statement periods if your account remains overlimit. Overlimit fee applies to accounts activated prior to 1 July 2012.
Over-the-Counter Fee (Bank@Post) $2.50 per transaction
Information Request and Statement Copies

$7 per additional statement or document copy
Paper Statement Fee For Flyer and High Flyer credit cards, each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances.