Forms and important information

Important stuff

Participation in the Virgin Money Rewards Program is subject to the Virgin Money Rewards Terms and Conditions.

^*The Virgin Money Boost Saver Highest Variable Interest Rate is made up of:

• Base Interest Rate of 0.05%p.a.;
• Bonus Interest Rate of 4.15%p.a. if Monthly Criteria is met in the previous month; and
• Notice Interest Rate of 0.30%p.a if the Lock Saver Feature is enabled.

32 days’ advance notice period applies to access funds when the Lock Saver Feature is enabled.

The Bonus Rate applies up to a combined total balance of $250,000 across all Boost Saver's that are held in the same name. Monthly Criteria will be met when both the following conditions are met:

• Deposit at least $1,000 into your Go Account from another financial institution in the previous calendar month; and
• Make at least 5 settled debit card purchases (not pending), direct debits or BPAY payments on your Go Account that settle in the previous calendar month from your Go Account.

Monthly Criteria is waived for customers  between 14-17 years of age. For more information visit the Rates & Fees section.

+ Virgin Money Loaded Home Loan borrowers can earn 2000 Bonus Points for every $10,000 of the loan amount advanced at settlement provided the loan is not a further advance, top-up or refinance of an existing Virgin Money loan. The loan must remain open, and the borrowers must not be in default before points are credited. Points will be evenly split among multiple borrowers of the same loan.

# Each Virgin Money Loaded Home Loan borrower can earn 2,000 monthly Bonus Points for a calendar month if the Home Loan has an outstanding balance on the last day of the calendar month and the borrower is not in default on the last day of the calendar month under any home loan contract with us (including those relating to other home loans).

҂ Each Virgin Money Lite Home Loan borrower can earn 1000 monthly Bonus Points for a calendar month if the Home Loan has an outstanding balance on the last day of the calendar month and the borrower is not in default on the last day of the calendar month under any home loan contract with us (including those relating to other home loans).

The Virgin Money mobile app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. IOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.

Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740, AFSL and Australian Credit Licence 244 616. Terms, conditions, fees and charges apply. Applications are subject to credit approval.

Virgin Money Australia, a division of Bank of Queensland Limited ABN 32009656740 Australian Credit Licence AFSL 244616, is the issuer of the transaction and savings accounts. Information provided is of general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs, we can’t advise whether the products will suit you and prior to making any decision you should obtain and consider the relevant terms and conditions of each product before making any decision about whether to acquire or continue to hold it. Find full terms and conditions, including information on eligibility criteria and fees and charges here.

Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740,Australian Credit Licence 244616 (“BOQ”), promotes and distributes the Virgin Money Credit Cards ("Credit Cards"). National Australia Bank Limited ABN 12 004 044 937 Australian Credit Licence 230686 (“NAB”) is the credit provider and issuer of the Credit Cards.

Our/us/we/The Virgin Money Credit Cards Team means NAB unless the context otherwise requires it. BOQ does not and will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with the Credit Cards.