Home loan base rates

Please find our home loan rates and fees here

Owner-Occupier

Lite home loan

Rate type
Interest Rate
(% p.a.)20
Comparison Rate (% p.a.)21
PRINCIPAL & INTEREST{colspan-3 text-center}
Variable
{hl-reference-rates || VMAREF1 || reference-rate}% p.a.
{hl-reference-rates || VMAREF1 || comparison-rate}% p.a.
Fixed 1 year
{hl-reference-rates || VMAREF9|| reference-rate}% p.a.
{hl-reference-rates || VMAREF9|| comparison-rate}% p.a.
Fixed 2 year
{hl-reference-rates || VMAREF10|| reference-rate}% p.a.
{hl-reference-rates || VMAREF10|| comparison-rate}% p.a.
Fixed 3 year
{hl-reference-rates || VMAREF11|| reference-rate}% p.a.
{hl-reference-rates || VMAREF11|| comparison-rate}% p.a.
Fixed 4 year
{hl-reference-rates || VMAREF12|| reference-rate}% p.a.
{hl-reference-rates || VMAREF12|| comparison-rate}% p.a.
Fixed 5 year
{hl-reference-rates || VMAREF13|| reference-rate}% p.a.
{hl-reference-rates || VMAREF13|| comparison-rate}% p.a.
INTEREST ONLY{colspan-3 text-center}
Variable
{hl-reference-rates || VMAREF3|| reference-rate}% p.a.
{hl-reference-rates || VMAREF3|| comparison-rate}% p.a.
Fixed 1 year
{hl-reference-rates || VMAREF19|| reference-rate}% p.a.
{hl-reference-rates || VMAREF19|| comparison-rate}% p.a.
Fixed 2 year
{hl-reference-rates || VMAREF20|| reference-rate}% p.a.
{hl-reference-rates || VMAREF20|| comparison-rate}% p.a.
Fixed 3 year
{hl-reference-rates || VMAREF21|| reference-rate}% p.a.
{hl-reference-rates || VMAREF21|| comparison-rate}% p.a.
Fixed 4 year
{hl-reference-rates || VMAREF22|| reference-rate}% p.a.
{hl-reference-rates || VMAREF22|| comparison-rate}% p.a.
Fixed 5 year
{hl-reference-rates || VMAREF23|| reference-rate}% p.a.
{hl-reference-rates || VMAREF23|| comparison-rate}% p.a.

Loaded home loan

Rate type
Interest Rate
(% p.a.)20
Comparison Rate (% p.a.)21
PRINCIPAL & INTEREST{colspan-3 text-center}
Variable
{hl-reference-rates || VMAREF5 || reference-rate}% p.a.
{hl-reference-rates || VMAREF5|| comparison-rate}% p.a.
Fixed 1 year
{hl-reference-rates || VMAREF29|| reference-rate}% p.a.
{hl-reference-rates || VMAREF29|| comparison-rate}% p.a.
Fixed 2 year
{hl-reference-rates || VMAREF30|| reference-rate}% p.a.
{hl-reference-rates || VMAREF30|| comparison-rate}% p.a.
Fixed 3 year
{hl-reference-rates || VMAREF31|| reference-rate}% p.a.
{hl-reference-rates || VMAREF31|| comparison-rate}% p.a.
Fixed 4 year
{hl-reference-rates || VMAREF32|| reference-rate}% p.a.
{hl-reference-rates || VMAREF32|| comparison-rate}% p.a.
Fixed 5 year
{hl-reference-rates || VMAREF33|| reference-rate}% p.a.
{hl-reference-rates || VMAREF33|| comparison-rate}% p.a.
INTEREST ONLY{colspan-3 text-center}
Variable
{hl-reference-rates || VMAREF7|| reference-rate}% p.a.
{hl-reference-rates || VMAREF7|| comparison-rate}% p.a.
Fixed 1 year
{hl-reference-rates || VMAREF39|| reference-rate}% p.a.
{hl-reference-rates || VMAREF39|| comparison-rate}% p.a.
Fixed 2 year
{hl-reference-rates || VMAREF40|| reference-rate}% p.a.
{hl-reference-rates || VMAREF40|| comparison-rate}% p.a.
Fixed 3 year
{hl-reference-rates || VMAREF41|| reference-rate}% p.a.
{hl-reference-rates || VMAREF41|| comparison-rate}% p.a.
Fixed 4 year
{hl-reference-rates || VMAREF42|| reference-rate}% p.a.
{hl-reference-rates || VMAREF42|| comparison-rate}% p.a.
Fixed 5 year
{hl-reference-rates || VMAREF43|| reference-rate}% p.a.
{hl-reference-rates || VMAREF43|| comparison-rate}% p.a.

Investor

Lite home loan

Rate type
Interest Rate
(% p.a.)20
Comparison Rate (% p.a.)21
PRINCIPAL & INTEREST{colspan-3 text-center}
Variable
{hl-reference-rates || VMAREF2|| reference-rate}% p.a.
{hl-reference-rates || VMAREF2 || comparison-rate}% p.a.
Fixed 1 year
{hl-reference-rates || VMAREF14|| reference-rate}% p.a.
{hl-reference-rates || VMAREF14|| comparison-rate}% p.a.
Fixed 2 year
{hl-reference-rates || VMAREF15|| reference-rate}% p.a.
{hl-reference-rates || VMAREF15|| comparison-rate}% p.a.
Fixed 3 year
{hl-reference-rates || VMAREF16|| reference-rate}% p.a.
{hl-reference-rates || VMAREF16|| comparison-rate}% p.a.
Fixed 4 year
{hl-reference-rates || VMAREF17|| reference-rate}% p.a.
{hl-reference-rates || VMAREF17|| comparison-rate}% p.a.
Fixed 5 year
{hl-reference-rates || VMAREF18|| reference-rate}% p.a.
{hl-reference-rates || VMAREF18|| comparison-rate}% p.a.
INTEREST ONLY{colspan-3 text-center}
Variable
{hl-reference-rates || VMAREF4|| reference-rate}% p.a.
{hl-reference-rates || VMAREF4|| comparison-rate}% p.a.
Fixed 1 year
{hl-reference-rates || VMAREF24|| reference-rate}% p.a.
{hl-reference-rates || VMAREF24|| comparison-rate}% p.a.
Fixed 2 year
{hl-reference-rates || VMAREF25|| reference-rate}% p.a.
{hl-reference-rates || VMAREF25|| comparison-rate}% p.a.
Fixed 3 year
{hl-reference-rates || VMAREF26|| reference-rate}% p.a.
{hl-reference-rates || VMAREF26|| comparison-rate}% p.a.
Fixed 4 year
{hl-reference-rates || VMAREF27|| reference-rate}% p.a.
{hl-reference-rates || VMAREF27|| comparison-rate}% p.a.
Fixed 5 year
{hl-reference-rates || VMAREF28|| reference-rate}% p.a.
{hl-reference-rates || VMAREF28|| comparison-rate}% p.a.

Loaded home loan

Rate type
Interest Rate
(% p.a.)20
Comparison Rate (% p.a.)21
PRINCIPAL & INTEREST{colspan-3 text-center}
Variable
{hl-reference-rates || VMAREF6|| reference-rate}% p.a.
{hl-reference-rates || VMAREF6|| comparison-rate}% p.a.
Fixed 1 year
{hl-reference-rates || VMAREF34|| reference-rate}% p.a.
{hl-reference-rates || VMAREF34|| comparison-rate}% p.a.
Fixed 2 year
{hl-reference-rates || VMAREF35|| reference-rate}% p.a.
{hl-reference-rates || VMAREF35|| comparison-rate}% p.a.
Fixed 3 year
{hl-reference-rates || VMAREF36|| reference-rate}% p.a.
{hl-reference-rates || VMAREF36|| comparison-rate}% p.a.
Fixed 4 year
{hl-reference-rates || VMAREF37|| reference-rate}% p.a.
{hl-reference-rates || VMAREF37|| comparison-rate}% p.a.
Fixed 5 year
{hl-reference-rates || VMAREF38|| reference-rate}% p.a.
{hl-reference-rates || VMAREF38|| comparison-rate}% p.a.
INTEREST ONLY{colspan-3 text-center}
Variable
{hl-reference-rates || VMAREF8|| reference-rate}% p.a.
{hl-reference-rates || VMAREF8|| comparison-rate}% p.a.
Fixed 1 year
{hl-reference-rates || VMAREF44|| reference-rate}% p.a.
{hl-reference-rates || VMAREF44|| comparison-rate}% p.a.
Fixed 2 year
{hl-reference-rates || VMAREF45|| reference-rate}% p.a.
{hl-reference-rates || VMAREF45|| comparison-rate}% p.a.
Fixed 3 year
{hl-reference-rates || VMAREF46|| reference-rate}% p.a.
{hl-reference-rates || VMAREF46|| comparison-rate}% p.a.
Fixed 4 year
{hl-reference-rates || VMAREF47|| reference-rate}% p.a.
{hl-reference-rates || VMAREF47|| comparison-rate}% p.a.
Fixed 5 year
{hl-reference-rates || VMAREF48|| reference-rate}% p.a.
{hl-reference-rates || VMAREF48|| comparison-rate}% p.a.