If you’re thinking of refinancing your home loan or selling your property, mortgage discharge might be on your radar. It’s the legal process where you close a home loan and a mortgage discharge needs to be registered to legally release your current lender from mortgage obligations. It might seem daunting, but don’t worry, we make it easy. Here’s some things to consider first before making your decision.
Can I refinance my home loan with another lender?
Sometimes circumstances change and you decide it’s time to look for a new loan that best suits your needs.
At Virgin Money, providing our customers the best service is our number one priority. If you’re a customer thinking about changing your loan, we’d love to chat with you first about your needs and discuss what potential solutions may be available to you that could save you time and money if you stay with us.
I’m thinking of selling a house with a mortgage.
Selling a house while still paying mortgage? When one door closes, another door may open. If you’re looking to upgrade your home, downsize, relocate or buy an investment property, we’d love to chat with you on your needs and discuss what potential options we can provide you.
If you’re still doing your research about all things property, here’s some helpful tips:
Once you’re ready to sell your property and close off your home loan, you’ll need to complete our mortgage discharge form.
To obtain this form, just give our team a call on 13 81 51 or email at retentionteam@virginmoney.com.au and they'll be able to assist you with the process and answer any other questions you may have.