Virgin Money Credit Card Benefits for Home Loan customers

Do more of the things you love with a Virgin Money credit card.

Supercharge the Velocity Points you earn on your home loan with your everyday spend and up to 20,000 bonus Velocity Points on a Virgin Australia Velocity Card to visit places you've only dreamed of.

Or simply enjoy one of the lowest, ongoing variable purchase rates in the market with a Virgin Money Low Rate credit card.

Virgin Money credit cards can help you enjoy the life you want, not a life left wanting. As a Reward Me home loan customer, you'll enjoy half the annual credit card fee for the life of your home loan.

Virgin Money Home Loans - Rewards and Benefits: Virgin Credit Card Benefits | Virgin Australia Velocity Flyer Card

Virgin Australia Velocity Flyer Card

Up to 20,000 Velocity Points

Go places faster with the Virgin Australia Velocity Flyer Card. Turn everyday spend into flights, accommodation and more. The sky's the limit.

 

Earn up to 20,000 bonus Velocity Points18

Get 10,000 bonus Points when you make an Eligible Transaction within 3 months of card approval and an additional 10,000 bonus Points when you spend $5,000 or more within 3 months of card approval. For new card customers only.

Enjoy a $129 Virgin Australia Gift Voucher each year16

Enjoy an exclusive $129 Virgin Australia Gift Voucher on us, each year. Make a retail purchase on your card within 2 months prior to requesting your voucher to unlock your benefit. Use your Virgin Australia Gift Voucher when booking Virgin Australia flights on any fare type (including sale fares) or selected Virgin Australia Holidays' packages anytime within 6 months of voucher issue date. With the Flight Voucher and Lounge Passes combined, that's more than your annual fee covered!

Earn Points on your everyday spend

On retail purchases14, earn 0.66 Velocity Points per $1 spent, up to $1,500 per statement period, then 0.5 Velocity Points per $1 spent.

Half the annual fee for the life of your home loan

Receive half the annual fee on your card for as long as you're a home loan customer. That's a saving of $65 each year. Plus, with $0 annual fee for supplementary cardholders, you can share this great card with loved ones.

Enjoy 0% p.a. on balance transfers for 6 months11

Pay no interest on balances transferred for 6 months (reverts to cash advance rate)

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    Visa payWave

    For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient9.

    Personal Concierge

    Take advantage of round-the-clock access to the Visa Platinum Concierge Service21. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

    Visa Platinum Benefits

    Imagine having first choice of seats to some of the most sought-after events in Australia. No queuing, no waiting, no disappointment to some of the biggest concerts, hottest shows and most exciting sports events, before pre-sales and before they go on sale to the general public.

    Transit Accident Insurance22

    Purchase your overseas travel tickets with your Virgin Australia Velocity Flyer or High Flyer card and if you sustain an injury while riding as a passenger whilst outside Australia, you may receive up to $250,000, as outlined in the Complimentary Insurance Terms and Conditions
    Learn more.

    Guaranteed Pricing Scheme

    If you make a purchase with your Flyer or High Flyer card and then see the same product advertised at a lower price in a catalogue from a store within 25kms of the store from where the covered products were purchased, you can claim the difference within 60 days if the price difference is greater than $75, up to $500 and the product hasn't been purchased online, as outlined in the Complimentary Insurance Terms and Conditions. Conditions apply. 
    Learn more
    .

    Fraudshield®

    Rest assured that we're on the case, to keep your card safe around the clock with Fraudshield®. As long as you keep your contact details up to date, we'll contact you if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy15, ensuring you won't be held liable for fraudulent transactions made with your card. 
    Learn more.

    Overview on Rates, Annual Fee & Limits

    Annual fee+ $64
    Additional card fee $0
    Purchase rate 20.74% p.a.
    Interest free days on purchases13 Up to 44*
    Cash advance rate 20.99% p.a.
    Balance transfer rate on all cards Reverts to the cash advance rate at end of the offer period.
    Minimum credit limit $6,000
    Minimum income required $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

    + Annual fee discounts apply for the life of the home loan. If you are no longer a home loan customer the annual fee is $129.

     

    Speak to your Mortgage Broker when you are applying for your home loan if you are interested in a Virgin Australia Velocity Flyer Card or if you are already have a Reward Me Home Loan call our Customer Care Team on 13 81 51 and they can help you with this exclusive offer for home loan customers.

  • Virgin Money Home Loans - Rewards and Benefits: Virgin Credit Card Benefits | Virgin Australia Velocity Flyer Card

    Virgin Australia Velocity High Flyer Card

    Up to 20,000 Velocity Points

    If you love to travel, the Virgin Australia Velocity High Flyer Card is for you. It’s a seriously rewarding credit card.

     

    Earn up to 20,000 bonus Velocity Points17

    Get 10,000 bonus Points when you make an Eligible Transaction within 3 months of card approval and an additional 10,000 bonus Points when you spend $10,000 or more within 3 months of card approval. For new card customers only.

    Enjoy a $129 Virgin Australia Gift Voucher each year16

    Enjoy an exclusive $129 Virgin Australia Gift Voucher on us, each year. Make a retail purchase on your card within 2 months prior to requesting your voucher to unlock your benefit. Use your Virgin Australia Gift Voucher when booking Virgin Australia flights on any fare type (including sale fares) or selected Virgin Australia Holidays' packages anytime within 6 months of voucher issue date. With the Flight Voucher and Lounge Passes combined, that's more than your annual fee covered!

    Earn Points on their everyday spend

    On retail purchases14, earn 1 Velocity Point per $1 spent, up to $8,000 each statement period, then 0.5 Velocity Points per $1 spent.

    Two complimentary Virgin Australia domestic Single Entry Lounge passes19

    Relax and enjoy some time out before your flight with two complimentary Virgin Australia domestic Single Entry Lounge passes. These passes will appear in your Velocity account as an anniversary present from us each year and are valid for 12 months.

    Half the annual fee for the life of your home loan

    Receive half the annual fee on your card for as long as you're a home loan customer. That's a saving of $145 each year. Plus, with $0 annual fee for supplementary cardholders, you can share this great card with loved ones.

    • Show me more

      Enjoy 0% p.a. on balance transfers for 6 months11

      Pay no interest on balances transferred for 6 months (reverts to cash advance rate)

      Visa payWave

      For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient9.

      Extended Warranty Insurance22

      The manufacturer's warranty period is generally doubled, for up to 12 months, when you purchase personal goods with your Virgin Australia Velocity High Flyer Card, as outlined in the Complimentary Insurance Terms and Conditions.
      Learn more.

      International Travel Insurance22

      When you travel, it helps to take some peace of mind with you. Simply pay for you and your family’s overseas flights with your Virgin Australia Velocity High Flyer card and you’ll receive international travel insurance for you, your spouse and any dependent children provided they travel with you. Cover includes medical expenses for illness or injury, loss or theft of personal items, legal liability and more as outlined in the Complimentary Insurance Terms and Conditions.
      Learn more.

      Guaranteed Pricing Scheme

      If you make a purchase with your Flyer or High Flyer card and then see the same product advertised at a lower price in a catalogue from a store within 25kms of the store from where the covered products were purchased, you can claim the difference within 60 days if the price difference is greater than $75, up to $500 and the product hasn't been purchased online, as outlined in the Complimentary Insurance Terms and Conditions. Conditions apply. 
      Learn more
      .

      Purchase Cover22

      Receive 90 days free insurance against loss, theft or accidental damage on a wide range of new personal goods purchased anywhere in the world using your Virgin Australia Velocity High Flyer Card as outlined in the Complimentary Insurance Terms and Conditions.
      Learn more.

      Personal Concierge

      Take advantage of round-the-clock access to the Visa Platinum Concierge Service21. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

      Transit Accident Insurance22

      Purchase your overseas travel tickets with your Virgin Australia Velocity Flyer or High Flyer card and if you sustain an injury while riding as a passenger whilst outside Australia, you may receive up to $250,000, as outlined in the Complimentary Insurance Terms and Conditions
      Learn more.

      Visa Signature Benefits

      Gain access to unique Visa privileges such as a range of great reduced holiday offers on hotels and resorts around the globe & up to 30% discount on green fees at some of the most prestigious golf clubs around the world. With Visa Platinum Benefits you'll also get exclusive access to pre-sale tickets to some of the most sought-after events in Australia.

      Learn more

      Fraudshield®

      Rest assured that we're on the case, to keep your card safe around the clock with Fraudshield®. As long as you keep your contact details up to date, we'll contact you if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy15, ensuring you won't be held liable for fraudulent transactions made with your card. 
      Learn more.

      Overview on Rates, Annual Fee & Limits

      Annual fee+ $144
      Additional card fee $0
      Purchase rate 20.74% p.a.
      Interest free days on purchases13 Up to 44*
      Cash advance rate 20.99% p.a.
      Balance transfer rate at end of offer period Reverts to the cash advance rate
      Minimum credit limit $15,000
      Minimum income required $75,000

      * You must pay your balance in full each month (including balances transferred) to receive interest free days.

      + Annual fee discounts apply for the life of the home loan. If you are no longer a home loan customer the annual fee is $289.

       

      Speak to your Mortgage Broker when you are applying for your home loan if you are interested in a Virgin Australia Velocity Flyer Card or if you are already have a Reward Me Home Loan call our Customer Care Team on 13 81 51 and they can help you with this exclusive offer for home loan customers.

    Virgin Money Low Rate Card

    Virgin Money Low Rate Card

    Our Low Rate credit card is about as low as you can go. It has one of the lowest, ongoing variable purchase rates in the market at 11.99%p.a. That’s why we rate it so highly!

     

    Enjoy 0% p.a. on balance transfers for 12 months11

    Pay no interest on balances transferred for 12 months (reverts to cash advance rate).

    Half the annual fee for the life of your home loan

    Receive half the annual fee on your card for as long as you're a home loan customer. That's a saving of $50 each year. Plus, with $0 annual fee for supplementary cardholders, you can share this great card with loved ones.

    • Show me more

      Visa payWave

      For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient9.

      Fraudshield®

      Rest assured that we're on the case, to keep your card safe around the clock with Fraudshield®. As long as you keep your contact details up to date, we'll contact you if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy15, ensuring you won't be held liable for fraudulent transactions made with your card. 
      Learn more.

      Overview on Rates, Annual Fee & Limits

      Annual fee+ $49
      Additional card fee $0
      Purchase rate 11.99% p.a.
      Interest free days on purchases13 Up to 44*
      Cash advance rate 21.69% p.a.
      Balance transfer rate at end of offer period Reverts to the cash advance rate
      Minimum credit limit $6,000
      Minimum income required $35,000

      * You must pay your balance in full each month (including balances transferred) to receive interest free days.

      + Annual fee discounts apply for the life of the home loan. If you are no longer a home loan customer the annual fee is $99.

       

      Speak to your Mortgage Broker when you are applying for your home loan if you are interested in a Virgin Money Low Rate Card or if you are already have a Reward Me Home Loan call our Customer Care Team on 13 81 51 and they can help you with this exclusive offer for home loan customers.

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