Important documents - Car Insurance
Here you’ll find all the important documents to fully understand the Virgin Car Insurance offering.
As of 31 August 2025 at 11:59pm, Virgin Money will pause new quotes on car and home & contents insurance.
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Important stuff
This information relates to Virgin Home and Contents Insurance policies, Car Insurance polices and Roadside Assistance membership issued by Auto and General Insurance Company Ltd purchased before 2 October 2025.
Before switching providers we recommend you compare all policy features and find out if cancellation fees apply. Approved applicants only.
As we don't know your financial needs we can't advise if this insurance will suit you. Please consider your needs and the Product Disclosure Statement (PDS), Target Market Determination (TMD), Financial Services Guide (FSG) and Premium, Excess and Discount Guide (PED) before making a decision to buy this product.
Discount applies to first year's premium paid for new Virgin car insurance Price Saver purchase initiated online on or after 30 March 2017. The discount applies to Comprehensive, Third Party Property and Third Party Fire and Theft Car policies. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance. Discount applies only to the insurance portion of the premium before any fees, charges or levies that may apply. This may impact the full extent of the discount.
Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869. Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411) ("AGS") arranges the insurance on behalf of Auto & General Insurance Company Ltd (ABN 42 111 586 353; AFSL 285571).
- Virgin Home and Contents: Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG).
- Virgin Car Insurance: Product Disclosure Statement (PDS) and Target Market Determination (TMD), Premium, Excess and Discount Guide (PED) and Financial Services Guide (FSG).
- Virgin Car Insurance: Roadside Assistance Terms and Conditions.
This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs we can’t advise if our products will suit you. Terms, conditions, limits and exclusions apply. Please consider the relevant Product Disclosure Statement, Target Market Determination and/or Terms and Conditions available at virginmoney.com.au before making a decision about the product. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.
Insurances: Virgin Car Insurance and Virgin Home and Contents Insurance are promoted by Virgin Money (Australia) Pty Limited (“Virgin Money”) as the Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869. Car, Home and Contents: Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411) arranges the insurance on behalf of the product issuer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571).