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This information relates to Virgin Car Insurance policies issued by Auto and General Insurance Company Ltd purchased before 2 October 2025.

What can you do with the Virgin Insurance Hub?

Change your policy details including excess options and add additional drivers
Monitor your payments and update your payment details

This information relates to Virgin Home and Contents Insurance policies, Car Insurance polices and Roadside Assistance membership issued by Auto and General Insurance Company Ltd purchased before 2 October 2025.

Before switching providers we recommend you compare all policy features and find out if cancellation fees apply. Approved applicants only.

As we don't know your financial needs we can't advise if this insurance will suit you. Please consider your needs and the Product Disclosure Statement (PDS), Target Market Determination (TMD), Financial Services Guide (FSG) and Premium, Excess and Discount Guide (PED) before making a decision to buy this product.

Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869. Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411) ("AGS") arranges the insurance on behalf of Auto & General Insurance Company Ltd (ABN 42 111 586 353; AFSL 285571).

Virgin Home and Contents: Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG).
Virgin Car Insurance: Product Disclosure Statement (PDS) and Target Market Determination (TMD), Premium, Excess and Discount Guide (PED) and Financial Services Guide (FSG).
Virgin Car Insurance: Roadside Assistance Terms and Conditions.

This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs we can’t advise if our products will suit you. Terms, conditions, limits and exclusions apply. Please consider the relevant Product Disclosure Statement, Target Market Determination and/or Terms and Conditions available at virginmoney.com.au before making a decision about the product. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.

Insurances: Virgin Car Insurance and Virgin Home and Contents Insurance are promoted by Virgin Money (Australia) Pty Limited (“Virgin Money”) as the Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869. Car, Home and Contents: Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411) arranges the insurance on behalf of the product issuer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571).

Things you need to know
1. Discount applies to first year's premium paid for new Virgin car insurance Price Saver purchase initiated online on or after 30 March 2017. The discount applies to Comprehensive, Third Party Property and Third Party Fire and Theft Car policies. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance. Discount applies only to the insurance portion of the premium before any fees, charges or levies that may apply. This may impact the full extent of the discount.
2. We will guarantee the quality of repairs authorised by us for as long as you own the car.
3. You will receive a full refund of the premium you paid if you cancel this policy within 21 days of the purchase date and have not made a claim.
4. See PDS for full details, terms and conditions
5. Figures represent average savings based on data provided to us by new customers who switched online to Virgin's Comprehensive Car Insurance between 01/09/2019 and 29/02/2020. Individual circumstances and policy terms may vary. Please compare for yourself.
6. Delivery charges advised upon ordering and varies by postcode. Offer available while stocks last. Valid for Virgin Money customers only. One Moet & Chandon Imperial per household. $204.96 savings applies to the reds case, worth $324.96. Retail prices are provided by the wineries. If a wine becomes unavailable, a similar wine of equal or greater value will be supplied. If you are unhappy with the substitute we’ll refund you. Order acceptance and the contract between you and us will only be formed on the dispatch to you of the product(s) ordered. Orders will not be accepted (nor will wine be delivered to) persons under the age of 18 years. We do not deliver to parcel lockers, and unfortunately due to rising delivery costs and current liquor laws are unable to deliver to the Northern Territory. Please see our full Terms and Conditions of Sale and Privacy Policy available here: www.virginwines.com.au/terms or call us on 1300 712 870. © 2020 Wine People Pty Ltd. LIQP770016550. Level 2, 407 Elizabeth Street, Surry Hills, NSW 2010. All rights reserved. You must be 18 years of age or over to order wine from this site. It is against the law to sell or supply alcohol to, or obtain alcohol on behalf of, a person under the age of 18.
7. The quoted redemption fares are correct as at 17 December 2018 and are subject to change. Fares are subject to availability, and seats are limited and may not be available at peak times or on all flights. Price is based on a one way or return economy Reward Seat fare or Business Reward seat fare as specified, and must be booked on the Velocity website. Taxes, fees and surcharges are payable in addition to Velocity Points redeemed. Any taxes or fee components are not eligible for Points earn. A Virgin Australia Carrier Charge is payable per sector, per person, view more information here. Price may vary until ticketed. All payments made on the internet or on the phone via debit/credit card are subject to a payment surcharge between 0.6% to 1.3% of the total value of the card transaction (capped at $11 per passenger per booking). Add $40 or 5,200 Points per person for bookings made on the phone. A checked baggage allowance is included in your fare, view Reward Seat Baggage Allowances for details. Name changes are not permitted. Other changes, refunds and cancellation are permitted prior to travel and may incur a fee and any applicable fare difference. You may also be entitled to a refund under the Australian Consumer Law in certain circumstances. View the Velocity Rewards Seat fare rules for more information. Some flights may be operated by a partner airline. Different baggage allowances and conditions may apply to these flights. Full terms and conditions at velocityfrequentflyer.com.
8. The discounts apply to new Virgin Home and Contents Insurance Price Saver policies purchased online on or after 30 March 2017. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance. Discount applies only to the insurance portion of the premium before any fees, charges or levies that may apply. This may impact the full extent of the discount.

VIRGIN INSURANCE HUB

Manage your Car Insurance policy

This information relates to Virgin Car Insurance policies issued by Auto and General Insurance Company Ltd purchased before 2 October 2025.

What can you do with the Virgin Insurance Hub?