Your house is more than a home: it’s your castle. And, just like a castle, it needs protection. That’s where our comprehensive Home and Contents Insurance will save the day. Straightforward, flexible and affordable, it makes it easy to protect what you love within your four walls.

Why Virgin Home and Contents Insurance?

  • Save up to 30%1 when you combine Virgin Home and Contents Insurance Price Saver online
  • Earn 5,000 Velocity Frequent Flyer Points2
  • Affordable and flexible cover options
  • Fast, efficient claims service
  • Virgin Insurance Hub – Manage your policies online 24/7
  • 21 day money back guarantee4

Get a quote   Retrieve a quote

  • Benefits of Virgin Home and Contents

    Benefits at a glance

    • Save up to 30%1 – when you purchase Virgin Home and Contents Insurance Price Saver online
    • The home advantage – earn 5,000 Velocity Frequent Flyer Points2 when you purchase Virgin Home Insurance, Virgin Contents Insurance or combined Virgin Home and Contents Insurance
    • Get cover in minutes – with our easy online application process
    • Affordable and flexible cover options
    • Smart savings – adjust your excess to save more on your premiums
    • Insured events – we cover a range of events such as fire, storm and rainwater, and theft – see the Product Disclosure Statement for full details
    • Fast, efficient claims service
    • Virgin Insurance Hub – Manage your policies online 24/7
    • Money back guarantee – 21 day money back guarantee4
    • Optional extras– For those who might need more cover

    Get a quote

  • Choice of cover options
    Home Contents Home and Contents Home and Landlords Insurance

    Cover your home, fixtures & fittings

    Save 15%1

    Cover the things you love in your home

    Save 15%1

    Protect your home and all the things in it

    Combine to save 30% off1

    Add optional cover to protect against damage caused by tenants
    Get a quote

    What's Covered?

    Protects your home (residential building at insured address) and your fixtures and fittings. To give you an idea, here are some of the things covered:

    • Garages and other domestic outbuildings
    • Patios, permanent decking
    • Clothes lines, aerials and masts
    • Fixed floor coverings such as tiles
    • Fixtures and fittings connected to gas, electrical, plumbing and sewerage
    • Swimming pools and spas that are permanent fixtures

    This is a brief summary only. Exclusions and Conditions apply. Full Details are contained in the Product Disclosure Statement.

    What's Covered?

    You’ve spent time and money collecting all the things in your house that make it a home. Protect them with Virgin Contents Insurance. Here’s some of the things that are covered:

    • Furniture and furnishings
    • Household electrical appliances
    • Clothing and personal effects
    • Carpets – fixed and unfixed
    • Internal blinds, curtains
    • Tools and gardening equipment

    This is a brief summary only. Exclusions and Conditions apply. Full Details are contained in the Product Disclosure Statement.

    What's Covered?

    Your own home is precious to you and so are its contents. You need the right insurance cover to give you peace of mind that what matters to you is covered under one policy. When you combine Virgin Home and Contents Insurance, you'll be covered for:

    • Garages and other domestic outbuildings
    • Patios, permanent decking
    • Clothes lines, aerials and masts
    • Fixed door coverings such as tiles, and those connected to gas, electrical, plumping and sewerage services
    • Swimming pools and spas that are permanent fixtures
    • Furniture and household electrical appliances
    • Clothing and personal effects
    • Carpets, internal blinds and curtains
    • Tools and gardening equipment

    For full cover details, see our Product Disclosure Statement.

    By purchasing Virgin Home and Contents Insurance Price Saver online, you'll receive our 30%1 online discount.

    What's Covered?

    When we insure your home, you can also choose to extend that cover with our optional extra - Landlord’s Insurance. It can cover you for loss of rent and fixtures and fittings:

    • Loss of rent – covers the net rental income for the period the home cannot be occupied due to an insured event
    • Landlord’s fixtures and fittings – covers loss or damage caused by an insured event to flooring, light fittings and windows

    This is a brief summary only. Exclusions and Conditions apply. Full Details are contained in the Product Disclosure Statement.

     

  • Compare Policy benefits

    Compare the policy benefits for our products: Virgin Home and Contents Insurance Price Saver, and our standard Home and Contents Insurance.

    Price Saver
    How to apply Home Contents
    Online Only Get a Quote
    Discount when purchasing online1 15% 15%
    Compare Policy Benefit Home Contents
    Up to $20 Million Legal Liability Cover    
    Fire Cover    
    Explosion Cover    
    Theft or Attempted Theft    
    Malicious Damage, Vandalism, Riot or Civil Commotion    
    Accidental Breakage of Glass, Ceramic & Sanitary Fixtures    
    Storm & Rainwater Damage    
    Lightning Cover    
    Earthquake Cover    
    Escape Of Liquid    
    Impact Cover    
    Lump Sum or Instalment Payments    
    Temporary Accommodation Costs
       
    Mortgage Discharge Costs    
    Funeral Expenses    
    Replacement Of Locks Up To $500    
    Open Air Contents Cover - Contents In The Open At The Insured Address    
    Contents Away From The Insured Address    
    Credit Card Cover Up To $1000
       
    Uninsured Guests' Contents Cover Up To $500    
    Unattached Equipment Cover Up To $500    

    This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).

    Whether you choose our Virgin Home and Contents Insurance Price Saver or standard product, you can add these great optional benefits.

    Optional Benefits
    Landlord Cover    
    Flood Cover    
    Personal Effects Cover    
    Motor Burnout Cover    
    Accidental Damage Cover    
    Choice of Excess Options    
    Sum Insured Safeguard    
    Standard
    How to apply Home Contents
    Call our customer care team 1800 887 707
    Compare Policy Benefit Home Contents
    Up to $20 Million Legal Liability Cover    
    Fire Cover    
    Explosion Cover    
    Theft or Attempted Theft    
    Malicious Damage, Vandalism, Riot or Civil Commotion    
    Accidental Breakage of Glass, Ceramic & Sanitary Fixtures    
    Storm & Rainwater Damage    
    Lightning Cover    
    Earthquake Cover    
    Escape Of Liquid    
    Impact Cover    
    Lump Sum or Instalment Payments    
    Temporary Accommodation Costs
       
    Mortgage Discharge Costs    
    Funeral Expenses    
    Replacement Of Locks Up To $500    
    Open Air Contents Cover - Contents In The Open At The Insured Address    
    Contents Away From The Insured Address    
    Credit Card Cover Up To $1000
       
    Uninsured Guests' Contents Cover Up To $500    
    Unattached Equipment Cover Up To $500    

    This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).

    Whether you choose our Virgin Home and Contents Insurance Price Saver or standard product, you can add these great optional benefits.

    Optional Benefits
    Landlord Cover    
    Flood Cover    
    Personal Effects Cover    
    Motor Burnout Cover    
    Accidental Damage Cover    
    Choice of Excess Options    
    Sum Insured Safeguard    

Get rewarded

Take out Virgin Home and/or Contents Insurance before 31 December 2017 to earn 5,000 Velocity Points2

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