Earn
5,000
Velocity Points2
Your house is more than a home; it’s your castle. Let us help you safeguard it! Our straightforward, flexible and affordable home and contents insurance policies can help protect your home, inside and out. Plus, earn Velocity Frequent Flyer Points towards your next holiday.
Why Virgin Home and Contents Insurance?
Benefits
Save up to 30%1 when you combine Virgin Home and Contents Insurance online
Earn 5,000 Velocity Points2 when you purchase a new eligible policy
Affordable and flexible cover options, with 21 day money back guarantee4
You can lodge an insurance claim over the phone or online at any time of the day or night, 365 days a year
Virgin Insurance Hub - Manage your policy online 24/7
Get cover in minutes - with our easy online application process
Insured events
Our home and contents insurance will cover you for the following events:
- Fire
- Explosion
- Theft or attempted theft
- Malicious damage, vandalism, riot or civil commotion
- Accidental breakage of glass, ceramic and sanitary fixtures
- Storm and rainwater
- Lightning
- Earthquake
- Escape of liquid (e.g. pipes, drains, etc)
- Impact at home (e.g. fallen tree/branch)
Upgrade your cover
Be protected if a tenant fails to pay rent or damages your investment property
Covered for damage caused by flood to your home and/or contents
Cover for your personal items that you take with you away from the home
Cover for burnout of electric motors in your household appliances
Extend your cover so that it can cover even more of your home and/or contents
Extend your home sum insured up to an additional 25% if your nominated sum insured is not sufficient to replace or repair the damage to your home