Velocity Points2

Why Virgin Home Insurance?



Save up to 30%1 when you combine Virgin Home and Contents Insurance online


Earn 5,000 Velocity Points2 when you purchase a new eligible policy


You can lodge an insurance claim online 24/7, 7 days a week or over the phone Mon to Fri 8am to 5pm, Sat 8am to 2pm (AEST)


Affordable and flexible cover options, with 21 day money back guarantee4

Insured events

Our affordable home and contents insurance policies will cover you for the following events:

  • Fire
  • Explosion
  • Theft or attempted theft
  • Malicious damage, vandalism, riot or civil commotion
  • Breakage of glass, ceramic and sanitary fixtures
  • Storm and rainwater
  • Lightning
  • Earthquake or Tsunami
  • Escape of liquid (e.g. pipes, drains, etc)
  • Impact at home (e.g. fallen tree/branch)
Upgrade your cover

Accidental damage

Extend your cover so that it can cover even more of your home and/or contents

Sum insured safeguard

Extend your home sum insured up to an additional 25% if your nominated sum insured is not sufficient to replace or repair the damage to your home

Flood cover

Covered for damage caused by flood to your home and/or contents