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Home
Insurance
Home Insurance

Earn
5,000
Velocity Points²

Your house is more than a home; it’s your castle. Let us help you safeguard it! Our straightforward, flexible and affordable home and contents insurance policies can help protect your home, inside and out. Plus, earn Velocity Frequent Flyer Points towards your next holiday.

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Why Virgin Home and Contents Insurance?

Benefits

Save up to 30%¹ when you combine Virgin Home and Contents Insurance online

Earn 5,000 Velocity Points² when you purchase a new eligible policy

Affordable and flexible cover options, with 21 day money back guarantee⁴

You can lodge an insurance claim over the phone or online at any time of the day or night, 365 days a year

Virgin Insurance Hub - Manage your policy online 24/7

Get cover in minutes - with our easy online application process

Insured events

Our home and contents insurance will cover you for the following events:

Fire
Explosion
Theft or attempted theft
Malicious damage, vandalism, riot or civil commotion
Breakage of glass, ceramic and sanitary fixtures

Storm and rainwater
Lightning
Earthquake or Tsunami
Escape of liquid (e.g. pipes, drains, etc)
Impact at home (e.g. fallen tree/branch)

Upgrade your cover

Be protected if a tenant fails to pay rent or damages your investment property

Covered for damage caused by flood to your home and/or contents

Cover for burnout of electric motors in your household appliances

Extend your cover so that it can cover even more of your home and/or contents

Extend your home sum insured up to an additional 25% if your nominated sum insured is not sufficient to replace or repair the damage to your home

Loss or damage caused by an insured event to contents stored in a commercial storage facility for your period of insurance. (Only available with Contents insurance)

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Exclusions and conditions apply. See the Product Disclosure Statement for full details. Not available in Northern Territory, North Queensland and Northern Western Australia. Approved applications only.

Flood cover: Covers you for the cost of damage caused to your home by flooding, rivers, creeks and other bodies of water. Flood cover may not be available for some addresses.

As we don’t know your personal needs and objectives we can’t advise if this insurance will suit you. Consider your needs and our Key Fact Sheets, Product Disclosure Statements and Financial Services Guide before deciding whether to buy our product. Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411) ("AGS") arranges the insurance on behalf of Auto & General Insurance Company Ltd (ABN 42 111 586 353; AFSL 285571).

Car Insurance PDS
Home & Contents Insurance PDS Key Fact Sheets

Promoter: Virgin Money (Australia) Pty Limited (Virgin Money) Authorised Representative No. 280884 of Virgin Money Financial Services Pty Ltd AFSL 286869.

Things you need to know
1. The discounts apply to new Virgin Home and/or Contents Insurance Price Saver policies purchased online on or after 30 March 2017. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance.
2. Offer of 5,000 Velocity Points is available to eligible customers who purchase a new Virgin Home and/or Contents policy and have not previously received points for that same policy number (not available for renewals). This offer is valid for new policy purchases from 1 November 2018 – 31 December 2019. Offer is only valid if a valid Velocity membership number is provided at the time of application. If you’re not a Velocity member you can join Velocity for free. Maximum of 5,000 Velocity Points per policy. In order to receive the Points the policy holder’s name must match the Velocity account name and membership number provided and the policy must not be cancelled within 65 days of purchase. Velocity Points will be credited to eligible Velocity Account up to 90 days after policy commencement date and the 65 day cancellation period has expired. This offer is subject to change or removal at the discretion of Virgin Money. This offer cannot be used in conjunction with any other Virgin Money Home and/or Contents Insurance offers, is not redeemable for cash and is not transferable. The Velocity Membership Terms and Conditions apply.
3. The 5% discount is available to current Virgin Home and Contents, or Car customers and applies to new Virgin Travel Insurance policies purchased online using promo code VIRGIN. Offer valid until 31 July 2018, is subject to change or removal at the discretion of Virgin Money without notice and can't be used in conjunction with any other Virgin Travel Insurance offer or discount (including the Virgin Money Credit Card discount).
4. If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.