Spend like usual. Redeem like a pro.

From tap to take-off, treats or a tidy little cashback. Download the Virgin Money app to start cashing in points.{sub-heading}

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Earn and redeem points

Earn points on your eligible purchases to maximise your rewards, just by spending with us.{sub-heading}

Turn spending into rewards!

Turn everyday purchases into serious rewards. Earn points as you spend and unlock perks that go beyond banking.{sub-heading}

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Redeem Virgin Money Points with our app

Cashback, gift cards, travel – redeem your Virgin Money Points with just a few taps in the app. Quick, easy and on your terms.{sub-heading}

Frequently asked questions

Got questions? Here’s everything you need to know to get the most out of your rewards.

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How do I redeem Virgin Money Points?

To redeem your points, open the Virgin Money app and tap ‘Rewards’. From there, select ‘Redeem’ and choose the option that suits you best. You can turn points into cashback, grab a digital gift card, pay for travel, or even use them to cover a recent eligible purchase. The whole process is quick, easy and happens right in the app - so your rewards are always close at hand.

How do I redeem my points for cash?

Once you’ve earned at least 500 Virgin Money Points, you can convert them into cold, hard cash. Just head into the app, select ‘Redeem’, and choose the cashback option. You can either do this manually when it suits you or set up an automatic redemption each month, so your points turn into money without you lifting a finger.

Can I pay for everyday purchases with points?

Absolutely. With Pay with Points, you can use your Virgin Money Points on eligible transactions. The value of the transaction will be credited directly back into your account. It’s seamless and sorted in just a few taps – a clever way to use your rewards on things you’ve already paid for.

How long does Pay with Points take to process?

If you use Pay with Points on your Go account, your cash credit will be credited within minutes into your chosen eligible Virgin Money account.

For credit card users this takes a little longer. You’ll usually see your cash credit the next day, but it can sometimes take up to 3 business days.

Do Virgin Money Points expire?

There’s no 'use-by' date on these points if you have an active eligible Virgin Money Go Account with us and have earned or redeemed a point within the last 2 years.

That said, if you close all your accounts the points you earned will expire within 3 months of closing and you will only be able to redeem any remaining points as an eVoucher (giftcard).

You can redeem your Virgin Money Rewards Points for points with our Travel Program partners; including Velocity Frequent Flyer, Marriott Bonvoy and United MileagePlus.

To redeem your points simply click on ‘Redeem’ in the Rewards Hub and select ‘Transfer points to your travel program’.

Please note: The Travel Program you are transferring to must be held under the same name as your Virgin Money product. Once transferred the points are usually available within 24 hours, but it can take up to 5 business days.

How do I check my Virgin Money Points balance?

Keeping track of your rewards is easy. Just log into the Virgin Money app, tap ‘Rewards’, and you’ll see your points balance right at the top of the screen. From there, you can also view redemption history and available offers - everything you need to manage and maximise your rewards, all in one spot.

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Learn more

Curious about points? Here are some smart ways to earn and redeem them.