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Protect your high-value items and enjoy priceless peace of mind

Increased Item Limits - Travel Insurance

Even when you’re getting away from it all, you may not want to leave everything behind. That includes those high-value items. And while you’ll always do your best to keep them safe and sound, unfortunately it doesn’t always work out that way.

Our Increased Item Limits option provides cover for your higher value items against loss, theft or damage during your travels. You're already covered for some valuables in our standard plans. The maximum standard limit as well as the increased options for any item are listed below. So if you need a higher limit, you’ll have the option to increase your cover for an additional premium when you purchase your policy.

Categories Standard Limit Increased Option 1 Increased Option 2
Antiques, Curios and Works of art $750 $1,500 $2,250
Camera and Camera Equipment $3,000 $6,000 $9,000
Camping Equipment $750 $1,500 $2,250
Computers and Computer Equipment $3,000 $6,000 $9,000
Diving equipment $750 $1,500 $2,250
Formal Wear $750 $1,500 $2,250
Jewellery $750 $2,500 $5,000
Medical/Dental appliance $750 $1,500 $2,250
Mobile phones and devices with phone capabilities $1,000 $2,000 $3,000
Musical Instruments $750 $1,500 $2,250
Portable electrical devices $750 $1,500 $2,250
Prescription glasses and sunglasses $750 $1,500 $2,250
Watches $750 $1,500 $2,250

As always, it’s important to remember that any claim must be supported by the relevant documentation. So you will need to provide receipts and/or valuations to prove your ownership of and the value of any item for which you are making a claim.

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  • Cover Plans for all Travellers
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Important stuff

See Product Disclosure Statement for terms, conditions, excesses, limits and exclusions that apply. This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. Please consider the Product Disclosure Statement and Financial Services Guide before deciding whether to buy this product. If you purchase a policy, Virgin Money receives a commission which is a percentage of your premium – ask us for more details. View Privacy & Security information.

Virgin Travel Insurance promoted by Virgin Money (Australia) Pty Limited ABN 75 103 478 897, authorised representative No 280884 of Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869. AGA Assistance Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 trading as Allianz Global Assistance issues and manages Virgin Travel Insurance on behalf of the insurer, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708.