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Compare our Travel Insurance Plans

Perhaps you’re the type who travels a lot. Maybe you’re planning the holiday of a lifetime. Whether it’s in Australia or overseas, compare our cover plans and choose the option that best suits you.

 
Find the plan and price that suits you best
Cover Plans Basic Essentials Comprehensive Multi-Trip
  If you’re travelling overseas on a budget and only require cover for medical costs, repatriation and personal liability, our Basic Plan may be right for you. With our Essentials Plan you get simple, cost-effective cover across common travel insurance benefits for your overseas trip. Our Comprehensive Plan delivers you our highest level of cover, helping to provide peace of mind on your overseas trip. Our Multi-Trip Plan covers you for unlimited journeys within a 12 month period subject to each journey being within the maximum trip duration you select.
Policy benefits
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This benefit provides emergency assistance if you injure yourself, become sick or die while overseas. The benefit includes:

  • 24-hour emergency medical assistance
  • Hospital guarantees
  • Messages to family
  • The return to Australia of your dependants if they are left without supervision following your hospitalisation or evacuation
  • Funeral arrangements overseas
  • Repatriation of remains to your home in Australia

 

Overseas Emergency Medical Assistance^
unlimited unlimited unlimited unlimited
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This benefit covers overseas medical treatment if you are injured or become sick overseas. It includes:

  • Medical
  • Hospital
  • Surgical
  • Nursing

 

Overseas Emergency Medical & Hospital Expenses^
unlimited unlimited unlimited unlimited
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This benefit is payable if you die because of, and within 12 months of, an accidental bodily injury sustained during your journey.

Accidental Death
- - $15,000 $15,000
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This benefit is payable in the event of total loss of sight in one or both eyes or loss of use of a hand or a foot because of, and within 12 months of, an injury sustained during your journey.

Permanent Disability^
- - $15,000 $15,000
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This benefit provides cover for cancellation fees and lost deposits for prepaid travel and accommodation arrangements you cannot recover if your journey is cancelled or shortened due to circumstances neither expected nor intended by you or which are outside of your control, such as:

  • Sickness
  • Accidents
  • Strikes
  • Collisions
  • Redundancy
  • Natural disasters

 

Cancellation Fees & Lost Deposits
- As selected.
Default $5,000
As selected.
Default $10,000
As selected.
Default $10,000
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This benefit provides cover for:

  • The cost of additional accommodation and travel expenses incurred due to you or your travelling companion being certified unfit to travel resulting from sickness or injury
  • Your travelling companion's or relative's accommodation and travel expenses to travel to, stay near or escort you following your hospitalisation due to serious injury or sickness
  • Returning to Australia due to the sickness or injury of you or your travelling companion or due to the death or hospitalisation of a relative

 

Additional Expenses
- $25,000 $50,000 $50,000
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This benefit provides cover for reasonable additional meals and accommodation expenses (after an initial six-hour delay) if your journey is delayed due to circumstances beyond your control.

Travel Delay Expenses
- $2,000 $2,000 $2,000
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This benefit provides cover for additional travel expenses, following travel delays, to reach:

  • A wedding
  • A funeral
  • A conference
  • A sporting event, or
  • Prepaid travel/tour arrangements

 

Alternative Transport Expenses^
- - $5,000 $5,000
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This benefit covers the depreciated value, repair or replacement cost (up to the original purchase price) of luggage and personal effects which are stolen, lost or accidentally damaged, including:

  • Luggage
  • Spectacles
  • Personal effects
  • Personal computers
  • Cameras

 

Luggage & Personal Effects (Depreciation applied)
- $3,000 $10,000 $10,000
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This benefit provides an allowance to purchase essential items of clothing and other personal items if your luggage and personal effects are delayed, misdirected or misplaced by your carrier for more than 12 hours.

Luggage & Personal Effects Delay Expenses
- $250 $500 $500
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This benefit provides cover for the costs of replacing travel documents lost or stolen from you during your journey, such as:

  • Passports
  • Transaction Cards (Credit cards/debit cards/travel money cards)
  • Travel documents
  • Travellers cheques

 

The benefit also provides cover for any loss resulting from the fraudulent use of the lost or stolen cards or cheques, not covered by any guarantee given by the issuing bank or company, provided you have reported the loss appropriately within 24 hours.

Travel Documents, Transaction Cards & Travellers Cheques^
- - $5,000 $5,000
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This benefit provides cover for the following items stolen from your person:

  • Bank notes
  • Cash
  • Currency notes
  • Postal orders
  • Money orders

 

Theft of Cash
- - $250 $250
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This benefit provides cover for the rental vehicle insurance excess or liability fee (payable on insurance) or the damage waiver you purchased from the rental company or agency, or the cost of property damage for which you are liable, whichever is the lesser, resulting from:

  • Your rental vehicle being stolen, crashed, damaged, and/or
  • The cost of returning your rental vehicle due to you being medically certified unfit to do so

 

Rental Vehicle Insurance Excess
- - Optional Optional
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This benefit provides cover for your legal liability to pay compensation, including legal expenses, for bodily injuries or damage to the property of other persons, as a result of a claim made against you.

Personal Liability
$1,000,000 $1,000,000 $1,000,000 $1,000,000

Compare the range of additional options you can add to your cover plan

Additional Options Basic Essentials Comprehensive Multi-Trip
Pre-existing Conditions - -
Cruise Pack - -
Snow Pack - -
Adventure Pack - -
Increased Item Limits -
Rental Vehicle Excess - -

The information above is a summary only. All amounts based on Single Cover policies. Limits, sub limits and exclusions apply. See our PDS for cover details, applicable excess, terms and conditions. Please note that our Cover Plans are only available if you’re aged 74 years or under at the time the policy is issued.

^You do not have cover under these sections while travelling in Australia.

If you have a Virgin Australia Velocity High Flyer card, you may already have travel insurance for international travel. Find out more or read the PDS.

Cover plans Multi-Trip Domestic
  Our Multi-Trip Plan covers you for unlimited journeys within a 12 month period subject to each journey being within the maximum trip duration you select. Our Domestic Plan is for trips you take within Australia only.
Policy benefits
Help icon
 
 
close x

This benefit provides emergency assistance if you injure yourself, become sick or die while overseas. The benefit includes:

  • 24-hour emergency medical assistance
  • Hospital guarantees
  • Messages to family
  • The return to Australia of your dependants if they are left without supervision following your hospitalisation or evacuation
  • Funeral arrangements overseas
  • Repatriation of remains to your home in Australia

 

Overseas Emergency Medical Assistance^
unlimited -
Help icon
 
 
close x

This benefit covers overseas medical treatment if you are injured or become sick overseas. It includes:

  • Medical
  • Hospital
  • Surgical
  • Nursing

 

Overseas Emergency Medical & Hospital Expenses^
unlimited -
Help icon
 
 
close x

This benefit is payable if you die because of, and within 12 months of, an accidental bodily injury sustained during your journey.

Accidental Death
$15,000 $15,000
Help icon
 
 
close x

This benefit is payable in the event of total loss of sight in one or both eyes or loss of use of a hand or a foot because of, and within 12 months of, an injury sustained during your journey.

Permanent Disability^
$15,000 -
Help icon
 
 
close x

This benefit provides cover for cancellation fees and lost deposits for prepaid travel and accommodation arrangements you cannot recover if your journey is cancelled or shortened due to circumstances neither expected nor intended by you or which are outside of your control, such as:

  • Sickness
  • Accidents
  • Strikes
  • Collisions
  • Redundancy
  • Natural disasters

 

Cancellation Fees & Lost Deposits
As selected.
Default $10,000
As selected.
Default $5,000
Help icon
 
 
close x

This benefit provides cover for:

  • The cost of additional accommodation and travel expenses incurred due to you or your travelling companion being certified unfit to travel resulting from sickness or injury
  • Your travelling companion's or relative's accommodation and travel expenses to travel to, stay near or escort you following your hospitalisation due to serious injury or sickness
  • Returning to Australia due to the sickness or injury of you or your travelling companion or due to the death or hospitalisation of a relative

 

Additional Expenses
$50,000 $25,000
Help icon
 
 
close x

This benefit provides cover for reasonable additional meals and accommodation expenses (after an initial six-hour delay) if your journey is delayed due to circumstances beyond your control.

Travel Delay Expenses
$2,000 $2,000
Help icon
 
 
close x

This benefit provides cover for additional travel expenses, following travel delays, to reach:

  • A wedding
  • A funeral
  • A conference
  • A sporting event, or
  • Prepaid travel/tour arrangements

 

Alternative Transport Expenses^
$5,000 -
Help icon
 
 
close x

This benefit covers the depreciated value, repair or replacement cost (up to the original purchase price) of luggage and personal effects which are stolen, lost or accidentally damaged, including:

  • Luggage
  • Spectacles
  • Personal effects
  • Personal computers
  • Cameras

 

Luggage & Personal Effects (Depreciation applied)
$10,000 $10,000
Help icon
 
 
close x

This benefit provides an allowance to purchase essential items of clothing and other personal items if your luggage and personal effects are delayed, misdirected or misplaced by your carrier for more than 12 hours.

Luggage & Personal Effects Delay Expenses
$500 $500
Help icon
 
 
close x

This benefit provides cover for the costs of replacing travel documents lost or stolen from you during your journey, such as:

  • Passports
  • Transaction Cards (Credit cards/debit cards/travel money cards)
  • Travel documents
  • Travellers cheques

 

The benefit also provides cover for any loss resulting from the fraudulent use of the lost or stolen cards or cheques, not covered by any guarantee given by the issuing bank or company, provided you have reported the loss appropriately within 24 hours.

Travel Documents, Transaction Cards & Travellers Cheques^
$5,000 -
Help icon
 
 
close x

This benefit provides cover for the following items stolen from your person:

  • Bank notes
  • Cash
  • Currency notes
  • Postal orders
  • Money orders

 

Theft of Cash
$250 $250
Help icon
 
 
close x

This benefit provides cover for the rental vehicle insurance excess or liability fee (payable on insurance) or the damage waiver you purchased from the rental company or agency, or the cost of property damage for which you are liable, whichever is the lesser, resulting from:

  • Your rental vehicle being stolen, crashed, damaged, and/or
  • The cost of returning your rental vehicle due to you being medically certified unfit to do so

 

Rental Vehicle Insurance Excess
Optional Optional
Help icon
 
 
close x

This benefit provides cover for your legal liability to pay compensation, including legal expenses, for bodily injuries or damage to the property of other persons, as a result of a claim made against you.

Personal Liability
$1,000,000 $1,000,000

Compare the range of additional options you can add to your cover plan

Additional Options Multi-Trip Domestic
Pre-existing Conditions Tick -
Cruise Pack Tick icon Tick icon
Snow Pack Tick icon Tick icon
Adventure Pack Tick icon Tick icon
'Increased Item Limits Tick icon Tick icon
Rental Vehicle Excess Tick icon Tick icon

The information above is a summary only. All amounts based on Single Cover policies. Limits, sub limits and exclusions apply. See our PDS for cover details, applicable excess, terms and conditions. Please note that our Cover Plans are only available if you’re aged 74 years or under at the time the policy is issued.

^You do not have cover under these sections while travelling in Australia.

If you have a Virgin Australia Velocity High Flyer card, you may already have travel insurance for international travel. Find out more or read the PDS.

Find the plan and price that suits you best
"The different Insurance packages are outlined in a straightforward yet simple manner I found it very easy to get just what I wanted."
Peter, Comprehensive Cover, Pacific trip

Important stuff

See Product Disclosure Statement for terms, conditions, excesses, limits and exclusions that apply. This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. Please consider the Product Disclosure Statement and Financial Services Guide before deciding whether to buy this product. If you purchase a policy, Virgin Money receives a commission which is a percentage of your premium – ask us for more details. View Privacy & Security information.

Virgin Travel Insurance promoted by Virgin Money (Australia) Pty Limited ABN 75 103 478 897, authorised representative No 280884 of Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869. AGA Assistance Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 trading as Allianz Global Assistance issues and manages Virgin Travel Insurance on behalf of the insurer, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708.