5,000 REASONS TO JOIN THE PARTY
You must be special. You’ve just been referred by a friend to take out a new Virgin Money Go Account. That means your friend will receive a referral bonus of 5,000 Virgin Money Points and you’ll receive our welcome offer of 5,000 Bonus Virgin Money Points when you make at least one debit card purchase, direct debit or BPAY payment from your Go Account in your first 30 days (purchases must be settled, not pending).26
Here’s how to get your 5,000 Bonus Virgin Money Points26
That's already enough for a $20 gift card24 with loads of partners!
Interested? Here’s what you can expect
Manage your money easily on the go, smash your savings goals sooner, get money fit – and have some fun along the way! Our new digital banking app brings your Virgin Money transaction accounts, savings accounts and credit cards together at your fingertips.
Points on your spend
Yes, that’s right! Enjoy 8 Virgin Money Points every time you spend1 – including paying your bills.
Up to 5.00% p.a.
On all your Virgin Money Boost Savers, up to a combined total balance of $250,000 and when you meet the Monthly Criteria and switch on the Lock Saver Feature - perfect for those long-term savings goals34. 32 days' notice period & T&C's apply.
No monthly fees
Enjoy zero monthly fees and no domestic ATM fees27 when you use your Virgin Money Go transaction account – no strings attached.
Instant access
Start using your new transaction account and debit card instantly with Apple Pay7, Google Pay9 and Samsung Pay8.
Here's the lowdown on the perfect pair
The perfect pair – a rewarding everyday transaction account bundled with a red hot high interest savings account.
Virgin Money Go Account
Go on, be rewarded for spending and budgeting your way with our new transaction account. Bundled with a Boost Saver – our highest interest savings account - manage your money on the go and get rewarded as you do.
- Earn 8 points per purchase1
Get 8 Virgin Money Points on every purchase, direct debit and BPAY payment. That’s points for your coffee, points for catching the bus, or points for paying the mobile bill. - $0 monthly fees and pay no domestic ATM fees27
- Joint Accounts available
- Easily track and categorise your spending
- Set yourself spend budgets
- Know when your bills are coming up
- Set up your digital wallet and start spending straight away with Apple Pay7, Google Pay8 & Samsung Pay9.
- All your money stuff right at your fingertips, wherever you are
Introducing Virgin Money Rewards
It’s new and it’s all you. Virgin Money Rewards3 is all about rewarding you, your way. Available on our transaction and savings accounts, it bundles Virgin Money Points, epic perks and great experiences.
Whether you’re spending big, saving hard, or simply building better money habits, we’re all for recognising and rewarding you every day, not just someday.
Rewards your way
Be rewarded when you spend – and when you don't!3
Rewards every day not just someday
We love the little things, just as much as the big things. So don't be surprised if we reward you with points, perks or great experiences for things like your birthday, reaching a milestone, or just to say thanks3.
Boost your rewards
Earn bonus Virgin Money Points by accessing loads of red hot partner offers12 and by booking your next hotel stays at great prices inside the app21.
Use your points your way
Transfer them for cash14 back into your account, use them to pay for purchases15 you’ve already made, even redeem them for a gift card from your favourite brand16 – it’s up to you . Now that’s rewarding.
Interest Rates & Monthly Criteria
To activate 8 points per purchase, direct debit and BPAY payment on your bundled Virgin Money Go Account, plus bonus interest on your Virgin Money Boost Saver, you need to meet the Monthly Criteria in the previous month. Here’s what you need to do each month:
| Age group | Monthly Criteria |
|---|---|
| 14 – 17 years | There are no Monthly Criteria requirements. You’re good to go. |
| Over 18 years |
Deposit $1,000 or more from another financial institution (such as your salary) into your Virgin Money Go Account and make at least 5 purchases, direct debits or BPAY payments which settle in that month (not pending). |
| Rate type | Interest Rate (p.a.) |
|---|---|
Highest Variable Interest Rate of This is made up of the variable Base rate of 0.05% p.a., Bonus rate of 4.65% p.a. and the Notice Interest Rate of 0.30% p.a. |
|
Base Interest Rate |
0.05% |
Bonus Interest Rate and Monthly Criteria Additional variable interest rate earned on all your Boost Savers, up to a combined total balance of $250,000, in the same name as your Go Account when you meet the Monthly Criteria each month:
When the Monthly Criteria is met in a calendar month, the Bonus Interest rate will apply in the following calendar month. There are no Monthly Criteria requirements if you are under 18. |
4.65% |
Notice Interest Rate Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled.
This feature may be suitable for savings you don’t need to immediate access to. For more information, go to our Lock Saver Feature website page. |
0.30% (optional) |
Ready to bank to your own beat?
Just have your favourite type of Australian ID ready to go. Once you’ve joined you can download the Virgin Money app and start enjoying your new account instantly!
Friendly reminder:
to ensure your friend receives their referral bonus, you'll need to apply via this landing page. If you already have the Virgin Money app you can open a Go Account in the app. Just make sure you have your friends referral code handy as you’ll need to enter this when reviewing your application in the ‘promo code’ field.