Highlighted results for search term

Your Employee's Choice

Many employees can choose which super fund their Superannuation Guarantee Contributions are paid into. This is commonly referred to as ‘choice of fund’.

If your employee does not make a choice of fund, they can be put into your businesses’ default fund. It’s important for you to know that since 1 January 2014, all default funds need to be MySuper compliant.

Virgin Super’s MySuper compliant offer is Virgin Super Essentials.

Virgin Super also has a super offer for people who want to take more control of their super investment, which is called Virgin Super Plus. We make it easy for members to switch between our default option, Virgin Super Essentials and Virgin Super Plus. You can find out more about our super offers below.

Step 1. Is your employee eligible to choose their super fund?
Generally, your employees can choose their super fund if they are:

  • employed under a federal award
  • employed under a former state award, now known as a ‘notional agreement preserving state award'
  • employed under another award or agreement that doesn’t require superannuation support
  • not employed under any state award or industrial agreement (including contractors paid principally for their labour)

Step 2. Give them a Standard Choice Form
It's recommended to provide new employees who are eligible to choose a super fund with a Standard Choice Form within 28 days of them commencing work with you.

Step 3. Make Payments
It's recommended that you commence paying into their choice of fund within two months of receiving the Standard Choice Form.

You start paying superannuation contributions to your default fund if:

  • an employee does not choose a fund within 28 days; or
  • you have not accepted their choice of fund because they have not yet provided all the information you need.

It's also recommended that employers keep records of who they have given choice of fund forms to, as well as records of all superannuation transactions, for at least 5 years.

For more information visit the ATO website.

We have two super offers to choose from.

Virgin Super Essentials Virgin Super Plus
  • LifeStage Tracker® – Balanced manages your investment mix as you get older
  • A simple and easy to understand fee structure
  • Automatic Insurance Cover*
  • Mix & Match - choose your investment mix
  • Grow your balance - and we'll lower our admin fee rate^
  • Automatic Insurance Cover*

Join Virgin Super

Contact us.

Call 1300 855 040

9am-5pm AEST,



It is very important to note that superannuation is a generally long term investment and that past performance is not indicative of future performance.


* Automatic Death & TPD cover for Australian residents aged 15-64 with our default insurance offering. Conditions and Exclusions (such as pre-existing medical conditions) apply. See the Virgin Super Insurance Guide for more information.


^ The Virgin Super Plus Administration Fee rate percentage is tiered and decreases for balances greater than $25,000 and $250,000. Other fees & costs apply, see the Product Disclosure Statement for further information.


+ SuperRatings award reflects a funds' value for money, and is awarded based on a rating system of investment, fees and service. SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.


This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs we can’t advise if Virgin Super will suit you. Please consider the Product Disclosure Statement and Financial Services Guide before making a decision about the product.


Prepared by Virgin Money Financial Services Pty Ltd ABN 51 113 285 395, AFSL 286869. Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 is Trustee for Virgin Superannuation ABN 88 436 608 094. Virgin Superannuation ABN 88 436 608 094.