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Investment Option

With Super Essentials your investment option is called LifeStage Tracker® - Balanced. It automatically adjusts your asset allocation and investment blend from growth to defensive assets as you get older, providing you with more stability as you approach retirement.

See how the asset mix percentages changes over time here

Life Stage Tracker table

The graph above compares LifeStage Tracker® - Balanced to Lifestage Tracker® - Aggressive, which is one of the investment choices in Virgin Super Plus.

Changing your investment mix – some food for thought
Your personal circumstances and the investment market can change over time, so you may need to re-evaluate your investment options from time to time. You can switch between our Virgin Super Essentials and Virgin Super Plus products whenever you like. Virgin Super Plus lets you take more control over your investment options. Find out more about Virgin Super Plus.

To help members with this bigger picture thinking, we update this website with quarterly market performance reports, and send out personal snapshots annually.

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It is very important to note that superannuation is a generally long term investment and that past performance is not indicative of future performance.


* Automatic Death & TPD cover for Australian residents aged 15-64 with our default insurance offering. Conditions and Exclusions (such as pre-existing medical conditions) apply. See the Virgin Super Insurance Guide for more information.


^ The Virgin Super Plus Administration Fee rate percentage is tiered and decreases for balances greater than $25,000 and $250,000. Other fees & costs apply, see the Product Disclosure Statement for further information.


+ SuperRatings award reflects a funds' value for money, and is awarded based on a rating system of investment, fees and service. SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.


This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs we can’t advise if Virgin Super will suit you. Please consider the Product Disclosure Statement and Financial Services Guide before making a decision about the product.


Prepared by Virgin Money Financial Services Pty Ltd ABN 51 113 285 395, AFSL 286869. Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 is Trustee for Virgin Superannuation ABN 88 436 608 094. Virgin Superannuation ABN 88 436 608 094.