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Investment Options

Virgin Super Plus is perfect for those who want to get more involved and take control of their super without the confusion and cost. You have the flexibility to Mix & Match between:

  • LifeStage Tracker® - Balanced
  • LifeStage Tracker® - Aggressive
  • International shares
  • Australian shares
  • Property
  • Cash & Fixed Interest

You’ll learn more about each below.


LifeStage Tracker® automatically adjusts your asset allocation and investment blend from growth to defensive assets as you get older, providing you with more stability as you approach retirement.

You can choose between LifeStage Tracker® - Balanced and Aggressive.

See how the asset mix percentages changes over time for LifeStage Tracker® Balanced, or Aggressive here

LifeStage Tracker Table


Diversification is a word that's bandied about a bit when talking about investing, and in this context it means the spread of risk across a range of asset classes. You can diversify how you see fit with Virgin Super Plus by deciding what percentage of your cash goes where. It’s perfect for those who want to get more involved and take control of their super. You can change how your super is invested as often as you like.

Your asset class options

[?]<Deposits in a bank, short-term loan securities and other similar investments. Considered low risk with a corresponding expectation of low returns. [?]<Usually a loan to a government or business where a fixed rate and loan length are agreed to in advance. Moderate risk investment. Generally less risky than property and shares over the short term, but also expected to provide a lower level of return over a longer period. [?]<An investment in property or developments, either directly or through property trusts. Moderate to high risk investment, due to reliance on economic factors, location and quality. Has a corresponding level of moderate to high expected returns. [?]<Investments in overseas companies. Similar to Australian shares. Generally the expected return is high over the long term, but the risk is greater.

Assets classes available for Select Your Own

Whichever way you choose to go, the Virgin Super Plus investment mix needs to add up to 100%. For example, you could choose 50% Property and 50% Australian Shares, or you could split your investment four ways using whatever percentage allocation you like. Remember to allocate whole percentages.

Changing your investment mix – some food for thought
Not only may your outlook change; your view on which asset classes are likely to perform strongly may well change. We suggest a yearly asset allocation check-up to make sure it still reflects your attitude to risk. You can change your investment mix as often as you like.

To help members with the bigger picture thinking, we update this website with quarterly performance reports, and send out personal snapshots annually.

Join Virgin Super

Contact us.

Call 1300 652 770

8am-6pm AEST,



It is very important to note that superannuation is a generally long term investment and that past performance is not indicative of future performance.


* Automatic Death & TPD cover for Australian residents aged 15-64 with our default insurance offering. Conditions and Exclusions (such as pre-existing medical conditions) apply. See the Virgin Super Insurance Guide for more information.


^ The Virgin Super Plus Administration Fee rate percentage is tiered and decreases for balances greater than $25,000 and $250,000. Other fees & costs apply, see the Product Disclosure Statement for further information.


+ SuperRatings award reflects a funds' value for money, and is awarded based on a rating system of investment, fees and service. SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.


This information is of a general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs we can’t advise if Virgin Super will suit you. Please consider the Product Disclosure Statement and Financial Services Guide before making a decision about the product.


Prepared by Virgin Money Financial Services Pty Ltd ABN 51 113 285 395, AFSL 286869. Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 is Trustee for Virgin Superannuation ABN 88 436 608 094. Virgin Superannuation ABN 88 436 608 094.