If you're like comedian and radio host Joel Creasey, you have your phone glued to your hand all day, so it makes sense to do as much life admin as you possibly can on it, like banking with the Virgin Money app, where you can easily track your money and clock up rewards for spending and saving.

Ready to start saving while living your best life? Go on, be rewarded for spending and budgeting your way and get 5,000 bonus Virgin Money Points while you're at it. Find out more here.