Velocity High Flyer Credit Card
Spend today, vacay vibes tomorrow.
High Flyer Credit Card lowdown
A breakdown of our High Flyer Credit Card’s perks, rates, fees and limits. {sub-heading}
Please see the Forms and important information{external-link} for full details of limits for the High Flyer Credit Card.
Rates, fees & limits{thead}
Annual fee
$329
Interest-free period
Up to 44 days on retail purchases.8
Purchase rate
20.74% p.a.
Cash advance rate
20.99% p.a.
Minimum credit limit
$15,000
Points{thead}
Velocity Points earn rate
1 Velocity Point per $1 spent on Eligible Transactions up to $8,000 each statement period, then 0.5 Points per $1 spent thereafter.10
Accelerated Velocity Points
Earn 2 extra Velocity Points per $1 spent directly with Virgin Australia.41 Plus, as a Velocity member you will earn 5 Points per $1 spent when you fly on eligible flights with Virgin Australia.61
Velocity Partners & Offers
Velocity has an extensive network of global program partners and offers.
Travel benefits{thead}
Virgin Australia gift voucher
$129 Virgin Australia Gift Voucher each year17 (when you make a retail purchase in the 2 months prior to requesting the voucher).
Velocity Membership Bonus Status Credits
Up to 100 Bonus Status Credits each year when you book and fly on an eligible Virgin Australia flight.5
Virgin Australia Lounge passes
2 complimentary Single Entry Lounge passes each year.33
Complimentary Insurances6{thead}
International Travel Insurance
Covers overseas medical expenses, trip cancellations, lost luggage, and more when travel is booked on the card.
Domestic Travel Insurance
Covers eligible domestic trips for cancellations, baggage loss, and unexpected costs.
Domestic Rental Vehicle Excess Insurance
Covers rental car insurance excess when using the card to book rental vehicles within Australia.
Extended Warranty Insurance
Covers up to an additional 12 months on eligible items purchased with the card.
Purchase Protection Insurance
Covers loss, theft, or accidental damage on eligible purchases for 90 days.
Security{thead}
Visa’s Zero Liability policy12
Protects against fraudulent transactions when using the card.
Visa Checkout
Enables secure online payments with faster checkouts.
Verified by Visa
Additional security for online transactions to prevent fraud.
Visa payWave
Contactless payment feature for quick and secure transactions.
High Flyer features
Earn Velocity Points faster with the Virgin Australia Velocity High Flyer Credit Card. Get premium travel perks, lounge access & bonus points.{sub-heading}
Maximise your Velocity Points
Earn 1 Velocity Point per $1 spent on Eligible Transactions up to $8,000 per statement period, then 0.5 Points per $1 spent thereafter.10
Fly more, earn more
As a Velocity Member you will earn 5 Points per $1 spent when you fly on eligible flights with Virgin Australia.61
Bonus status benefits
Earn up to 100 Bonus Status Credits per year when you purchase and fly on an eligible Virgin Australia flight.5
Frequently asked questions
What credit cards earn frequent flyer points?
If you're interested in credit cards that allow you to earn frequent flyer points, there are various options to consider. Each is tailored for frequent travellers, is affiliated with different airlines and can provide you with the opportunity to earn points through a specific frequent flyer program. These accumulated points can be later used for travel-related or shopping rewards. When choosing a credit card to accumulate frequent flyer points, it's important to evaluate factors such as the point-earning rate, potential fees, and the flexibility of redeeming points for travel benefits that align with your preferences. At Virgin Money, we offer two credit cards through which you can earn Velocity points; the Virgin Australia Velocity High Flyer Credit Card and the Virgin Australia Velocity Flyer Credit Card.
What can Velocity Points be redeemed for?
You can redeem your Velocity Points for all kinds of rad things. Here are just a couple: Domestic and international flights with Virgin Australia, Virgin Samoa, Etihad Airways, Virgin Atlantic, Virgin America, Delta and more.A range of great hotels, car rentals and products including gift cards and vouchers.Head to velocityfrequentflyer.comto see the full range of what's on offer or give the Velocity Team a call on 13 18 75. Membership Enquiries 0800 - 2000 AEDT Monday to Friday Flight Redemptions 0730 - 2230 AEDT 7 days a week
How do frequent flyer credit cards work?
Frequent flyer credit cards, such as the Velocity High Flyer Credit Card or Velocity Flyer Credit Card, are designed to help you earn points or air miles with a specific airline or frequent flyer program. These credit cards work by offering you points for every eligible purchase you make. The number of points you earn can vary depending on the card and the type of transaction. Once you've accumulated a sufficient number of Velocity points on your credit card, you can redeem them for various rewards, including flights, upgrades, and other travel-related perks. It's a great way to make your everyday spending work for you in terms of travel benefits.
How do I apply for a credit card?
The first step is to compare our credit cards. Decide which product suits your needs, then once you have decided which card you would like to apply for, click ‘Apply now’. It should take less than 10 minutes to complete if you have all your info on hand, and once approved we'll have your Card out to you within 10 working days. We'll need to know your age, Australian residency status, your driver’s license if you have one and your current financial details including employment and monthly expense and income details.
Is Velocity Frequent Flyer membership required?
Yep, you’ll need to be a Velocity Frequent Flyer Member so that we can send you the Velocity Points that you earn with your credit card.You’ll need to give us your Velocity Frequent Flyer membership number either on your application form when applying for your Virgin Money credit card, or by calling us on 13 37 39 available 24/7.If you're not currently a Velocity Member you can arrange this when you apply for your card, or head to velocityfrequentflyer.com where you can join for free online. If you choose not to join Velocity Frequent Flyer, you’ll be ineligible for any offers or benefits relating to Virgin Australia or the Velocity Frequent Flyer Program.
How are my Velocity Points earned and transferred into my Velocity Frequent Flyer Account?
At the end of your statement cycle, the number of Points earned from eligible purchases are calculated using the conversion rate that’s applicable to your Virgin Money credit card. The Points earned will be automatically transferred into your Velocity Frequent Flyer Account within 15 business days after the close of the statement cycle.
Fly higher with our tips for your next holiday
Put those Velocity Points to good use with some of our top travel tips.