Where can I buy?

This handy calculator helps you work where you can afford to buy based on your borrowing capacity.

Looking for the right home, and the right price takes some time.

Save some time and find out where you can afford to buy based on your borrowing capacity using our where can I buy calculator below to narrow down the right suburb for you.

https://calculators.infochoice.com.au/Ui/WhereCanIBuyV2?clientId=390064f0-c6f3-43dd-99e5-55644b416a80&calcId=5f90ffdf-e0fa-448c-abe4-75079d2a9d5d&target=&xdm_e=https%3A%2F%2Fvirginmoney.com.au&xdm_c=default8203&xdm_p=1

Important information

The calculator only provides an approximate guide as to your maximum borrowing power and should not be used as an indication on how much you will be able to borrow from a specific lender: Other factors may also be relevant such as geographic location, type of property or internal risk settings by the relevant lender. When considering your maximum borrowing amount, you should also plan ahead for any future interest rate rises. This calculator is not intended to be your sole source of information when making a financial decision. You may wish to consider getting advice from a licensed finance professional. The calculator assumes that interest rates do not change throughout the loan.

Fees and charges are payable. The calculations do not take into account fees, charges or other amounts that may be charged to your loan (such as establishment or monthly service fees or stamp duty). If you are borrowing more than 80% of the value of the property, Lenders Mortgage Insurance may apply. Any of these additional amounts will increase repayments under the loan.

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Conditions apply to all loan options.

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What does the calculator show me?

The 'Where can I buy?' calculator estimates how much a purchaser may be able to borrow and uses this to display a list of affordable suburbs, based on median dwelling price. Within the calculator, a user can narrow down to states and regions, compare on median house or unit prices, and review the annual price growth for each location.

Who should use this calculator?

The 'Where can I buy?' calculator is ideal for those who are starting the search for a new property, and are flexible in their choice of suburb.

What is Virgin Money Rewards?

Virgin Money Rewards is our loyalty program designed with you in mind. Our goal is to recognise and reward you for who you are, and to help you create better money habits. It’s about giving you a rewarding banking experience every day, not just someday.