Discount applies to the first year's premium paid for new Virgin Home and or Contents Insurance initiated online on or after 30 March 2017. The 30% discount applies to Combined Home & Contents Insurance, 15% discount applies to Home Insurance only or Contents Insurance only. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance. Discount applies only to the insurance portion of the premium before any fees, charges or levies that may apply. This may impact the full extent of the discount.
The discounts apply to new Virgin Home and Contents Insurance Price Saver policies purchased online on or after 30 March 2017. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance. Discount applies only to the insurance portion of the premium before any fees, charges or levies that may apply. This may impact the full extent of the discount.
Source: Auto & General Company Data and APRA June 2023 quarterly institution-level data.This is based on June 2023 quarterly institution-level data. Virgin Money Insurance growth (as a portion of the underwriter Auto & Generals overall growth) of 25% over Jul22 to Jun 23 compared to the industry growth average of 12%.
Cover for 38 year old male clerk, non-smoker, 6 month benefit period, 90 day waiting period for $2,000 Tailored Cover plus $2,000 redundancy cover paying premiums annually. Premiums vary depending on personal circumstances and generally increase with age and cover.
The discounts apply to the premium paid for a new Virgin Car Insurance Price Saver policy initiated online on or after 30 March 2017. The discount applies to Comprehensive, Third Party Property and Third Party Fire and Theft Car policies. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance.
Offer of 5,000 Velocity Points is available to eligible customers who purchase a new Virgin Car Insurance comprehensive policy and have not previously received points for the same policy number or vehicle registration number under a previous policy held in the same name. This offer is valid for new policies purchased from 16 April to 22 July 2020 and is subject to change or removal at the discretion of Virgin Money. Offer is only valid if a valid Velocity membership number is provided at the time of application. If you’re not a Velocity member you can join Velocity for free. Maximum of 5,000 Velocity Points per policy (even if multiple cars are insured under a single policy). Any new policy purchased after 18 December 2019 through iSelect, is not included in this offer. In order to receive the Points the policy holder must be the main driver and their name must match the Velocity account name and membership number provided and the policy must not be cancelled within 65 days of purchase. Velocity Points will be credited to eligible Velocity Account up to 90 days after policy purchase date and the 65 day cancellation period has expired. This offer cannot be used in conjunction with any other Virgin Money Car insurance offers, is not redeemable for cash and is not transferable. The Velocity Membership Terms and Conditions apply.
The discounts apply to new Virgin Home and/or Contents Insurance Price Saver policies purchased online on or after 30 March 2017. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance. Discount applies only to the insurance portion of the premium before any fees, charges or levies that may apply. This may impact the full extent of the discount.
Offer of 5,000 Velocity Points is available to eligible customers who purchase a new Virgin Home and/or Contents policy and have not previously received points for that same policy number (not available for renewals). This offer is valid for new policy purchases from 18 December 2019 – 19 August 2020. Offer is only valid if a valid Velocity membership number is provided at the time of application. If you’re not a Velocity member you can join Velocity for free. Maximum of 5,000 Velocity Points per policy. Any new policy purchased after 18 December 2019 through iSelect, is not included in this offer. In order to receive the Points the policy holder’s name must match the Velocity account name and membership number provided and the policy must not be cancelled within 65 days of purchase. Velocity Points will be credited to eligible Velocity Account up to 90 days after policy commencement date and the 65 day cancellation period has expired. This offer is subject to change or removal at the discretion of Virgin Money. This offer cannot be used in conjunction with any other Virgin Money Home and/or Contents Insurance offers, is not redeemable for cash and is not transferable. The Velocity Membership Terms and Conditions apply.
The discounts apply to new Virgin Home and/or Contents Insurance Price Saver policies purchased online on or after 30 March 2017. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance.
Virgin Income Protection's Tailored cover option won the CANSTAR award for Outstanding Value in Direct Income Protection in 2015, 2017, 2018 and 2019. CANSTAR reviewed the combination of product features and price against competitors. Find out more at https://www.canstar.com.au/star-rating-reports/direct-income-protection/
You will receive a full refund of the premium you paid if you cancel this policy within 21 days of the purchase date and have not made a claim.
The quoted redemption fares are correct as at 17 December 2018 and are subject to change. Fares are subject to availability, and seats are limited and may not be available at peak times or on all flights. Price is based on a one way or return economy Reward Seat fare or Business Reward seat fare as specified, and must be booked on the Velocity website. Taxes, fees and surcharges are payable in addition to Velocity Points redeemed. Any taxes or fee components are not eligible for Points earn. A Virgin Australia Carrier Charge is payable per sector, per person, view more information here. Price may vary until ticketed. All payments made on the internet or on the phone via debit/credit card are subject to a payment surcharge between 0.6% to 1.3% of the total value of the card transaction (capped at $11 per passenger per booking). Add $40 or 5,200 Points per person for bookings made on the phone. A checked baggage allowance is included in your fare, view Reward Seat Baggage Allowances for details. Name changes are not permitted. Other changes, refunds and cancellation are permitted prior to travel and may incur a fee and any applicable fare difference. You may also be entitled to a refund under the Australian Consumer Law in certain circumstances. View the Velocity Rewards Seat fare rules for more information. Some flights may be operated by a partner airline. Different baggage allowances and conditions may apply to these flights. Full terms and conditions at velocityfrequentflyer.com.
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Virgin Home and Contents Insurance won the Mozo Experts Choice Award for Exceptional Value, Home and Contents Insurance 2019, 2020 & 2021. These awards recognise products in the top 10% of the market that deliver exceptional value and benefits to customers. Find out more at https://mozo.com.au/expertschoice/home-insurance.
Offer of $100 e-Gift card is available to eligible customers who purchase a new Virgin Comprehensive Car Insurance policy. One e-Gift card per policy. New Car Insurance customers only. Not available for existing Virgin Car Insurance customers or any renewals. Not available to customers who have purchased through the website https://experience.velocityfrequentflyer.com or comparison sites including but not limited to Mozo, Finder and Canstar. This offer is valid for new policy purchases from 1 September 2021 – 28 February 2022. In order to receive the $100 e-Gift card the policy must not be cancelled within 65 days of purchase. You must provide a valid email address at time of purchase to be eligible for this offer. If the policy has not been cancelled within 65 days from purchase, the Reward Code (along with instructions on how to activate the Reward Code to retrieve the $100 e-Gift card) will be sent to the email address provided within 7 days. You must activate your Reward Code within 90 days of it being emailed to you. If you do not activate the Reward Code during this time period, you will forfeit the $100 e-Gift card. This offer is subject to change or removal at the discretion of Virgin Money. This offer cannot be used in conjunction with any other Virgin Money Car insurance offers, is not redeemable for cash and is not transferable. The e-Gift card Terms and Conditions apply.
Offer of $100 e-Gift card is available to eligible customers who purchase a new combined Virgin Home and Contents policy. One e-Gift card per policy. New combined Home and Contents Insurance customers only. Not available for existing Virgin Home and Contents Insurance customers or any renewals or customers holding separate Virgin Home or Contents policies. Not available to customers who have purchased through the website https://experience.velocityfrequentflyer.com or comparison sites including but not limited to Mozo, Finder and Canstar. This offer is valid for new combined policy purchases from 1 September 2021 – 28 February 2022. In order to receive the $100 e-Gift card the combined Virgin Home and Contents policy must not be cancelled within 65 days of purchase. You must provide a valid email address at time of purchase to be eligible for this offer. If the policy has not been cancelled within 65 days from purchase, the Reward Code (along with instructions on how to activate the Reward Code to retrieve the $100 e-Gift card) will be sent to the email address provided within 7 days. You must activate your Reward Code within 90 days of it being emailed to you. If you do not activate the Reward Code during this time period, you will forfeit the $100 e-Gift card. This offer is subject to change or removal at the discretion of Virgin Money. This offer cannot be used in conjunction with any other Virgin Money Home and/or Contents Insurance offers, is not redeemable for cash and is not transferable. The e-Gift card Terms and Conditions apply.
Offer of up to 10,000 Velocity Frequent Flyer Points (Velocity Points) is available to eligible customers who purchase a new Virgin Car Insurance comprehensive policy and have not previously received points or other acquisition offer for that same policy number (not available for renewals). This offer is valid for new policy purchases from 1 March 2022 – 26 March 2024 and is subject to change or removal at the discretion of Virgin Money. Offer is not valid to customers who purchased through Compare the Market, Choosi, iSelect, Finder, InfoChoice, Canstar, Mozo or the Virgin Money app. A valid Velocity membership number must be provided at the time of application. If you’re not a Velocity member you can join Velocity for free. Maximum of 10,000 Velocity Points per policy (even if multiple cars are insured under a single policy). In order to receive the Points, the policy holder must be the main driver and their name must match the Velocity account name and membership number provided. Eligible policy holders will be entitled to up to 10,000 Velocity Points to be awarded in two stages, 1 x 5,000 Velocity Points and 1 x 5,000 Bonus Velocity Points, subject to the following conditions: the policy holder will be entitled to 5,000 Velocity Points if the insurance is held for at least 65 days (credited to the eligible Velocity Account up to 90 days after the policy has been purchased); the policy holder will be entitled to the remaining 5,000 Bonus Velocity Points if the policy is still active 6 months after purchase (credited to the eligible Velocity Account up to 10 months after the policy was purchased). The Velocity Membership Terms and Conditions apply. This offer cannot be used in conjunction with any other Virgin Money Car insurance offers, is not redeemable for cash and is not transferable.
Offer of 10,000 Velocity Frequent Flyer Points (Velocity Points) is available to eligible customers who purchase a new combined Virgin Home and Contents Insurance policy and have not previously received points for that same policy (not available for renewals). This offer is valid for new policy purchases from 1 March 2022 – 26 March 2024 and is subject to change or removal at the discretion of Virgin Money. Offer is not valid to customers who purchased through Compare the Market, Choosi, iSelect, Finder, Canstar, InfoChoice, Mozo or the Virgin Money app. A valid Velocity membership number must be provided at the time of application. If you’re not a Velocity member you can join Velocity for free. Maximum of 10,000 Velocity Points per policy. In order to receive the Points, the policy holder’s name must match the Velocity name and account number provided. Eligible policy holders will be entitled to up to 2 x 5,000 Velocity Points subject to the following conditions: the policy holder will be entitled to 5,000 Velocity Points if the insurance is held for at least 65 days (credited to the eligible Velocity Account up to 90 days after the policy has been purchased); the policy holder will be entitled to the remaining 5,000 Bonus Velocity points if the policy is still active 6 months after purchase (credited to the eligible Velocity Account up to 10 months after the policy was purchased). The Velocity Membership Terms and Conditions apply. This offer cannot be used in conjunction with any other Virgin Money Home and Contents Insurance offers, is not redeemable for cash and is not transferrable.
Offer of $150 e-Gift card is available to eligible customers who purchase a new Virgin Comprehensive Car Insurance policy. One e-Gift card per policy. New Car Insurance customers only. Available only to existing Virgin Money Australia customers who purchase through the unique $150 e-Gift card offer website. This offer is valid for new policy purchases from 1 May 2021 - 30 November 2022. In order to receive the $150 e–Gift card the policy must not be cancelled within 65 days of purchase. You must provide a valid email address at time of purchase to be eligible for this offer. If the policy has not been cancelled within 65 days of purchase, the Reward Code (along with instructions on how to activate the Reward Code) will be sent to the email address provided within 7 days. You must activate your Reward Code within 90 days of it being emailed to you. If you do not activate the Reward Code during this time period, you will forfeit the $150 e-Gift card. This offer is subject to change or removal at the discretion of Virgin Money. This offer cannot be used in conjunction with any other Virgin Money Car insurance offers, is not redeemable for cash and is not transferable. The e-Gift card Terms and Conditions apply.
Offer of $150 e-Gift card is available to eligible customers who purchase a new combined Home and Contents Insurance policy. One e-Gift card per policy. New combined Home and Contents Insurance customers only. Available only to existing Virgin Money Australia customers who purchase through unique $150 e-Gift card offer website. This offer is valid for new policy purchases from 1 May 2021 – 30 November 2022. In order to receive the $150 e–Gift card the policy must not be cancelled within 65 days of purchase. You must provide a valid email address at time of purchase to be eligible for this offer. If the policy has not been cancelled within 65 days of purchase, the Reward Code (along with instructions on how to activate the Reward Code) will be sent to the email address provided within 7 days. You must activate your Reward Code within 90 days of it being emailed to you. If you do not activate the Reward Code during this time period, you will forfeit the $150 e-Gift card. This offer is subject to change or removal at the discretion of Virgin Money. This offer cannot be used in conjunction with any other Virgin Money Home and Contents insurance offers, is not redeemable for cash and is not transferable. The e-Gift card Terms and Conditions apply.
Awards
- Virgin Home and Contents Insurance won the Mozo Experts Choice Award for Exceptional Value, Home and Contents Insurance 2019, 2020, 2021, 2022 & 2023. These awards recognise products in the top 10% of the market that deliver exceptional value and benefits to customers. Find out more at https://mozo.com.au/expertschoice/home-insurance.
- Virgin Car Insurance has been named a finalist in the Car Insurance Value Category in the 2019 & 2022 Finder Awards. Find out more at https://www.finder.com.au/finderawards.
- Source: LMI Claims Comparison 2022. See their website and Claims Services comparison tool for more details.