Driver finding out about insurance options

Comprehensive Insurance

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Covers loss or damage to your vehicle due to collision, theft, bad weather, vandalism, and fire; and your liability for accidental damage your car causes to other people’s property.

Couple driving with third party insurance cover

Third Party Insurance

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Covers your liability for accidental damage your car causes to other people’s property,  and loss or damage to your vehicle due to fire and theft.

Driver comparing insurance options

Compare cover types

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We've made it easy to compare and choose the right Virgin Car Insurance policy. Compare our range of Comprehensive and Third Party Property Car Insurance policies to find what fits you.

 

Award winning insurance

We’re a finalist in the Finder awards!13 So you can be sure we’re amongst the best for price and features.That’s why you can trust us to do the most when it comes to helping you protect what matters, at a price you can afford11.

Get a quote

 

Young woman looking at three different car insurance awards
 

Why Virgin Car Insurance?

 

What's in it for me?

Really rewarding

Earn up to 10,000 Velocity Points when you buy a new eligible Comprehensive Car Insurance policy by 31 January 202517.

Drive down costs

Save 15% on your first year’s premium when you purchase online1, so you can spend more of your money, your way. And there’s a 21-day cooling off period5.

Easy

With Virgin Insurance Hub, you can manage your policy online 24/7.

Tailored to you

Protect your car your way. - by customising cover to suit you. 

What's covered?

At Virgin Money, we know that everyone, and every car, is different in their own way. That’s why we have a number of different policies to help you find great car insurance cover for your needs.

  • Accidental damage to the car
  • Storm
  • Flood
  • Hail
  • Fire

With Third Party Property Insurance, you're covered for damage caused by your car to other people’s property, plus limited cover for the car if damaged in a no fault accident with an uninsured vehicle. With Third Party Fire & Theft Insurance, your car is also protected if it's stolen or catches fire.

Upgrade your cover

We have cover fit for you and your car, whether you drive a little or a lot or love your car a little or a lot. Tailor your car insurance to suit you, with the following optional extras: 

  • Restricted driver discounts
  • Roadside assistance

Plus even more options with the Virgin Car Insurance Price Saver policy.

Please see the Product Disclosure Statement (PDS) for full details of limits, terms and conditions. For more details, see the Roadside Assistance Terms and Conditions.