Super fee comparison tool

We offer our customers amongst the lowest fees in the market. Use our fee comparison tool to compare our fees against other super funds and see for yourself.{sub-heading}

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Select the balance below closest to your super fund balance and see how we compare.
height
500px
config
[{"tag":"link","attributes":{"rel":"stylesheet","href":"/libs/calculators/css/clientlib-vma.min.css"},"children":[]},{"tag":"style","attributes":{},"children":[],"content":"\n\n\t/* Need Rendy to add this to main CSS */\n\t* {\n\t\tfont-family: 'inter', sans-serif, 'roboto-condensed-fallback';\n\t}\n\t\n\t.ui-slider-range {\n\t  height: 16px;\n\t  background-color: #de0000;\n\t  position: relative;\n\t  border: 2px solid #fff;\n\t  border-radius: 16px;\n\t}\n\t\n\t.ui-slider{\n\t  width: 100%;\n\t  height: 16px;\n\t  background-color: #fff;\n\t  border-radius: 16px;\n\t  position: relative;\n\t}\n\t\n\t/* DELETE */\n\t/*.super-fee-comparison {\n\tbackground-color: #e7e7e7;\n\tmargin: 10px 0;\n\tpadding: 20px;\n\t}*/\n\t\n\t.super-fee-comparison:after {\n\t  content: ' ';\n\t  line-height: 0;\n\t  display: block;\n\t  clear: both;\n\t}\n\t\n\t.points-calculator{\n\t  padding: 10px 15px;\n\t  float: left;\n\t}\n\t.points-form,\n\t.points-form form{\n\t  display: block!important;\n\t}\n\t.calculator-row{\n\t  border-bottom: 1px solid #a9a8a9;\n\t  padding: 10px 0;\n\t  float: left;\n\t  width: 100%;\n\t}\n\t\n\t.calculator-item{\n\t  float: left;\n\t  line-height: 24px;\n\t}\n\t\n\t.calculator-item-left{\n\t  width: 394px;\n\t}\n\t\n\t.calculator-item-right{\n\t  width: 294px;\n\t}\n\t\n\t.calculator-input,\n\t.calculator-choice,\n\t.calculator-radio{\n\t  float: left;\n\t  width: 100%;\n\t  padding: 8px 0;\n\t}\n\t\n\t.calculator-slider{\n\t  width: 100%;\n\t  height: 40px;\n\t  padding: 8px 0;\n\t}\n\t\n\t\n\t.calculator-row-1 .calculator-slider-container {\n\t  height: 40px;\n\t}\n\t\n\t.calculator-checkbox{\n\t  float: left;\n\t  padding: 8px 24px 8px 0;\n\t}\n\t\n\t.calculator-input label{\n\t  float: left;\n\t  width: 270px;\n\t  margin: 0;\n\t}\n\t\n\t.calculator-input label.label-full{\n\t  width: 100%;\n\t}\n\t\n\t.calculator-item-right .calculator-input label{\n\t  width: auto;\n\t}\n\t\n\t.credit-block .calculator-item-right .calculator-input label {\n\t  width: 100%;\n\t}\n\t\n\t.calculator-input .input-type{\n\t  float: left;\n\t  width: 15px;\n\t  text-align: right;\n\t  margin: 0 3px 0 10px;\n\t}\n\t\n\t.calculator-input input{\n\t  width: 85px;\n\t  height: 24px;\n\t  line-height: 18px;\n\t  padding: 3px 6px;\n\t  border: 0;\n\t  box-sizing: border-box;\n\t  font-size: 13px;\n\t  /*font-family: 'gotham-roundedbook', Arial, Verdana, Helvetica, sans-serif;*/\n\t}\n\t\n\t.calculator-item-choice-inline .calculator-input,\n\t.calculator-item-choice-inline .calculator-choice {\n\t  width: 120px;\n\t}\n\t\n\t.calculator-item-choice-inline .calculator-input label {\n\t  width: auto;\n\t}\n\t\n\t.calculator-radio-button{\n\t  float: left;\n\t  padding: 0 0 0 25px;\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/calculator-radio-button.png) left no-repeat;\n\t  cursor: default;\n\t}\n\t\n\t.calculator-radio-button-checked{\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/calculator-radio-button-checked.png) left no-repeat;\n\t}\n\t\n\t.calculator-checkbox-button{\n\t  float: left;\n\t  padding: 0 0 0 35px;\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/calculator-checkbox.png) left no-repeat;\n\t  cursor: default;\n\t}\n\t\n\t.calculator-checkbox-button-checked{\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/calculator-checkbox-checked.png) left no-repeat;\n\t}\n\t\n\t.calculator-tooltip {\n\t  width: 17px;\n\t  height: 17px;\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/tooltip-icon.png) no-repeat;\n\t  position: relative;\n\t  display: inline-block;\n\t  margin: 0 0 -3px 8px;\n\t}\n\t\n\t.calculator-tooltip .calculator-tooltip-wrapper{\n\t  position: absolute;\n\t  left: 18px;\n\t  top: -21px;\n\t  padding-left: 12px;\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/tooltip-point.png) 0 16px no-repeat;\n\t  z-index: 999999;\n\t  white-space: normal;\n\t  display: none;\n\t}\n\t\n\t.calculator-checkbox .calculator-tooltip .calculator-tooltip-wrapper{\n\t  top: auto;\n\t  bottom: 17px;\n\t  left: -120px;\n\t  padding: 0 0 12px 0;\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/tooltip-point-bottom.png) bottom right no-repeat;\n\t}\n\t\n\t.calculator-tooltip .calculator-tooltip-value{\n\t  background: #fff;\n\t  border-radius: 8px;\n\t  padding: 15px 10px;\n\t  width: 175px;\n\t  font-size: 11px;\n\t  line-height: 15px;\n\t  box-shadow: 2px 2px 2px 0 rgba(0, 0, 0, 0.1);\n\t}\n\t\n\t\n\t.slider-min{\n\t  float: left;\n\t  margin-left: 15px;\n\t}\n\t\n\t.slider-max{\n\t  float: right;\n\t  margin-right: 15px;\n\t}\n\t\n\t.slider-bar{\n\t  float: left;\n\t}\n\t.slider-bar-label{\n\t  width: 27%;\n\t  float: left;\n\t}\n\t\n\t.slider-wrapper{\n\t  float: left;\n\t  width: 70%;\n\t}\n\t\n\t.slider-bar-ticks{\n\t  position: relative;\n\t  float:left;\n\t  height: 40px;\n\t  width:100%;\n\t}\n\t.slider-bar-tick{\n\t  position: absolute;\n\t  top: 20px;\n\t}\n\t.slider-bar-tick span{\n\t  position: absolute;\n\t  transform: translatex(-50%);\n\t  font-size: 16px;\n\t}\n\t\n\t\n\t.calculator-choice .ui-slider{\n\t  width: 48px;\n\t}\n\t\n\t.ui-slider-handle{\n\t  height: 30px;\n\t  width: 30px;\n\t  border-radius: 30px;\n\t  background-color: #414141;\n\t  display: block;\n\t  position: absolute;\n\t  top: -7px;\n\t  margin-left: 3%;\n\t  outline: none!important;\n\t}\n\t\n\t.ui-slider-value{\n\t  position: absolute;\n\t  right: 35px;\n\t  top: 7px;\n\t  color: #fff;\n\t  font-size: 11px;\n\t  line-height: 16px;\n\t}\n\t\n\t.ui-slider-value-inversed{\n\t  right: auto;\n\t  left: 35px;\n\t  color: #00b3be;\n\t}\n\t\n\t.points-chart{\n\t  color: #414042;\n\t  float: left;\n\t  width:100%;\n\t  padding: 20px 0;\n\t}\n\t\n\t.points-chart .v-axis{\n\t  margin-right: 5px;\n\t  float: left;\n\t}\n\t\n\t.points-chart .v-axis .grid{\n\t  padding-right: 3px;\n\t  margin-left: 60px;\n\t  border-left: 3px solid #77787b;\n\t  border-top: 1px solid #77787b;\n\t  position: relative;\n\t  box-sizing: border-box;\n\t}\n\t\n\t.points-chart .v-axis .grid:first-child{\n\t  border-top: none;\n\t}\n\t\n\t.points-chart .v-axis .grid-value{\n\t  position: absolute;\n\t  left: -60px;\n\t  top: -10px;\n\t  text-align: right;\n\t  font-size: 16px;\n\t  line-height: 20px;\n\t  width: 50px;\n\t}\n\t\n\t.points-chart .h-axis{\n\t  border-top: 3px solid #77787b;\n\t  -webkit-box-sizing: content-box;\n\t  -moz-box-sizing: content-box;\n\t  box-sizing: content-box;\n\t  margin-left: 60px;\n\t  padding-left: 11px;\n\t  float: left;\n\t  clear: both;\n\t  width: calc(100% - 80px);\n\t}\n\t.points-chart .h-axis .h-axis-wrapper {\n\t  float: left;\n\t  padding-top: 70px;\n\t}\n\t.points-chart .h-axis-wrapper-inner {\n\t  position: relative;\n\t}\n\t.points-chart .h-axis .column-label{\n\t  overflow: visible;\n\t  padding-inline: 10px;\n\t}\n\t.points-chart .h-axis .column-label span{\n\t  /* display: block; */\n\t  font-size: 20px;\n\t  text-align: right;\n\t  line-height: 13px;\n\t  text-indent: 65px;\n\t  transform: rotate(0 deg);\n\t  transform-origin: 0 90%;\n\t  white-space:nowrap;\n\t  /* width:80px; */\n\t  font-weight: bold;\n\t}\n\t\n\t\t@media only screen and (max-width: 768px) {\n\t\t.points-chart .h-axis .column-label span{\n\t\t  transform-origin: 0 50%;\n\t\t}\n\t  }\n\t  \n\t.points-chart .h-axis > .column-label{\n\t  padding-top: 70px;\n\t}\n\t\n\t.points-chart .columns{\n\t  float: left;\n\t  height: 300px;\n\t  width: calc(100% - 80px);\n\t}\n\t\n\t.points-chart .column-box,\n\t.points-chart .h-axis .column-label{\n\t  float: left;\n\t}\n\t.points-chart .comparison-scroller{\n\t  float:left;\n\t  overflow-x: hidden;\n\t}\n\t\n\t.points-chart .column-box div{\n\t  margin: 0 5%;\n\t}\n\t\n\t.points-chart .column-box .points-wrapper{\n\t  position: relative;\n\t}\n\t\n\t.super-fee-comparison .points-chart .column-box .points{\n\t  background-color: #E10A0A;\n\t  position:relative;\n\t}\n\t\n\t.super-fee-comparison .points-chart  .comparison-scroller .column-box .points{\n\t  background-color: #FFA199;\n\t}\n\t\n\t.points-chart .column-box .points span{\n\t  color: #FFF;\n\t  position: absolute;\n\t  bottom: 70px;\n\t  text-align: center;\n\t  width: 100%;\n\t  font-size: 18px;\n\t  font-weight: bold;\n\t}\n\t.points-chart .column-box .points,\n\t.points-chart .column-box .blank-points{\n\t  -webkit-transition: height 0.5s;\n\t  -o-transition: height 0.5s;\n\t  -moz-transition: height 0.5s;\n\t  transition: height 0.5s;\n\t}\n\t\n\t.points-breakdown{\n\t  margin: 10px 15px 10px 72px;\n\t  padding: 15px;\n\t  background-color: #fff;\n\t  border-radius: 8px;\n\t  float: left;\n\t}\n\t\n\t.breakdown-title{\n\t  text-align: center;\n\t  line-height: 30px;\n\t}\n\t\n\t.breakdown-list{\n\t  overflow: hidden;\n\t  border-bottom: 1px solid #e7e7e7;\n\t  margin-bottom: 5px;\n\t  padding: 10px 0 20px 0;\n\t}\n\t\n\t.breakdown-list .breakdown-item{\n\t  float: left;\n\t  width: 200px;\n\t  box-sizing: border-box;\n\t}\n\t\n\t.breakdown-list .breakdown-loan{\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/breakdown-loan.png) left top no-repeat;\n\t  padding-left: 38px;\n\t}\n\t\n\t.breakdown-list .breakdown-credit{\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/breakdown-credit.png) left no-repeat;\n\t  padding-left: 43px;\n\t}\n\t\n\t.breakdown-list .breakdown-insurance{\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/breakdown-insurance.png) left no-repeat;\n\t  padding-left: 53px;\n\t}\n\t\n\t.breakdown-list .breakdown-description{\n\t  font-size: 11px;\n\t}\n\t\n\t.breakdown-info{\n\t  padding: 10px 0 5px 0;\n\t}\n\t\n\t#copy .breakdown-info p{\n\t  margin-bottom: 0!important;\n\t  line-height: 18px;\n\t}\n\t\n\t.points-disclaimer{\n\t  margin: 20px 15px 20px 72px;\n\t  float: left;\n\t}\n\t\n\t#copy .points-disclaimer p{\n\t  margin-bottom: 0!important;\n\t  font-size: 11px;\n\t}\n\t\n\t.nowrap{\n\t  display: inline;\n\t  white-space: nowrap;\n\t}\n\t\n\t#copy .points-disclaimer p:not(:last-child) {\n\t  padding-bottom: 8px;\n\t}\n\t\n\tbody.in-mobile .super-fee-comparison{\n\t  color: #414042;\n\t  font-size: 13px;\n\t}\n\t\n\tbody.in-mobile .super-fee-comparison a,\n\tbody.in-mobile .super-fee-comparison a:visited,\n\tbody.in-mobile .super-fee-comparison a:hover{\n\t  color: #414042;\n\t}\n\t\n\tbody.in-mobile .super-fee-comparison label{\n\t  font-size: 13px;\n\t  line-height: 16px;\n\t  padding: 8px 0;\n\t  width: auto;\n\t}\n\t\n\tbody.in-mobile .calculator-item-right .calculator-input label{\n\t  width: auto;\n\t  padding-right: 8px;\n\t}\n\t\n\tbody.in-mobile .super-fee-comparison input{\n\t  font-size: 13px;\n\t  background-color: #fff;\n\t}\n\t\n\tbody.in-mobile .points-calculator {\n\t  padding-top: 0;\n\t}\n\t\n\tbody.in-mobile .calculator-row {\n\t  position: relative;\n\t}\n\t\n\tbody.in-mobile .calculator-item{\n\t  width: 100%;\n\t  box-sizing: border-box;\n\t}\n\t\n\tbody.in-mobile .calculator-item-choice{\n\t  /* padding-right: 85px; */\n\t}\n\t\n\tbody.in-mobile .calculator-wrapper{\n\t  margin: 0 auto;\n\t  width: 160px;\n\t}\n\t\n\t\n\tbody.in-mobile .calculator-row-1 .calculator-item-choice-inline .calculator-input {\n\t  width: 40%;\n\t}\n\t\n\tbody.in-mobile .calculator-row-2 .calculator-wrapper{\n\t  padding: 0;\n\t  float: none;\n\t}\n\t\n\tbody.in-mobile .calculator-item-left {\n\t  width: 100%;\n\t}\n\t\n\tbody.in-mobile .calculator-item-right {\n\t  width: 60%;\n\t  float: left;\n\t}\n\tbody.in-mobile .calculator-item-right .slider-bar {\n\t  float: right;\n\t}\n\t\n\tbody.in-mobile .calculator-tooltip {\n\t  margin-top: 3px;\n\t}\n\t\n\tbody.in-mobile .calculator-row-2 .calculator-item-right .calculator-choice {\n\t  margin: 0 auto;\n\t}\n\t\n\tbody.in-mobile .calculator-slider-container {\n\t  height: auto;\n\t  width: 100%;\n\t}\n\t\n\tbody.in-mobile .calculator-slider{\n\t  position: relative;\n\t  padding: 0 15px;\n\t  width: calc(100% - 30px);\n\t}\n\t\n\tbody.in-mobile #loan-slider,\n\tbody.in-mobile #credit-amount-slider,\n\tbody.in-mobile #tenure-slider{\n\t  width: 100%;\n\t  float: none;\n\t  margin: 0;\n\t}\n\t\n\tbody.in-mobile #loan-slider .ui-slider-value,\n\tbody.in-mobile #credit-amount-slider .ui-slider-value{\n\t  display: none;\n\t}\n\t\n\tbody.in-mobile .slider-min,\n\tbody.in-mobile .slider-max {\n\t  margin: 10px 0;\n\t  /*width: 80px;*/\n\t  /*text-align: right;*/\n\t  /*position: absolute;*/\n\t  /*top: 6px;*/\n\t  /*left: 0;*/\n\t}\n\t\n\tbody.in-mobile .slider-max {\n\t  /*width: 80px;*/\n\t  /*text-align: left;*/\n\t  /*position: absolute;*/\n\t  /*top: 6px;*/\n\t  /*right: 0;*/\n\t}\n\t\n\tbody.in-mobile .calculator-choice{\n\t  /*  position: absolute;\n\t  width: auto;\n\t  right: 0;\n\t  top: 10px;*/\n\t}\n\t\n\tbody.in-mobile .calculator-row-1 .calculator-choice{\n\t  top: auto;\n\t  bottom: 10px;\n\t}\n\t\n\tbody.in-mobile .calculator-radio-button,\n\tbody.in-mobile .calculator-checkbox-button{\n\t  font-size: 11px;\n\t}\n\t\n\tbody.in-mobile .calculator-checkbox {\n\t  width: 100%;\n\t  padding: 8px 0;\n\t}\n\t\n\tbody.in-mobile .calculator-tooltip .calculator-tooltip-wrapper {\n\t  top: auto;\n\t  bottom: 17px;\n\t  left: -140px;\n\t  padding: 0 0 12px 0;\n\t  background: url(http://virginmoney.com.au/images/home-loans/calculator/tooltip-point-bottom.png) bottom right no-repeat;\n\t}\n\t\n\tbody.in-mobile .calculator-row-1 .calculator-tooltip .calculator-tooltip-wrapper {\n\t  background-position: bottom left;\n\t  left: -35px;\n\t}\n\t\n\tbody.in-mobile .calculator-tooltip .calculator-tooltip-value {\n\t  box-shadow: -2px -2px 2px 0 rgba(0, 0, 0, 0.1);\n\t}\n\t\n\tbody.in-mobile .calculator-tooltip-button{\n\t  line-height: 20px;\n\t}\n\t\n\tbody.in-mobile .points-breakdown{\n\t  float: none;\n\t  margin: 20px 15px;\n\t}\n\t\n\tbody.in-mobile .breakdown-title {\n\t  text-align: center;\n\t  line-height: 15px;\n\t  padding: 15px 0 10px 0;\n\t}\n\t\n\tbody.in-mobile .breakdown-list{\n\t  padding: 0 0 5px 0;\n\t}\n\t\n\tbody.in-mobile .points-breakdown .breakdown-item{\n\t  float: none;\n\t  width: 160px;\n\t  margin: 10px auto;\n\t}\n\t\n\tbody.in-mobile .points-disclaimer {\n\t  margin: 20px 15px;\n\t  float: none;\n\t}\n\tdiv.vma-important-info{\n\t  background: url(\"http://virginmoney.com.au/images/global/icons/icon-vma-info-22-red.png\") no-repeat scroll 72px 0;\n\t  clear: both;\n\t  font-size: 11px;\n\t  padding-left: 100px;\n\t  padding-right: 20px;\n\t}\n\tbody.in-mobile div.vma-important-info{\n\t  background: url(\"http://virginmoney.com.au/images/global/icons/icon-vma-info-22-red.png\") no-repeat scroll 22px 0;\n\t  padding-left: 50px;\n\t  margin-top:15px;\n\t}\n\tdiv.tenure-div{\n\t  padding-top: 10px;\n\t}\n\t.clearfix:after {\n\t  content: \".\";\n\t  display: block;\n\t  clear: both;\n\t  visibility: hidden;\n\t  line-height: 0;\n\t  height: 0;\n\t}\n\t.clearfix {\n\t  /*display: inline-block;*/\n\t}\n\thtml[xmlns] .clearfix {\n\t  display: block;\n\t}\n\t* html .clearfix {\n\t  height: 1%;\n\t}\n\t\n\t@media screen and (max-width: 768px) {\n\t  .super-fee-comparison{\n\t\toverflow-x: hidden;\n\t\tpadding: 20px 0;\n\t  }\n\t  .points-chart{\n\t\twidth:275%;\n\t  }\n\t  .slider-bar-label{\n\t\ttext-align: center;\n\t\twidth: 100%;\n\t\tmargin-bottom: 20px;\n\t  }\n\t  .slider-wrapper{\n\t\twidth: 80%;\n\t\tfloat:none;\n\t\tmargin: 10px auto;\n\t  }\n\t  .points-chart .h-axis .h-axis-wrapper{\n\t\tfloat: left;\n\t\toverflow-x: hidden;\n\t\toverflow-y: visible;\n\t\tpadding-top: 60px;\n\t  }\n\t\n\t}\n\t\n\t"},{"tag":"script","attributes":{"src":"/libs/calculators/jquery/jquery-1.8.2.min.js"},"children":[],"content":""},{"tag":"script","attributes":{"src":"/libs/calculators/jquery/jquery-ui-1.9.2.custom.js"},"children":[],"content":""},{"tag":"script","attributes":{"src":"/libs/calculators/jquery/jquery.ui.touch-punch.min.js"},"children":[],"content":""},{"tag":"div","attributes":{"class":"main-container"},"children":[{"tag":"div","attributes":{"class":"super-fee-comparison vma-calculator"},"children":[{"tag":"div","attributes":{"class":"data"},"children":[{"text":"[\"Product Name\", \"$150,000\", \"$100,000\", \"$50,000\", \"$25,000\", \"$5,000\"],\n\t\t[\"Virgin Money Super\", 946, 650, 354, 206, 88],\n\t\t[\"Industry Fund Average\", 1240, 847, 454, 257, 100],\n\t\t[\"Retail Fund Average\", 1236, 844, 452, 256, 99],"}]}]},{"tag":"script","attributes":{},"children":[],"content":"\n\n\n\tvar comparison_points_options = Object();\n\tchartHeight = 300;\n\t/**\n\tmain Function to build a comparison calculator\n\targument: id of div to be replaced with calc\n\t*/\n\tfunction buildComparison(calcId) {\n\t\n\t  $velocity_calculator = jQuery('#' + calcId);\n\t  data = comparison_points_options[calcId]['data'];\n\t\n\t  comparisonHtml  = \"\";\n\t  comparisonHtml += '<div class=\"points-form clearfix\">';\n\t  comparisonHtml += '  <form class=\"clearfix\">';\n\t  comparisonHtml += '\t\t\t<div class=\"calculator-item slider-bar-label\">What is your super balance?</div>';\n\t  comparisonHtml += '\t\t\t<div class=\"calculator-item slider-wrapper\">';\n\t  comparisonHtml += '\t\t\t\t<div class=\"slider-bar\"></div>';\n\t  comparisonHtml += '\t\t\t\t<div class=\"slider-bar-ticks clearfix\">';\n\t  for(i=1; i<data[0].length; i++){\n\t\tcomparisonHtml += '\t\t\t<div class=\"slider-bar-tick\" style=\"left:' + ((i-1) * (100 / (data[0].length - 2))) + '%;\"><span>' + data[0][i] + '</span></div>';\n\t  }\n\t  comparisonHtml += '\t\t\t\t</div>';\n\t  comparisonHtml += '\t\t\t</div>';\n\t  comparisonHtml += '\t</form>';\n\t  comparisonHtml += '</div>';\n\t  comparisonHtml += '<div class=\"points-chart\"><div class=\"points-chart-inner\">';\n\t  comparisonHtml += buildComparisonVAxis(calcId, 3);\n\t  comparisonHtml += buildComparisonColumns(calcId, 3);\n\t  comparisonHtml += buildComparisonHAxis(calcId);\n\t  comparisonHtml += '</div></div>';\n\t\n\t  $velocity_calculator.html(comparisonHtml);\n\t\n\t  jQuery(\".points-chart .comparison-scroller-inner\", $velocity_calculator).draggable(\n\t\t{\n\t\t  axis: \"x\",\n\t\t  scroll: false,\n\t\t  drag: function( event, ui ) {\n\t\t\tif(ui.position.left >= 0){\n\t\t\t  ui.position.left = 0;\n\t\t\t}\n\t\t\tscrollWindowWidth = $velocity_calculator.outerWidth() - (jQuery('.v-axis', $velocity_calculator).outerWidth() + jQuery('.column-box-1', $velocity_calculator).outerWidth());\n\t\t\tif(ui.position.left < -(jQuery(this).width() - scrollWindowWidth)){\n\t\t\t  ui.position.left = (jQuery(this).width() - scrollWindowWidth > 0) ? -(jQuery(this).width() - scrollWindowWidth) : 0;\n\t\t\t}\n\t\t\tjQuery(\".h-axis-wrapper-inner\", $velocity_calculator).css('left', ui.position.left);\n\t\t  }\n\t\t}\n\t  );\n\t\n\t  jQuery('.slider-bar', $velocity_calculator).slider({\n\t\trange: \"min\",\n\t\tvalue: 3,\n\t\tmin: 1,\n\t\tmax: 5,\n\t\tslide: function(event, ui) {\n\t\t  rebuildComparisonColumns(calcId, ui.value);\n\t\t  jQuery('.v-axis', '#' + calcId).replaceWith(buildComparisonVAxis(calcId, ui.value));\n\t\t},\n\t\tcreate: function(event, ui) {\n\t\t  // build label\n\t\t}\n\t  });\n\t\n\t\n\t\n\t  //  activateCalculator(calcId);\n\t}\n\t\n\tfunction buildComparisonVAxis(calcId, idx){\n\t  data = comparison_points_options[calcId]['data'];\n\t\n\t  ticks = getTicks(data, idx, 4); // due to rounding this can sometimes be 5\n\t\n\t  comparison_points_options[calcId]['ticks'] = ticks;\n\t\n\t  vAxisHtml  = '\t<div class=\"v-axis\">';\n\t  vAxisHtml += '\t\t<div style=\"height: 0px\"></div>';\n\t  for(i = ticks.length-1; i >= 0; --i){\n\t\tvAxisHtml += '\t\t<div class=\"grid\" style=\"height: ' + (chartHeight / ticks.length) + 'px\">';\n\t\tvAxisHtml += '\t\t\t<div class=\"grid-value\">$' + parseInt(ticks[i]) + '</div>';\n\t\tvAxisHtml += '\t\t</div>';\n\t  }\n\t  vAxisHtml += '\t</div>';\n\t\n\t  return vAxisHtml;\n\t}\n\t\n\tfunction buildComparisonHAxis(calcId){\n\t\n\t  data = comparison_points_options[calcId]['data'];\n\t\n\t  hAxisHtml  = '\t<div class=\"h-axis cols-' + (data.length - 1) + '\">';\n\t  hAxisHtml += '\t\t<div class=\"column-label\" style=\"width:' + (100 / ( data.length - 1 )) + '%\"><span>' + data[1][0] + '</span></div>';\n\t  hAxisHtml += '\t\t<div class=\"h-axis-wrapper\" style=\"width:' + (100 - (100 / ( data.length - 1 ) ) ) + '%\"><div class=\"h-axis-wrapper-inner\">';\n\t  for(i=2; i<data.length; i++){\n\t\thAxisHtml += '\t\t\t<div class=\"column-label\" style=\"width:' + (100 / ( data.length - 2 )) + '%\"><span>' + data[i][0] + '</span></div>';\n\t  }\n\t  hAxisHtml += '\t\t</div></div>';\n\t  hAxisHtml += '\t</div>';\n\t  return hAxisHtml;\n\t}\n\t\n\tfunction buildComparisonColumns(calcId, idx){\n\t  data = comparison_points_options[calcId]['data'];\n\t  ticks = getTicks(data, idx, 4);\n\t  maxVal = ticks[ticks.length-1];\n\t\n\t  columnsHTML  = '\t<div class=\"columns cols-' + (data.length - 1) + '\">';\n\t  columnsHTML += '\t\t<div class=\"column-box column-box-1\" style=\"width:' + (100 / ( data.length - 1 )) + '%\">';\n\t  columnsHTML += '\t\t\t<div class=\"blank-points\" style=\"height: ' + (chartHeight - Math.ceil((data[1][idx] / maxVal) * chartHeight)) + 'px;\"></div>';\n\t  columnsHTML += '\t\t\t<div class=\"points-wrapper\">';\n\t  columnsHTML += '\t\t\t\t<div class=\"points\" style=\"height: ' + Math.ceil((data[1][idx] / maxVal) * chartHeight) + 'px;\"><span>' + dollarFormat(data[1][idx]) + '</span></div>';\n\t  columnsHTML += '\t\t\t</div>';\n\t  columnsHTML += '\t\t</div>';\n\t  columnsHTML += '\t\t<div class=\"comparison-scroller\" style=\"width:' + (100 - (100 / ( data.length - 1 ) ) ) + '%\">';\n\t  columnsHTML += '\t\t\t<div class=\"comparison-scroller-inner\">';\n\t  for(i=2; i<data.length; i++){\n\t\tcolumnsHTML += '\t\t\t\t<div class=\"column-box column-box-' + i + '\" style=\"width:' + (100 / ( data.length - 2 )) + '%\">';\n\t\tcolumnsHTML += '\t\t\t\t\t<div class=\"blank-points\" style=\"height: ' + (chartHeight - Math.ceil((data[i][idx] / maxVal) * chartHeight)) + 'px;\"></div>';\n\t\tcolumnsHTML += '\t\t\t\t\t<div class=\"points-wrapper\">';\n\t\tcolumnsHTML += '\t\t\t\t\t\t<div class=\"points\" style=\"height: ' + Math.ceil((data[i][idx] / maxVal) * chartHeight) + 'px;\"><span>' + dollarFormat(data[i][idx]) + '</span></div>';\n\t\tcolumnsHTML += '\t\t\t\t\t</div>';\n\t\tcolumnsHTML += '\t\t\t\t</div>';\n\t  }\n\t  columnsHTML += '\t\t\t</div>';\n\t  columnsHTML += '\t\t</div>';\n\t  columnsHTML += '\t</div>';\n\t\n\t  return columnsHTML;\n\t}\n\t\n\tfunction rebuildComparisonColumns(calcId, idx){\n\t  data = comparison_points_options[calcId]['data'];\n\t  ticks = getTicks(data, idx, 4);\n\t  maxVal = ticks[ticks.length-1];\n\t\n\t  for(i=1; i<data.length; i++){\n\t\tjQuery('.blank-points', '#' + calcId + ' .column-box-' + i).height((chartHeight - Math.ceil((data[i][idx] / maxVal) * chartHeight)));\n\t\tjQuery('.points', '#' + calcId + ' .column-box-' + i).height(Math.ceil((data[i][idx] / maxVal) * chartHeight)).html('<span>' + dollarFormat(data[i][idx]) + '</span>');\n\t  }\n\t}\n\t\n\tfunction getTicks(data, idx, tickCount){\n\t  maxVal = 0;\n\t  ticks = [];\n\t  for(i=1; i<data.length; i++){\n\t\tmaxVal = Math.max(maxVal, data[i][idx]);\n\t  }\n\t  tickCount = 4;\n\t  tempStep = maxVal / tickCount;\n\t  mag = Math.floor(Math.log10(tempStep));\n\t  magPow = Math.pow(10, mag);\n\t  magMsd = parseInt(tempStep / magPow + 0.5);\n\t  stepSize = magMsd * magPow;\n\t\n\t  val = 0;\n\t  while(val < maxVal){\n\t\tval += stepSize;\n\t\tticks.push(val);\n\t  }\n\t  return ticks;\n\t}\n\t\n\tif(typeof Math.log10 == 'undefined'){\n\t  Math.log10 = function (x) {\n\t\treturn Math.log(x) / Math.LN10;\n\t  };\n\t}\n\t\n\tfunction dollarFormat(number){\n\t  return '$' + addCommas(number);\n\t}\n\t\n\tfunction addCommas(number) {\n\t  var n= number.toString().split(\".\");\n\t  n[0] = n[0].replace(/\\B(?=(\\d{3})+(?!\\d))/g, \",\");\n\t  return n.join(\".\");\n\t}\n\tjQuery(document).ready(function() {\n\t  jQuery('.super-fee-comparison').each(function(idx, obj){\n\t\t// don't do anything if no id provided\n\t\tif(typeof jQuery(obj).attr('id') == 'undefined'){\n\t\t  jQuery(obj).attr('id', 'comparison' + idx);\n\t\t}\n\t\tid = jQuery(obj).attr('id');\n\t\tcomparison_points_options[id] = Object();\n\t\tdata = \"[\" + jQuery('.data', obj).html().trim() + \"]\";\n\t\tconsole.log(data, eval(data));\n\t\tjQuery('.data', obj).remove();\n\t\tcomparison_points_options[id]['data'] = eval(data);\n\t\tbuildComparison(id);\n\t  })\n\t});\n\t\n\t"}]}]

More information about fees

What are the main types of fees and which ones apply to Virgin Money Super?

Super funds charge you fees for the services they provide. All funds charge fees, though some less than others. Generally, a super fund with low fees will build your savings faster.

The main types of fees are:

  • Administration fee – The general administration fees that cover the cost of keeping your super account.
  • Investment fee and cost  – The fees for managing your investment, which can vary depending on the investment options.
  • Transaction cost  – The costs associated with trading to manage the investment strategy for each investment option
  • Adviser service fee - Fees for personal advice you receive for your super and other investments. Your adviser may also receive commissions for investments they recommend to you.
  • Insurance premium - The cost of insurance provided through your super fund. Many super funds have a default insurance option. You can usually choose to lower or increase your cover based on your needs.

Virgin Money Super charges administration fees, investment fees along with indirect costs. Full details can be found on Virgin Money Super’s fees page.

How can you tell if you're paying high fees?

The only way to know if you're paying high fees is to find out what your super fund is charging you, and comparing the cost to other similar funds.

How is insurance charged through super?

Most super funds offer life insurance for their customers. In many cases, Super funds are required to provide default life insurance as a matter of law. The cost also known as your insurance premiums are taken directly from your super balance. There are both pros and cons to having insurance through your super, one pro being that the premium comes from your super balance rather than your other income.

Your employer's default super fund must offer a minimum level of life insurance, depending on your age. However you are under no obligation to take up the insurance and can cancel the insurance at any time. Alternatively you can usually increase or decrease the amount of insurance your have.

If you're reviewing your life insurance, check what cover you have through your super fund so you can compare with other options.

Find out more about Virgin Money Super Insurance.

Want help investing your money?

Get simple super advice from qualified financial advisers via our specialist Helpline Advice Service. Our Helpline Advice Team can help you make key decisions about your superannuation, including:

  • Salary sacrifice and additional voluntary contributions
  • Rollovers and consolidation
  • Investment choice selections
  • Nominating an appropriate regular super contribution versus paying down debt
  • Co-contributions
  • Spouse contribution splitting
  • Selection of insured benefit levels

Our advisers will prepare you a written Statement of Advice and send it to you as part of our service. We can even help you put that advice into action on the spot.

Are you an existing customer? Call us on 1300 652 770.

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Talk to our Customer Care team Mon-Fri 8am-6pm (AEST) apart from public holidays on 1300 652 770

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Talk to one of our business specialists Mon-Fri 9am-5pm (AEST) apart from public holidays on 1300 855 040

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