Virgin Money Insurance - Protect what matters

Insurance

Virgin Money Insurance

If you care about it, protect it with our award-winning insurance! Get insurance quotes for car, home & contents, building and contents cover in minutes.

15% off
car insurance
Sign up online for 15% off your first year’s premium for third party or comprehensive car insurance policies.1
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30% off home and
contents insurance
Knock 30% off your first year's premium for combined home and contents cover when you purchase online.1
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Car Insurance

Get a quote for award-winning comprehensive car insurance, with flexible features and great offers.

  • Save 15% on your first year’s premium when you buy online1

With our comprehensive insurance, you’ll be covered for:

  • Accidental damage to your car or someone else’s car
  • New car replacement
  • Hire car following a no fault accident or theft

Get a quote Learn more

 

Home & Contents Insurance

Protect your home and the things in it with our award-winning home and contents insurance, including landlord’s insurance and optional add-ons. 

  • Save 30% on your first year’s premium when you buy online1

Rest easy knowing you’re covered for:

  • Repair or replacement of your home
  • Repair or replacement of your contents
  • Temporary accommodation

Get a quote Learn more

Contents Insurance

You’ve worked hard for the stuff in your home, so make sure it’s protected with flexible cover that suits you.

  • Save 15% on your first year’s premium when you buy online1

Our Contents Insurance covers:

  • Valuables such as appliances, furniture, jewellery and more when damaged by events such as storms, theft or fire (including bushfire)
  • Repair or replacement of your home contents
  • Temporary accommodation

Get a quote Learn more

 

Building Insurance

You’ve created your home to suit you, so tailor your insurance to suit you too.

  • Save 15% on your first year’s premium when you buy online1

You’ll be covered for:

  • Loss or damage to your house and outbuildings, such as garages and sheds, due to insured events like storms & fires
  • Repair or replacement of your home
  • Temporary accommodation

Get a quote Learn more


 

Why choose Virgin Money Insurance?

Award-winning insurance21

They don't hand out awards for exceptional value willy nilly. Our home and contents insurance has won an award for exceptional value 6 years running.21 That’s why you can trust us to do the most when it comes to helping you protect what matters most.

Payment options

Pay your insurance premium in a way that suits you. Options to pay yearly, monthly or fortnightly.

Customise your insurance

Want even more peace of mind? Tailor your insurance with optional extras like roadside assistance or accidental damage cover for any at-home oopsies.

Treat yourself

Redeem points for gift cards from your favourite brands and treat yourself or your "faves".


 

Award-winning insurance we’re proud of

From Mozo’s expert’s choice to Finders’ Value finalists, we’re proud to be recognised in the insurance industry. Learn more about our awards and why we’re one of Australia’s top insurers.21


Need to make an insurance claim?

You can make an insurance claim 24 hours a day, 7 days a week.

Submit your claim online by visiting our Virgin Insurance hub. Alternatively, you can give our claims team a call for assistance.

Virgin Insurance Hub 1800 662 884


Want to know more about our insurance policies?

Make a claim now

Claim online through the Virgin Insurance Hub with your login. Or call our Claims Team 24 hours a day, 7 days a week on 1800 662 884. 

Log in and claim

Already started applying?

Have your insurance quote number handy and continue with your application here.

Continue your application

Manage an existing policy

Update your details and more with the Virgin Money Insurance hub.

Manage your insurance policy

Have questions about our Car Insurance?

We’ve answered all the most common car insurance questions on our FAQ page.

Read our FAQs here

Car insurance – get help with claiming

Been involved in a fender bender? Learn what to do following a car accident or theft.

Making a car claim

Have questions about our Home & Contents Insurance?

Find answers to common questions here on our FAQ page.

Read our FAQs here


Insurance FAQs

  • What is insurance?

    Insurance is a legal agreement between an individual or entity (policyholder) and an insurance company (insurer). The policyholder agrees to pay a specified premium in exchange for the insurer's promise to provide financial compensation in case of a covered event, such as an accident, theft, or natural disaster. The main purpose of insurance is to minimise the financial impact of unexpected events. It helps to provide peace of mind for the policyholder.

  • Do I need insurance?

    Whether you need insurance or not will depend on your personal circumstances, financial situation, and the specific risks you face. Insurance is generally recommended to help protect you, your family, and your assets from unexpected events, such as accidents or natural disasters that could lead to significant financial losses.

  • How does insurance work?

    Insurance works by pooling the resources of a large group of Insurance policyholders to share the financial risks associated with unforeseen events that are covered by your policy. If something unexpected happens and you make an insurance claim, the insurer will draw from this pool of money to ensure you are put back in the same position you were in prior to a claimable event.

  • Do you have to get insurance?

    Depending on where you are located in Australia, some insurance policies are mandatory. For example, all vehicle owners must have Compulsory Third Party (CTP) insurance, which covers personal injury claims resulting from car accidents. There are penalties for driving without CTP (see your relevant state or territory authorities to check what these penalties are). Home insurance is not legally required in Australia. However, homeowners with a mortgage are usually required by their lender to have home insurance. Other types of insurance, such as health, life, and travel insurance, are not legally required but are highly recommended for financial protection and peace of mind.