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Virgin Money Go Account

Virgin Money Go Account

Earn Virgin Money Points on every purchase1
8 Points
Monthly and account keeping fees29


More action with every transaction! Be rewarded for spending and budgeting your way with our new transaction account. Earn 8 points on every purchase, direct debit and BPAY payment when you meet the Monthly Criteria each month.

Virgin Money Boost Saver

Virgin Money Boost Saver

Switch on the Lock Saver Feature to unlock up to34
2.00% p.a.
Personalised savings goals, with up to
9 accounts


Perfectly paired with the Virgin Money Go Account, this high-interest savings account will help you smash your savings goals. Boost your interest rate up to a combined total balance of $250,000 when you meet the Monthly Criteria, notice period and T&Cs apply.

The 2.00% p.a. is made up of the Base Rate of 0.05% p.a + Bonus Rate of 1.45% p.a. + Notice Rate of 0.50% p.a, when the Lock Saver Feature is enabled and the Monthly Criteria are met.34

Virgin Money Grow Saver

Virgin Money Grow Saver

Switch on the Lock Saver Feature to unlock up to35
1.50% p.a.
Personalised savings goals, with up to
9 accounts


Grow your savings your way. This savings account packs a high-interest punch without the need for an everyday account. And there’s no balance limit on a Virgin Money Grow Saver. Monthly Criteria, notice period and T&C’s apply.

The 1.50% p.a. is made up of the Base Rate of 0.05% p.a + Bonus Rate of 0.95% p.a. + Notice Rate of 0.50% p.a, when the Lock Saver Feature is enabled, and the monthly criteria are met.35

Get rewarded today with 5,000 bonus Virgin Money Points5

Get rewarded every day when you take out a new Virgin Money Go Account. Plus, we’ll give you 5,000 bonus points when you make at least one purchase, direct debit or BPAY payment (that settles) in your first 30 days. That’s enough for a $20 gift voucher with loads of partners24.

All good things must come to an end. This one ends 31 August 2022.

Get Go'ing today

Start banking like never before

Rewards like never before

Drum roll…Introducing Virgin Money Rewards

It’s new and it’s all you. Virgin Money Rewards3 is all about rewarding you, your way. Available on  our transaction and savings accounts, it bundles Virgin Money Points, epic perks and great experiences.

Whether you’re spending big, saving hard, or simply building better money habits, we’re all for recognising and rewarding you every day, not just someday.

Rewards your way

Be rewarded when you spend – and when you don't!3

Rewards every day not just someday

We love the little things, just as much as the big things. So don't be surprised if we reward you with points, perks or great experiences for things like your birthday, reaching a milestone, or just to say thanks3.

Boost your rewards

Earn bonus Virgin Money Points by accessing loads of red hot partner offers12 and by booking your next hotel stays at great prices inside the app21.

Use your points your way

Transfer them for cash14 back into your account, use them to erase purchases15 you’ve already made, even redeem them for a gift card from your favourite brand16 – it’s up to you. Now that’s rewarding.

Get money fit

Getting money fit shouldn’t make you sweat. We’ll be your virtual cheer squad, helping you build better money habits and have some fun along the way (no push-ups required).

Easily track and categorise your spending

Set spend budgets

Know when your bills are coming up

Save like a pro with Round Ups6

Get clever insights and real-time alerts to help build good money habits faster

Set up to 9 personal savings goals

Lock away your long-terms savings and earn additional interest

Amazingly simple banking

Designed for mobile, made for you.

Our intuitive app puts your money in your hands.

Set up your digital wallet, link Apple Pay7, Google Pay8 & Samsung Pay9 and start spending straight away

Pay your mates and transfer money instantly with Pay ID and Osko

Log in securely with fingerprint or face ID – just tap or smile

We’re always close by with in-app customer service chat

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If we are not available right away or it’s after hours, we’ll respond as soon as we’re back on deck.

Operating hours:
Monday to Friday: 8am - 8pm AEST
Saturday: 9am – 5pm AEST