Compare our Virgin Money savings & bank accounts

A side-by-side comparison of our rates, rewards and more.

Virgin Money Go Account Virgin Money Boost Saver Virgin Money Grow Saver
Overview The not-so-everyday transaction account that comes with epic rewards and points earned on every purchase, direct debit and BPAY payment.6 Comes with a linked Virgin Money Boost Saver. Linked with our everyday transaction account, Virgin Money Boost Saver is our highest interest earning savings account designed to give your savings a speed-up. When you don’t need an everyday transaction account but still want a dedicated savings account, make Grow Saver your go-to.

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Monthly fees $0 $0 $0
Interest rate N/A Up to 5.05% p.a. up to a combined total balance of $250,000 when you meet Monthly Criteria each month.2 Up to 2.00% p.a when you make at least 1 deposit and no more than 1 withdrawal each month.4
Lock Saver feature interest rate N/A 0.30% p.a.

Earn an additional 0.30% p.a. variable interest rate when you don’t need immediate access to your money. 32 days' notice period applies.34

0.30% p.a.

Earn an additional 0.30% p.a. variable interest rate when you don’t need immediate access to your money. 32 days' notice period applies.35

ATM fees $0
Some ATM operators may charge a fee

N/A N/A
Earn Virgin Money Points Earn 8 Virgin Money Points
on every purchase, direct debit or BPAY payment1
N/A N/A
Virgin Money Rewards3 & Partner offers12  

 

 

Until September 26th 2024 only.

Bundled products Virgin Money Boost Saver Virgin Money Go Account N/A
Joint accounts10      
Additional accounts Up to 2 Go Accounts Up to 9 Boost Savers Up to 9 Grow Savers
Spend tracking Easily track your spending with auto categorisation and set yourself challenges with spend targets. N/A N/A
Bill tracking Know when your bills are coming up so you can better plan for tomorrow. N/A N/A
Round ups Round up purchases to the nearest $1 and send the change to your savings account.6 Round up purchases to the nearest $1 on your linked Go Account and send the change to your Boost Saver.6 Round up purchases to the nearest $1 on your Go Account and send the change to your Grow Saver.6
Digital wallet Pay on the go with Apple Pay7, Samsung Pay8 and Google Pay.9 N/A N/A

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More about the Go Account

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More about the Boost Saver

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More about the Grow Saver

 

Before you choose

Enough about us, what do YOU need from your bank account? It's good to consider what features you need when comparing our accounts, so here’s a few questions for you to consider.

Questions for comparing savings accounts:


Questions for comparing transaction accounts:

  • Do you require a digital wallet?

    Yes: Our Go transaction account has pay on the go with Apple Pay7, Samsung Pay8 and Google Pay9.

    No: If you don’t need access to digital wallets, this is included at no extra cost so no need to worry if you don’t use the feature.

  • Do you need an account for everyday transactions?

    Yes: Our Go account is set up for regular, everyday transactions. With plenty of spend tracking features to help you stay on top of your spending.

    No: If you’re not looking for an everyday transaction account, it could be worth taking a look at our saving accounts, like the Grow Saver!

  • Do you want to get rewarded for your everyday transactions?

    Yes: Lucky for you our Go account is perfect for earning Virgin Money points! With every single purchase, direct debit or BPAY payment you’ll earn 8 Virgin Money Points.

    No: We reward our customers for transactions & payments, but it will not affect your day-to-day banking. And if you don’t want the points, you can always gift them to a friend! Win-win.




Want to chat?

Call us

For Go, Boost Saver or Grow Saver accounts you can call us on 13 81 51.

In-app chat
Profile > Help & Support > App support > Chat to us If we are not available right away or it’s after hours, we’ll respond as soon as we’re back on deck.
Operating hours
Monday to Friday: 8am – 8pm AEST Saturday: 9am – 5pm AEST

FAQs

  • How to compare bank accounts?

    To compare bank accounts, we recommend reviewing the features, account fees, interest rates, as well as benefits and rewards of each account to find one that suits your needs. Luckily, we have broken all of these elements down in the comparison table above. This will allow you to find the best features and rates for your needs.

  • What is an account keeping fee?

    An account keeping fee, also known as a monthly service fee or maintenance fee, is a charge that a bank or financial institution may apply to your account for managing and maintaining it. This fee covers the cost of administering your account, providing services such as online and mobile banking, and processing transactions. Virgin Money does not charge any monthly account keeping fees or ATM fees on any of our transaction or saving accounts.

  • Why should I compare bank accounts?

    Comparing bank accounts can help you find the best fit for your financial needs. It allows you to evaluate different accounts based on your specific requirements, such as low fees, high interest, or excellent customer service.

  • How often should I compare bank accounts?

    It's a good idea to compare bank accounts annually, or whenever your financial situation changes. This ensures you're always getting the best features and rates for your needs.

  • Can I switch to a different bank account after comparing?

    Absolutely! If you find a bank account that better suits your needs after comparing, you can apply for the new account and switch over. Virgin Money offers assistance with the switching process, and there are free independent financial counselling services that can also help you with your banking decisions.

  • Is it free to compare bank accounts on Virgin Money?

    Yes, it's completely free to compare bank accounts on the Virgin Money website. We believe in helping our customers make informed financial decisions.