• Card details
    Annual Fee $289
    Balance Transfer Rate 0% p.a. for 12 months1 (reverts to cash advance rate).
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 44 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 1 Velocity Point per $1 spent on Eligible Transactions up to $8,000 each statement period, 0.5 Points per $1 spent thereafter.
    Bonus Points Earn up to 100,000 bonus Velocity Points. Receive 25,000 points for each month you spend $3,500 or more on Eligible Transactions in the first 4 months from card approval20.
    Flight Benefit

    $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.

    2 complimentary Single Entry Lounge passes each year33.

    Visa Priviledges15 Visa Signature
    Minimum Credit Limit $15,000
    Minimum Income $75,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.


Why the Virgin Australia Velocity High Flyer Card?

Payments made easy

Apple Pay

The easy and secure way to pay with your iPhone, iPad, Apple Watch and Mac.

More about Apple Pay
*For purchases over $100, an ATM PIN is required for additional security.

Samsung Pay

An easier, faster and secure way to tap and pay for purchases under $100*. Use your compatible Samsung device at point of sale terminals where you can swipe or tap your card.

More about Samsung Pay
*For purchases over $100, an ATM PIN is required for additional security.

Visa payWave

For purchases of up to $100, simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient9.

Features & benefits

Velocity Points Earn10

While your adventures maybe closer to home these days, you can build your Velocity Points balance to fly on Virgin Australia’s network of destinations across Australia. Or turn your Points into gift vouchers, online shopping, wine for a cosy night in and more. The table below shows your standard earn rate based on spend each statement period.

Calculate Points     Learn more

Exclusive Flight Benefit

Enjoy an exclusive $129 Virgin Australia Gift Voucher 17, provided as a Virgin Australia Travel Bank credit, each year. To unlock your benefit, simply make a retail purchase in the 2 months prior to requesting your voucher.

You also get to relax, with two complimentary Single Entry Virgin Australia domestic Lounge passes33, on us, each year.

How the flight benefit works.

International Travel Insurance6

Cardholders are entitled to International Travel Insurance which may cover you and your family when travelling overseas, for medical expenses, loss or theft of personal items, unexpected trip cancellation and more when you purchase your overseas travel tickets on your Virgin Australia Velocity High Flyer Card. Please note, the evolving COVID-19 pandemic may impact cover as outlined in the Complimentary Insurance Terms and Conditions.

Extended Warranty Insurance6

Cardholders may be entitled to extended warranty insurance of up to 12 months which may cover you at the end of the Australian warranty period that applies to covered products you purchase on your Virgin Australia Velocity High Flyer card as outlined in the Complimentary Insurance Terms and Conditions.

Fraudshield®

Rest assured that we're on the case, to keep your card safe around the clock with Fraudshield®. As long as you keep your contact details up to date, we'll contact you if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy12, ensuring you won't be held liable for fraudulent transactions made with your card. 

Purchase Cover6

Cardholders receive 90 days complimentary insurance against loss, theft or accidental damage on covered products purchased anywhere in the world using your Virgin Australia Velocity High Flyer Card up to specified amounts as outlined in the Complimentary Insurance Terms and Conditions.

Personal Concierge

Take advantage of round-the-clock access to the Visa Platinum Concierge Service14. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

Transit Accident Insurance6

This cover provides certain benefits in the event of accidental death and cover for cardholders who sustain an injury whilst on a trip, while riding as a passenger in or boarding or alighting transport while overseas, where the entire trip has been purchased on your Virgin Australia Velocity Flyer or High Flyer Card, as outlined in the Complimentary Insurance Terms and Conditions.

Guaranteed Pricing Scheme6

If you purchase the entire cost of covered products using your Virgin Australia Velocity Flyer or High Flyer Card, the scheme guarantees the cardholder gets the best price if, within 60 days of the purchase, they advise us that they have, subsequent to their purchase, received a catalogue showing the same covered products for a lower price from a store within 25 kilometers of the store from where the covered product was purchased, and the price difference is greater than AU$75, we will refund the price difference up to $500.  It does not apply to any purchases over the internet, as outlined in the Complimentary Insurance Terms and Conditions.

Visa Signature Benefits

Gain access to unique Visa privileges such as a range of great reduced holiday offers on hotels and resorts around the globe & up to 30% discount on green fees at some of the most prestigious golf clubs around the world. With Visa Platinum Benefits you'll also get exclusive access to pre-sale tickets to some of the most sought-after events in Australia.

Learn more