Why Virgin Money Home Loans?

Our rates

Fixed rate home loan

3 Year Fixed Rate^
6.49% p.a.
Comparison rate*
6.60% p.a.

Available for new owner occupied principal and interest loans with an LVR of 60% or less and total borrowings of $300,000 or more.

Variable rate home loan

Variable Rates from+
6.44% p.a.
Comparison rate*
6.58% p.a.

Available for new owner occupied principal and interest loans with minimum 40% deposit and balances of $500,000 or more.

Features & benefits

Competitive interest rates

Enjoy our competitive interest rates. Plus we recognise and reward the value of our customers with discounted variable interest rates based on loan size and loan-to-value ratio.

Redraw

If you're ahead of your minimum repayments, you can redraw those funds online at any time (minimum redraw amount $100) with no extra charges.

Offset account

Our Reward Me Home Loan comes with a Home Loan Companion Account that we'll open for you. Available on our variable rate home loan account. You can use it to offset your loan balance and reduce your interest.

Split borrowings

You can split your borrowings and lock in a portion of your loan with a fixed rate to get repayment certainty over a fixed period.

More about Virgin Money Home Loans


Let’s chat

Enquire now

Let us know what time suits you and we'll give you a call.

You call us

Chat to us today about a Reward Me Home Loan please call us on 13 81 51.
We’re available Monday to Friday 8am – 5pm (AEST) excluding public holidays.