Repayments = Rewards
Earn Virgin Money Points every month just for repaying your home loan on time16.
Pay your loan off pronto
Make extra repayments fee-free with no limits and withdraw them whenever13.
Wait less for yes
Faster application decisions when you refinance, plus mobile banker support.
A more rewarding home loan awaits
Packed with features, stacked with rewards. A home loan that makes every dollar work harder for you with competitive rates and flexible options.
Your loan, your rules
Fixed or variable? When it comes to refinancing your home loan, it’s a big question. Here’s some cool news, you don’t have to decide. If you like the benefits that fixed rate and variable rate loans provide, you can split your home loan. Flexibility is its biggest flex.
Home loan rates and fees
We keep our rates competitive and our fees to a minimum, because there’s nothing more rewarding than feeling like you got a great deal on your home loan. Apart from maybe all the points you’ll earn.
CALCULATORS & TOOLS
How much can I borrow?
Calculate how much you may be able to borrow based on your income and expenses.
CALCULATORS & TOOLS
How much can I save?
Increasing or making extra repayments could help you pay off your home loan sooner.
CALCULATORS & TOOLS
Calculate your repayments.
If you are looking to refinance, calculate what your new estimated monthly repayments will be.
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General enquiries | Home loan & offset account
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Get in touch
Our lending specialists are here to help. Start with a quick, no obligation chat at a time that works for you. Just fill in the form and our home loan experts will aim to contact you within 24 hours.