blog header image work smarter not harder, girl falling onto red couch smiling

Work smarter, not harder: The lazy guide to getting more from your money

Put your feet up, run a bath, snooze on the sofa, or relax in the sun. No matter how you choose to chill, remember – while you’re taking it easy, your money doesn’t have to.

From banking to your super, Virgin Money makes it easier for you to get a whole lot for your money by doing the bare minimum. So get your lazy on and discover how to make your money work while you barely lift a finger.

Bank to your own beat

We believe in working smarter not harder. Here’s how you can make every cent of your money count with Virgin Money, easy peasy.

Sign up in minutes

Get a Virgin Money Go account in just minutes and receive bonus Virgin Money Points just for joining1.

Ditch your card

Forget the plastic. Add your card to your digital wallet in just a few swipes and you’ll never have to reach for your physical card ever again2.

Go mobile

Access your accounts and rewards easily via the Virgin Money App so you can track, manage and view your progress at your fingertips, whenever, wherever3. Even on the couch.

Save every time you spend

Take the thinking out of saving. Activate Round ups in your Go account to automatically round up your purchases to the nearest dollar and we’ll send the difference to your nominated savings4.

Boost your savings big time

Maximise your savings with our high interest savings account, the Boost Saver (which comes bundled with our Go Account).

Relax into your rewards

Rewards shouldn’t require effort. That’s why we’re all for recognising and rewarding you every day. Discover how easy it is to earn Virgin Money Rewards.

Get rewarded for retail therapy

Online shopping is the ultimate time-saver for clever shoppers. And we’re here to make it even more rewarding. Add your Virgin Money Go Account card at the checkout of your fave online retailers and if you’ve hit the Monthly Criteria, you'll earn 8 Virgin Money Points per purchase.

Boost your points with savvy shopping

Shopping just got even more rewarding. We’ve teamed up with loads of your favourite brands to help you earn thousands of bonus Virgin Money Points all from the palm of your hand. From your favourite big brands to local stores, we have a range of offers all year round.   

Your next hotel stay sorted

Ready to getaway? With Virgin Money Rewards you can book your next hotel stay at participating locations, with great pricing – all within the Virgin Money App.

Super that's super easy

Planning for your future can feel like a big deal. Virgin Money Super helps you with the mental load by keeping things easy and doing most of the hard work for you. But that doesn’t mean you shouldn’t also be rewarded for all your hard work earning your regular super contributions from your employer, right?

Super that grows with you

Your super is your money, but we also know figuring out where to invest it can be tricky for some. You can choose to let them do all the hard work for you with LifeStage Tracker®. It automatically adjusts your risk levels based on your age – from high ‘growth’ investments to lower ‘defensive’ investments as you get closer to retirement. Easy.

Give excessive fees the flick

Sit back and let your super balance do the growing knowing you’re in a super fund with low fees in the market. Less fees, more savings. Win-win.

Earn Velocity Frequent Flyer Points

Virgin Money rewards you with Velocity Points1 when your employer pays the compulsory employer Superannuation Guarantee contribution1, or you make your own contributions2. Nice!


Important information

1. New Virgin Money Go Account customers will receive a welcome bonus when they meet the eligibility criteria. For customers who open a Virgin Money Go Account jointly with another person, the welcome bonus will be split and evenly allocated to both joint account holders of that account once the Monthly Criteria have been met. Virgin Money reserves the right to amend or withdraw this offer at anytime without notice. For the latest welcome bonus offer head to the Go account website page. Further information on the Virgin Money Rewards Program refer to our terms and conditions

2. Available on compatible devices.

3. The Virgin Money mobile app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. IOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license