Virgin Insurance Benefits for Home Loan Customers

With Virgin Insurance, it’s easy to protect what matters most to you.

When you have a home loan to manage, there are a few things you may want to consider. Like whether you're protecting your home from the moment you own it. And who’ll take care of the repayments if something happens to you. These things may be tough to think about, but it pays to be prepared.

As a Virgin Money Reward Me Home Loan customer, when you take out a new Home, Contents, Life or Income Protection policy, we’ll reward you with 10,000 Velocity Points. It's our special way of saying thanks for keeping things in the family. See the "Important Information" section for more details.

Virgin Money Home Loans - Rewards and Benefits: Virgin Credit Card Benefits | Virgin Australia Velocity Flyer Card

Virgin Home and Contents Insurance

At Virgin Money, we understand each home-owner has different needs. Whether you're after building insurance, contents insurance or both, Virgin Home and Contents Insurance25 can help protect your castle and the things you love within it.

 

Get the home advantage with 10,000 Velocity Points27

As a Reward Me Home Loan customer, you'll receive 10,000 Velocity Points when you buy Virgin Home Insurance, Virgin Contents Insurance or both.

Make yourself at home with our choice of cover options

Choose between home, contents, or combined home and contents insurance for added peace of mind. Optional Landlord Insurance is also available to protect against damage caused by tenants (when home insurance is purchased).

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    Your home, your way with great optional extras

    We offer great optional extras to cover flood, personal effects, motor burnout and accidental damage so you can protect more of the things you love.

    Save 30% when Home and Contents Insurance is combined online26

    Receive a 30% discount when you combine Virgin Home and Contents Insurance Price Saver online. Plus, you can adjust your excess to save even more.

    Our door is always open

    Cover is simple to sort out online or over the phone in just a few minutes. We'll be there to help sort out claims quickly with minimal fuss.

    Once your home loan has been conditionally approved, we'll send you an email with more information on Virgin Home and Contents Insurance and how to get a quote.

Virgin Money Home Loans - Rewards and Benefits: Virgin Credit Card Benefits | Virgin Australia Velocity Flyer Card

Virgin Life Insurance

Deep down, when we have a home loan to worry about, we know we should consider life insurance. We insure our cars and other material belongings, yet we often don’t stop to think about insuring ourselves. Or the future.

What if something unexpected were to happen? Do you have a 'Plan B' that’ll help see the family through with mortgage repayments? Virgin Life Insurance can help protect the people you love financially if you’re no longer around to help.

 

Get the inside deal with 10,000 Velocity Points30

As a Reward Me Home Loan customer you'll receive 10,000 Velocity Points when you take out Virgin Life Insurance.

It's your life choose the cover option to suit you

Nominate the type and amount of cover that suits you. Plus, choose from our two simple ways to get covered:

QUICK & EASY

  • On-the-spot29 cover up to $250,000

TAILORED

  • Answer some health and lifestyle questions and apply for cover up to $1.5 million
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    Affordable cover with more ways to save

    There are options to freeze your premiums for the life of the policy33. Plus, save more with discounts for couples and on annual payments.

    Applying is easy

    Get covered quickly with no medical exams or blood tests. You can sort out life insurance online or on the phone in just a few minutes.

    We put your family first

    We're there when your family need us the most. Claims are sorted out quickly with minimal fuss.

    Once your home loan has been conditionally approved, we'll be in touch to find out if you'd like to speak with one of our insurance specialists.

Virgin Money Home Loans - Rewards and Benefits: Virgin Credit Card Benefits | Virgin Australia Velocity Flyer Card

Virgin Income Protection

Sickness, injury or involuntary redundancy could seriously affect you, your lifestyle and the world you've worked so hard to build. Virgin Income Protection will help replace lost income should the unexpected happen to you, so you can better stay on top of your home loan repayments until you're back on your feet.

 

Get the inside deal with 10,000 Velocity Points30

As a Reward Me Home Loan customer, you’ll receive 10,000 Velocity Points when you protect your lifestyle with Virgin Income Protection.

Work it your way with a choice of cover options

Choose from our two simple ways to get covered:

QUICK & EASY:

  • On the spot28 cover with no lengthy health or lifestyle questions asked
  • Cover up to 85% of pre-tax monthly income up to $7,500 per month

TAILORED:

  • Answer some health and lifestyle questions to potentially reduce premiums
  • Cover up to 85% of pre-tax monthly income up to $10,000 per month
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    Give yourself some breathing space with Involuntary Redundancy cover

    Help keep things on an even keel while you're looking for work with our optional Involuntary Redundancy cover.

    HOW IT WORKS: We'll pay a monthly benefit for up to 3 months if you’re made involuntarily redundant. Cover is up to 85% of your pre-tax income up to $3,000 per month. Available to individuals aged 18-60 who are self-employed or permanent employees working a minimum of 30 hours a week. Cover commences 6 months from cover start date. Waiting periods, limitations and exclusions apply. See PDS for details.

    Cover for more people from mechanics to mums

    Over 1,000 jobs covered with our wide occupation list. Whatever your working situation, we have options for full-time, part-time, self-employed and stay-at-home parents.

    Applying is easy

    Get covered quickly with no medical exams or blood tests. You can sort out Income Protection insurance online or on the phone in just a few minutes.

    There when you need us

    We'll be by your side when you need us most. Claims are sorted out quickly with minimal fuss.

    Once your home loan has been conditionally approved, we'll be in touch to find out if you'd like to speak with one of our insurance specialists.

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    Product Essentials Guide

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