Super investment options and performance
When it comes to investing your super, we believe in choice. Whether you’re hands-on or hands-off, Virgin Money Super gives you access to great investment options and positive long-term performance.3 , 4
Choose the right investment options for your super
Wherever you are in life, we've got a super strategy for you. Select your stage to see how your super could be invested.
LifeStage Tracker® {font-dark}
LifeStage Tracker® is our default investment option that takes the hard work out of managing your super.
It automatically adjusts your investment mix based on your age, helping you grow your balance early and protect it as you move closer to retirement.
It’s investing made simple. Click on your birth year to see how your super is invested.
It is estimated that there will be between 4 and 6 negative annual returns over any 20 year period.
It is estimated that there will be between 4 and 6 negative annual returns over any 20 year period.
It is estimated that there will be between 4 and 6 negative annual returns over any 20 year period.
It is estimated that there will be between 4 and 6 negative annual returns over any 20 year period.
It is estimated that there will be between 3 and 4 negative annual returns over any 20 year period.
It is estimated that there will be between 3 and 4 negative annual returns over any 20 year period.
Choose your own investment {font-dark}
If you want to take more control of where your super is invested, our selection of investment options gives you the ability to invest your money where you’re most comfortable.
There is no limit on the number of options you can select to be invested in. You can choose a single option, or a mix of options from any of our super investment options listed here.
Super Performance
Strong super performance and smart investments go hand in hand. Virgin Money Super gives you the tools to help grow your super with more confidence.
LifeStage Tracker® {font-dark}
LifeStage Tracker® is our default investment option—designed to do the work for you. It automatically adjusts your investment mix based on your age, helping you grow your balance early and protect it as you move closer to retirement.
It’s investing made simple. View super performance by clicking on your birth year.
Performance figures shown are as at 30 September 2025. Your individual results may vary depending on when you joined, how often you contribute, and any changes you’ve made along the way.
Born 2014 - 2018
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*Performance since inception (effective from July 2017). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 2009 - 2013
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicatorof future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 2004 - 2008
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*Performance since inception (effective from November 2017). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1999 - 2003
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1994 - 1998
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1989 - 1993
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1984 - 1988
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1979 - 1983
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1974-1978
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1969 - 1973
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1964 - 1968
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*Performance Since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1959 - 1963
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1954 - 1958
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born 1949 - 1953
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Born before 1949
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Choose your own investment {font-dark}
Want to take control? Select from a range of super investment options including indexed shares, diversified strategies, property or cash.
You can invest according to the level of investment risk and return that you are comfortable with.
Indexed Australian Shares
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Indexed Australian Listed Property
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Cash Option
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Indexed Diversified Shares
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*Performance since inception (effective from January 2017). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Indexed Overseas Shares
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*Performance since inception (effective from December 2016). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Enhanced Indexed Growth
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*Performance since inception (effective from January 2017). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Enhanced Indexed Conservative Growth
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*Performance since inception (effective from January 2017). Please note that past investment performance is not a reliable indicator of future performance.
For more detailed information, please read the Virgin Money Super Product Disclosure Statement{external-link}, FSG and Product Guide{external-link}.
Superannuation performance FAQs
We’ve answered the big (and small) questions our customers ask the most.
How does LifeStage Tracker® work?
The LifeStage Tracker® option has a whole of life approach to investing your super and does all the hard work for you.
When you’re younger, LifeStage Tracker starts with a higher allocation of growth assets (growth 90% and defensive 10%). As you get older, your exposure to growth assets will gradually reduce to reduce volatility in the years leading up to your retirement. This gradual adjustment continues until the allocation reaches approximately 50% growth and 50% defensive at age 70. This gradual adjustment to the asset allocation is called the glidepath.
For more information about our LifeStage Tracker® Investment option, please refer to our Product Disclosure Statement, Product Guide and Product Dashboard.
How does choosing your own investment mix work?
You can choose from our range of investment options depending on the level of investment risk and return that you are comfortable with. You can choose a single option, or a mix of options from any of our investment options listed below:
- Indexed Australian Shares
- Indexed International Shares
- Indexed Australian Listed Property
- Cash Option
- Indexed Diversified Shares
- Enhanced Indexed Growth
- Enhanced Indexed Conservative Growth
How can I switch my investment options?
What is the unit pricing?
Discover superannuation tips, tricks and guides
Explore helpful tips to make the most of your super investment options with Virgin Money Super.
Help & support
Need a hand managing your super? Start here with handy resources and helpful forms.
Getting started
Managing your account
Growing my super
Important documents
Contact us
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