Does your credit card come with complimentary international travel insurance?6
01 June 2015
A caricature of the streets of London, gelato in Rome, a handful of tacky Eiffel Tower key rings from Paris – there are a million ways you can spend your money on holiday. However, one such way that is less publicised by big travel guides is the importance of having appropriate travel insurance.
Being adequately covered by your travel insurance for the activities you plan to undertake could be a lifesaver if a problem occurs whilst you are away, especially in a foreign country where medical expenses may be high. Whether your travel is about rest and relaxation or adventures, you may wish to check out the cover options at Virgin Travel Insurance.
For those who already have a Virgin Australia Velocity High Flyer Card, you’ll receive complimentary international travel insurance if you pay for your overseas flights with your credit card.
How do I get Complimentary International Travel Insurance for my spouse and children?
If you shout the whole family a trip on the card, you’ll get the insurance for your spouse and dependent children, provided they travel with you. Cover includes medical expenses for illness or injury, lost or stolen luggage, legal liability and more.
Be sure to read the terms and conditions of the Complimentary International Travel Insurance that comes with your Virgin Australia Velocity High Flyer Card, so you fully understand what it covers, what it excludes and whether it is right for your needs.
There are many cards on the market that may also offer Complimentary International Travel Insurance. The ways to be eligible for insurance, and the levels of cover and exclusions, may differ so be sure to read the fine print specific to your particular credit card.
Why do you need international travel insurance?
The Department of Foreign Affairs and Trade website SmartTraveller offers a whole page of examples of times when travel insurance has really helped Australians in their time of need. If you travel and come into trouble – often medical or lost-luggage related – you will have to foot the bill without help.
Where would you put the dollars you saved if you had complimentary international travel insurance?
Important information
6. AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Virgin Money Australia (VMA) branded credit cards. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Virgin Money Credit Cards Complimentary Insurance Policy Information Booklet effective 26 November 2025 which may be amended from time to time. Neither NAB nor any of its related corporations guarantee this insurance.
Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740,Australian Credit Licence 244616 (“BOQ”), promotes and distributes the Virgin Money Credit Cards ("Credit Cards"). National Australia Bank Limited ABN 12 004 044 937 Australian Credit Licence 230686 (“NAB”) is the credit provider and issuer of the Credit Cards.
Our/us/we/The Virgin Money Credit Cards Team means NAB unless the context otherwise requires it. BOQ does not and will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with the Credit Cards.