Why Virgin Home Insurance?




Grab a $50 e-Gift card when you purchase a new eligible combined Virgin Home and Contents Insurance policy by 31 August 20216. Purchase online and you'll also save 30% on your first year’s premium7.


Save 30% on your first year's premium when you combine Virgin Home and Contents Insurance online7


Affordable and flexible cover options, with 21 day money back guarantee4


You can lodge an insurance claim online 24/7, 7 days a week or over the phone Mon to Fri 8am to 5pm, Sat 8am to 2pm (AEST)

Insured events

Our affordable home and contents insurance policies will cover you for the following events:

  • Fire
  • Explosion
  • Theft or attempted theft
  • Malicious damage, vandalism, riot or civil commotion
  • Breakage of glass, ceramic and sanitary fixtures
  • Storm and rainwater
  • Lightning
  • Earthquake or Tsunami
  • Escape of liquid (e.g. pipes, drains, etc)
  • Impact at home (e.g. fallen tree/branch)
Upgrade your cover

Accidental damage

Extend your cover so that it can cover even more of your home and/or contents

Sum insured safeguard

Extend your home sum insured up to an additional 25% if your nominated sum insured is not sufficient to replace or repair the damage to your home

Flood cover

Covered for damage caused by flood to your home and/or contents