Earn
5,000
Velocity Points2

Your house is more than a home; it’s your castle. Let us help you safeguard it! Our straightforward, flexible and affordable home and contents insurance policies can help protect your home, inside and out. Plus, earn Velocity Frequent Flyer Points towards your next holiday.

Home & Contents Insurance

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Home Building Insurance

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Contents Insurance

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Landlord cover

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Why Virgin Home and Contents Insurance?

Benefits

Affordable

Save up to 30%1 when you combine Virgin Home and Contents Insurance online

Rewarding

Earn 5,000 Velocity Points2 when you purchase a new eligible policy

Flexible

Affordable and flexible cover options, with 21 day money back guarantee4

Reliable

You can lodge an insurance claim over the phone or online at any time of the day or night, 365 days a year

Easy

Virgin Insurance Hub - Manage your policy online 24/7

Quick

Get cover in minutes - with our easy online application process

Insured events

Our home and contents insurance will cover you for the following events:

  • Fire
  • Explosion
  • Theft or attempted theft
  • Malicious damage, vandalism, riot or civil commotion
  • Breakage of glass, ceramic and sanitary fixtures
  • Storm and rainwater
  • Lightning
  • Earthquake or Tsunami
  • Escape of liquid (e.g. pipes, drains, etc)
  • Impact at home (e.g. fallen tree/branch)
Upgrade your cover

Landlord cover

Be protected if a tenant fails to pay rent or damages your investment property

Flood cover

Covered for damage caused by flood to your home and/or contents    

Motor burnout cover

Cover for burnout of electric motors in your household appliances

Accidental damage cover

Extend your cover so that it can cover even more of your home and/or contents

Sum insured safeguard

Extend your home sum insured up to an additional 25% if your nominated sum insured is not sufficient to replace or repair the damage to your home

Commercial storage

Loss or damage caused by an insured event to contents stored in a commercial storage facility for your period of insurance. (Only available with Contents insurance)

How to claim

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Manage your policy

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Velocity rewards

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