You set the goal. We’ll help you get there.

New wheels, new house, getting hitched – whatever it is, we can help you dream big and save hard.

Lock and save

Lock and save

Switch on the Lock Saver Feature on your Boost Saver34 or Grow Saver35 and earn an additional 0.30% p.a. interest. It’s perfect for long-term goals when you don’t need immediate access to your money. 32 days' notice period applies.

Real insights in real time

Smash your savings goals with clever insights and real-time alerts. We’ll even tell you when you’re tracking ahead or slipping behind your target.

Save your way

With both our savings accounts, you’ll be able to open up to 9 accounts so you can save however you want to.

Be a goal getter

Create a personalised goal and we’ll tell you how much you need to save to reach your target. We’ll even help you set up a recurring payment from your Virgin Money Go Account to help you get there sooner.

Safe and secure

Feel safe knowing your deposits are guaranteed up to $250,00022 per customer by the Australian Government’s Financial Claims Scheme.


Round up to save up

Boom! Instant savings.

Want to start saving but don’t want to think about it? Simply choose to Round Up6 your Virgin Money Go Account purchases to the nearest dollar, and we’ll send the change straight into your linked Virgin Money savings account.

How it works: Round Up means your $4.50 morning coffee will be charged as $5.00 in your Go Account, and that extra 50c will go straight into your preferred Virgin Money savings account.

Just like that, you’re saving like a pro.

Like the idea of a rewarding everyday bank account?

Check out these products or compare our accounts.


Still have some questions? Let’s see if we can answer them for you now.

  • Do I have to download the app to apply for a savings account?

    In short: yes and no. You can apply for an account through either the Virgin Money mobile app or our website. But you’ll need to download the app to manage your account. We’ve designed the Virgin Money mobile app so you can bank like never before.

    The app is designed for amazingly simple banking, so you can manage your money simply and securely, wherever and whenever you are. Give it a try! (And if you don’t love it, tell us why and we’ll do everything we can to make it better for you).

  • How does the Virgin Money app help me reach my savings goals sooner?

    We're glad you asked. Whether you’re saving for a house, saving for a trip or perhaps a new car, we’re here to help. Think of us as your own budgeting and saving superhero.

    If you have one of our high interest savings accounts, not only can you access up to 9 savings accounts, our mobile banking app is so clever that it'll send you personalised insights and real-time alerts. This is to let you know if you’re keeping to your goals, whether you're on track or perhaps falling behind. With Virgin Money, you’ll be a savings hero in no time.

  • How do I turn on Round Ups in the app?

    It’s easy as. Just head to Accounts section in the app, click into your Virgin Money Go Account and switch on the Round Ups toggle. It’ll then automatically send all your change into your savings account.